Citi Cash Back Credit Card.

Apply now & get Rs. 1000 cashback*!

*T&C apply

Citi Cash Back Credit Card. Apply now & get Rs. 1000 cashback*!

Got bills? Get cash back on all your bill spends. Do everything that you've always done but, from now, do it for less with this Cash Back credit card. Plus, enjoy savings, cash rebates and other money saving benefits all year long. It's just good sense to save and get rebates whenever you can.

Citi Cash Back Credit Card

Citi® Cash Back Credit Card

Top reasons to get the Citi® Cash Back Credit Card

  • Simply tap-and-pay at merchant terminals for purchases up to `2000* without entering the PIN
  • 5% cash back on movie ticket purchases
  • 5% cash back on all your telephone bill payments
  • Pay through Citibank Online Bill Pay and get 5% cash back on Utility Bill Payments

Terms and conditions apply.

Benefits & Features

Now pay the easy way

Using your Citi contactless card has just got a lot easier. Simply tap your card on the terminal accepting contactless card. It’s safe, fast and secure. What’s more? For transaction up to `2000*, you don’t even need to use your Personal Identification Number (PIN). For transactions greater than `2000 use card with PIN by dipping or swiping.


    It’s simple! Follow the below steps:

  • STEP 1: Look for a contactless symbol on the merchant’s terminal
  • STEP 2: Tap your card on the contactless terminal
  • STEP 3: It’s done. Take your charge-slip upon transaction authorization.

* Limit prescribed by the Reserve Bank of India vide circular no. RBI/2014-15/601 dated 14.05.2015

Please Click here for frequently asked questions. Terms and Conditions apply.

Great savings on your everyday spends

  • 5% Cash Back on movie ticket purchases.
  • 5% Cash Back on all your telephone bill payments.
  • 5% Cash Back on all your utility bill payments made online through Citibank Online Bill Pay.
    Click here to know more and register for the secure Bill Pay facility.

  • 0.5% Cash Back on all other spends.
  • Use our Savings Calculator and find how much you can save with a Citi Cash Back Credit Card.

Cash back in the Telephone / Movies / Utility category is capped at Rs.100 per month for each category. Identification of Telephone / Movies categories is done basis MCC codes provided by MasterCard.

Terms and conditions apply.

Hassle-free redemption

  • Get your cash back conveniently and automatically as statement credit.
  • Redemption in multiples of Rs.500.

Know more about Citi Credit Cards

Find answers to your questions, clarifications for your queries, and know about the everyday advantages of a Citibank Credit Card most forget to take advantage of. Such as the benefits you enjoy when traveling abroad, the new Chip+PIN dual protection technology that makes your Card transactions even more secure, instant loan and EMI facility on your Card, and much more. To continue reading, click here.

Fees and Charges


Interest Rate A variable interest rate ranging between 37.20% and 42.00% per annum. The applicable rate will vary depending on various parameters such as your card spends, credit limit utilization, repayment patterns etc.
Annual Fee Rs.500.Annual Fee is billed in the first month statement of card issuance and incrementally every 12 months thereafter. For Schedule of charges, click here.

To learn about the important fees, charges and the most important terms & conditions (MITC) applicable on the Card, please click here.

Manage Your Account

Value-added Services on Card Instant Loan. To know more, click here.
EMI option on shopping bills above Rs.2,500. To know more, click here.

Easy payment options to settle Citibank Credit Card outstanding.
To know more, click here.

Service Access on the go
CitiAlerts Track your account activity with free SMS and email alerts.
Instant Information:

SMS to 52484 as per the format given below for the service you require:

SMS To Get
STMT XXXX Total amount due, minimum amount due and payment due date.
CARDBAL XXXX Credit Card outstanding with available credit limit.
REWARDS XXXX Reward Points.
Where XXXX denotes the last 4 digits of your Debit / Credit Card number.

For subscribers OTHER THAN Aircel / Airtel / Vodafone / Idea, please send the SMS to +919880752484.

Statement Delivery

Online Statements or by post.

To know the many benefits of Online Statements, click here.

Payment Methods
Utility Bill Payment Facility Secure online utility bill payment service with over 150 listed service providers across India. To know more, click here.
24x7 Customer Support

For assistance with your Credit Card Account, call our CitiPhone Officers. Any time. Any day. From Any where.

For our location specific numbers, please click here.

Citibank Privileges

Benefits all year long

Dining Privileges

Up to 15% savings across participating restaurants

To find a Citibank partner restaurant near you, click here.

Hot Deals

Exciting offers on leading brands across categories with Citi credit cards. To find out the latest offers, click here.

EMI Privileges

Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
  • Quick Links

    Looking for other credit card? You can compare credit cards and choose the one that is ideal for your needs.

    Make the most of your savings, everyday spend, shopping escapade and travel experience with Citi. View all credit cards and apply for credit card with Citi to start enjoying the offers today.