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Get the funds when you need it with Citi Quick Cash credit card loans

Citi Credit Card ‘Loan On Phone (LOP)’ or ‘Citibank PayLite’ Installment Program has been renamed as ‘Citi Quick Cash’.

Readily available loans against your Credit Card

Funds in an instant

Cash amount within or above your credit limit into your bank account, instantly*

Amount above credit limit
Amount above credit limit

Cash loan in excess of your available
credit limit, subject to approval

Cash on your terms

Flexible tenures ranging from 6 to 48 months

Simple and Hassle-free

No paperwork, avail instantly via Citi Mobile App or Citibank Online

*Cash gets deposited instantly, if to a linked Citi account. For other bank accounts, the credit will be applied by the next business day.

Avail loan on a credit card now via the Citi Mobile® app

Smartphone displaying the first step of applying credit card loan with Citi Quick Cash

1

Choose ‘Loan on Credit Card’ to check your pre-qualified loan eligibility

Smartphone displaying the second step of applying credit card loan with Citi Quick Cash

2

Pick the repayment plan that works for you

Smartphone displaying the third step of applying credit card loan with Citi Quick Cash

3

Choose the amount you wish to avail

Smartphone displaying the fourth step of applying credit card loan with Citi Quick Cash

4

That’s it! Now enjoy the funds in your bank account.

Get an instant Citi Quick Cash quote
I need
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Rs. 5,875 / month*
This is an illustrative example. The monthly repayment amount may differ based on the interest rate communicated to you while availing the offer.

How others are using Citi Quick Cash


A beautiful wedding setup organized with the help of Citi Quick Cash credit card loan

Wedding

Planning a perfect wedding is a huge undertaking. With Citi Quick Cash, Anushka was able to make her dream wedding come true.

A loan on credit card helped a family with their medical expenses

Medical Expenses

Medical expenses can accumulate quickly, especially when life surprises you with twins. Citi Quick Cash let Rahul and Preeti cover all their bills with ease.

A credit card loan helped a family with their girl's education, who is now in her dance costume looking at a mirror

Children’s Education

Enrichment classes are a necessity these days. With Citi Quick Cash, Nikhil secured ballet lessons for his daughter.

Download Citi Mobile® App to get Citi Quick Cash

Download on the App Store  GET IT ON Google Play

 

Frequently Asked Questions on Credit Card Loans

Important Notice :

Citi Credit Card ‘Loan On Phone or LOP’ or ‘Citibank PayLite’ Installment Program has been renamed as ‘Citi Quick Cash’ Program.

Please note MMC Infotech Pvt Ltd is an authorised lending service provider involved in Direct Sales/Telesales marketing.

Terms & Conditions

Terms and Conditions for Citi Quick Cash.

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