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ONLINE CREDIT CARD PAYMENT

Just realized you have less than a day to make your Citibank Credit Card payment? No worries! You can still make payment on time through Citibank Online, Citi Mobile or NEFT.

Top reasons to pay Credit Card bill online

  • Get your funds credited to your Credit Card faster
  • It's hassle-free
  • Option to set up standing instruction from a Citibank Bank account

Citibank offers the following Modes for Credit Card payment

From your Citibank account

In Citibank Online - Standing Instruction

With Citibank Online Credit Card payment option you can set up a standing instruction to pay either minimum amount due or total amount due.

Citi Mobile

Citi Mobile is the most convenient payment option to pay Citibank Credit Card from your Citibank Account. Its simple to pay using your mobile. "Just visit m.citibank.co.in to pay your Credit Card bill using your mobile."

From your Other Bank account

IMPS

With IMPS option, credit card bill payments can be made 24X7 (including holidays) from any of your bank accounts. Payments initiated by customers through IMPS will be credited to the card account instantly and will reflect in his statement by end of the same business day. Customer’s credit line will be increased to the extent of payment received instantly.

NEFT

Payments initiated by customers through NEFT will be credited to the card account instantly and will reflect in his statement by end of the same business day. NEFT is available 24 X 7 (including holidays) and this payment can be done from any of your bank accounts. Customer’s credit line will be increased to the extent of payment received instantly.

RTGS

Credit card payments for Rs.2,00,000 and above can be made through RTGS. Payments initiated by customers through RTGS will be credited to the card account instantly and will reflect in the card statement by end of the same business day. RTGS is available 24 X 7 (including holidays. Customer’s credit line will instantly be increased to the extent of payment received instantly.

ACH/ECS

Your funds are transferred from your account with other bank through a facility called the ACH(Automated Clearing House, earlier referred as ECS). You are required to provide a signed mandate to Citibank authorizing the transfer of funds from your account with other bank. The ACH mandate can be downloaded here. Payment credit will happen on Payment Due Date.

Card payment from other bank website

Citibank Credit Card has been added as Utility Biller with other banks. This option allows you to pay when you login to Online Banking platform of your non-Citibank Bank account. This will normally take upto 3 working days (excluding Saturdays & Sundays) to get credited into your account.

E-PAY

Citibank's E-Pay lets you pay your Credit Card bills online even if you don't have a Citibank banking account. This will normally take 2 working days (excluding Saturdays & Sundays) to get credited into your account E-Pay now.

IMPS Card Payment

IMPS Card payment to Credit card

Add your Citibank credit card as IMPS/NEFT payee in your non Citibank account in three simple steps and initiate payment to enjoy same day credit of funds.

While doing a payee addition, please use the following details

Payee Name : Name as it appears on your Citibank Credit Card

Payee Account Number : Valid Citibank Credit Card number*

Bank Name : Citibank N.A

Payment Account Type : Select Any Account Type

IFSC Code2 : CITI0000003 (Customers residing in any City can initiate a payment using CHENNAI IFSC code)

Branch Address : CHENNAI (Customers residing in any City can initiate a payment using CHENNAI as branch address)

To initiate IMPS/NEFT payment, you can use any valid IFSC code of Citibank. In the Payee details given above, we have used Chennai IFSC code which can be used by customers residing in any City.

*Latest Citibank Credit Card number should be used to make payments to avoid rejection or delay in processing of payments.

NEFT Card Payment

NEFT Card payment to Credit card

Add your Citibank credit card as IMPS/NEFT payee in your non Citibank account in three simple steps and initiate payment to enjoy same day credit of funds.

While doing a payee addition, please use the following details

Payee Name : Name as it appears on your Citibank Credit Card

Payee Account Number : Valid Citibank Credit Card number*

Bank Name : Citibank N.A

Payment Account Type : Select Any Account Type

IFSC Code2 : CITI0000003 (Customers residing in any City can initiate a payment using CHENNAI IFSC code)

Branch Address : CHENNAI (Customers residing in any City can initiate a payment using CHENNAI as branch address)

To initiate IMPS/NEFT payment, you can use any valid IFSC code of Citibank. In the Payee details given above, we have used Chennai IFSC code which can be used by customers residing in any City.

