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Little legs in big shoes representing Credit card balance conversion into installments
Citi FlexiBill

Citi Credit Card ‘Balance Conversion’ Installment Program has been renamed as ‘Citi FlexiBill’.

Convert credit card outstanding balance into instalments with Citi Flexibill

Ease your mind
Ease your mind

Convert your credit card bill into affordable monthly installments

Get in control
Get in control

Flexible tenures ranging from 6 to 48 months

Simple and hassle-free
Simple and hassle-free

No paperwork, avail instantly via Citibank Online

Use our credit card EMI calculator to see how much you can convert

How much would you like to convert?

Rs. 2,500
Rs. 2,500
Rs. 6,50,000
Available repayment plans
Est. Rs. 439 /monthfor 6 months
Est. Rs. 230 /monthfor 12 months
Est. Rs. 125 /monthfor 24 months
Est. Rs. 91 /monthfor 36 months
Est. Rs. 74 /monthfor 48 months
This is an illustrative example. The monthly repayment amount may differ based on the interest rate communicated to you while availing the offer.

How others are using Citi FlexiBill to convert credit card payment to EMI

Children going to school after their expenses have been paid using credit card EMI


Back-to-school expenses can easily add up. Sakshi starts her daughter off on the right foot with Citi FlexiBill.

Travel: Pay travel bills with Citi Flexibill


A road trip has always been on Sneha’s bucket list. With Citi’s FlexiBill, she made it happen.

Festival Celebration: Spend & pay in EMIs with Citi FlexiBill

Special Occasions

Festive cheer comes with a lot of spends. Rahul uses Citi FlexiBill to spread season’s bill over time.

Frequently Asked Questions

Important Notice :

Citi Credit Card ‘Balance Conversion’ Installment Program has been renamed as ‘Citi FlexiBill’ Program.

Terms & Conditions :

Terms and Conditions for Citi FlexiBill.