*Latest Citibank Credit Card number should be used to make payments to avoid rejection or delay in processing of payments.

Citibank Account

Citibanking Account

If you are attempting to make your Citibank Credit Card payment from your Citibanking / Suvidha Account, you have to Login to Citibank Online with your IPIN and make your Card Payment.

If you are attempting to make payment to any other person's Credit Card from your Citibanking / Suvidha Account, you can Login to Citibank Online with your IPIN, register the Credit Card and then make the transfer easily.

Your bank account will be debited and the payment to the Credit Card will be applied in 1 working day.

Faqs

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Frequently Asked Questions about 'NEFT/RTGS/IMPS Payment to Credit Card'

Advantages of NEFT/IMPS/RTGS over Cheque

1) Same day credit of funds vs Atleast 3-4 days for credit of funds

2) From the comfort of home vs Travel to a drop box

Advantages of NEFT/IMPS/RTGS over Epay

1) Instant increase of credit line when payment is done by NEFT/IMPS/RTGS vs Atleast 2 days for credit of funds

2) End-to-End automated process Vs Manual Process

Once the transaction has been successfully completed, the credit line in your credit card will be increased by the amount paid. The payment will reflect in your credit card statement by next working day.
In the event of an invalid Card number being submitted by the customer, the funds will be returned to the originating bank on the same day. To check the status of the credit into your account, please get in touch with your Bank.
Citibank does not levy any charges for payments received through Funds Transferred to your CitiCard from other bank account. Most banks also offer Funds Transfer facility free of cost. However, you are requested to get in touch with your bank for details on applicable charges, if any.

Yes, on successfully completing the Funds Transfer you will be given a reference number for the transaction.

If you have not noted the same at the time of the transaction, you can call your bank and the same will be provided to you.

You need to quote this Unique Transaction Reference Number at the time of logging in your complaint, if any.

Almost all banks are registered for providing their customers with the Funds Transfer facility. However you are requested to check with your bank.

Your Funds Transfer can be rejected if you have entered an invalid Card number (or) if you have entered an invalid IFSC Code (or) if you have initiated a payment to a Non-Resident Credit card. In the event of rejection, the funds will be remitted back to the originating bank on the same day. To check the status of the credit into your account, please get in touch with your Bank.

Non Resident customers who hold International Credit Card with Citibank India should not use this facility and should ensure payments are made only from their NRE/NRO account.

You will receive a payment confirmation via SMS to the registered mobile number.

Your credit line will be increased instantly and will be visible on the credit card statement the next working day. In case the same is still not reflecting, you are requested to contact our 24-hours CitiPhone Banking helpline service quoting your UTR number.

You can also login to www.citibank.co.in using your Internet Personal Identification Number (IPIN) and raise a query through the "Your Queries" link on the left navigation panel.

Frequently Asked Questions about E-Pay

If your transaction status on the E-Pay confirmation page is successful, your Citibank Credit Card will be credited with the amount you authorized after 2 working days (excluding weekends and bank holidays). For example, a payment made on Monday will be visible in your credit card statement by Thursday (assuming there are no holidays in-between). If you have made a payment through SBI after 7 PM on Monday, then the payment will be visible in your credit card statement by Friday (assuming there are no holidays in-between).
After the payment is made, you will be shown an acknowledgment screen. This screen will contain a 'Status' title, which will display 'SUCCESS' in case of successful transactions and 'FAILURE' in case of failed transactions. This screen will also contain the transaction reference number. Please note this down and quote this in case of any transaction queries with your Bank.
We request you to try other payment channels like NEFT, RTGS and IMPS where the payment transfer and credit line increase is instant.
If your bank account has been debited, however the success page with the transaction reference number is not displayed, then you are advised to contact your Bank to check if the transaction was successfully processed. Your Bank will confirm back to you if the transaction is successful and the payment will be credited to the Credit Card.
  • Use Citibank Easy Bill Pay Pay your Insurance, DTH & Mobile Bills.
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