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Discover exceptional rewards and services

Higher Tier of Rewards
Higher Tier of Rewards

Earn minimum 1 reward point on every ₹ 100
spent: online and in-store.

Bonus rewards
Bonus rewards

Receive welcome gift of 2,500 bonus points
and benefits worth Rs. 10,000 from ITC/Taj

Citi Prestige Concierge
Citi Prestige Concierge

Special Prestige concierge for your day to day tasks while staying safe at home.

Top 3 Citi Prestige Credit Card features

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Smartphone showcasing great lifestyle experiences where users can redeem Citi Reward Points

Redeem points instantly via SMS against purchases at leading brands

Smartphone showcasing benefits of Installment payment with Citi Paylite with Citi Prestige Credit Card
Citi PayLite

Turn big purchases into small payments

Smartphone displaying an instantly approved loan with Citi Quick Cash available on Citi Prestige Credit Card
Citi Quick Cash

Instant Loans to get things done right away

Make every spend more Rewarding

Enjoy the benefits of an unparalleled rewards program where every Rs 100 you spend* on your Citi Prestige card, earns you 1 reward point locally and 2 reward points overseas.5

Redeem your rewards for something special

Turn your earned reward points into something special, ranging from gift vouchers of leading brands to the latest gadgets through the exclusive Citi Prestige rewards catalogue.

Transfer your rewards points to the Loyalty programs of leading airlines & hotels

Get 4 Frequent Flyer Air miles for every Citi Prestige reward point you transfer to our airline partners6.

1 Citi Prestige reward point= 4 Frequent Flyer Air miles on below airlines

Air IndiaEva Air
British AirwaysInterMiles
Cathay PacificMalaysia Airlines
Etihad AirwaysSingapore Airlines
Virgin AtlanticThai Airways
QantasFlying Blue (Air France and KLM)
Qatar AirwaysTurkish Airlines

You can also transfer your reward points to our luxury hotel partners.

Taj InnerCircle1 reward points = 1 Taj InnerCircle point
IHG Rewards Club1 reward point = 4 IHG points

Instant reward redemption

Pay for almost anything with Citi Reward Points

Just an SMS. Its that simple!! Anything. Anywhere

  • transcact credit card Step 1:

    Transact using your Citi Credit Card

  • registered SMS Step 2:

    An SMS will be sent with a redemption link to your mobile number registered with Citi

  • points to redeem Step 3:

    Click on the link and select the number of points to redeem

  • successful redemption Step 4:

    Upon confirmation of successful redemption the credit against points redeemed will show in your next statement

SMS based points redemption is also available for the below select partner merchants
  • Logo of Make My Trip, which is a rewards partner of Citi Prestige credit card
  • Logo of IndiGo, which is a rewards partner of Citi Prestige credit card
  • Logo of Goibibo, which is a rewards partner of Citi Prestige credit card
  • Logo of, , which is a rewards partner of Citi Prestige credit card
  • Logo of Book my Show, which is a rewards partner of Citi Prestige credit card
  • Logo of Shoppers Stop, which is a rewards partner of Citi Prestige credit card
  • Logo of Westside, which is a rewards partner of Citi Prestige credit card
  • Logo of Vodafone, which is a rewards partner of Citi Prestige credit card
You can also redeem your points with the below options

A Worldwide Welcome awaits you with Epicure Plan of Taj InnerCircle membership

Receive a personalized welcome worldwide with an elevated status on the loyalty programs of our global partner4.

Tee off at leading domestic Golf Courses

  • 4 complimentary golf rounds & golf lessons every year at over 15 leading golf clubs in India. Additional rounds are basis spends on your Citi Prestige credit card.

See below the list of Golf Courses

LocationComplimentary golf roundsComplimentary golf lessons
Delhi NCR-GurugramJaypee Greens, Jaypee Wishtown, Golden Greens, ITC Classic Golf Resort, Karma Lakelands, The Delhi Golf Club – Peacock Course, The Delhi Golf Club – Lodhi CourseJaypee Greens, Golden Greens, Noida Golf Course, Hamoni Golf Camp, Skyline Golf, Jaypee Wishtown, Delhi NCR Qutab Golf Course, The Delhi Golf Club Practice Areas
BengaluruClover Greens Golf Club, Prestige Golfshire Club, Eagleton-The Golf ResortPrestige Golfshire Club,Clover Greens Golf Club, Eagleton-The Golf Resort
ChennaiMadras Gymkhana Club (Guindy)AKDR Village, Sandeep Syal at Cosmo - TNGF Golf Course Driving Range
HyderabadBoulder Hills Golf ClubBoulder Hills Golf Club
PuneKharghar Valley Golf Course, Poona Golf Club, Aamby ValleyPoona Golf Club, Oxford Golf Resort
ChandigarhPanchkula Golf ClubChandigarh Golf Academy
MumbaiNine Aces Golf and Country Club
Premium Golf Clubs in Mumbai^
Bombay Presidency Golf Club
Celebrations Sports Club, Nine Aces Golf and Country Club, Premium Golf clubs/driving ranges in Mumbai^, Bombay Presidency Golf Club
AhmedabadGladeone Golf Club, Kalhaar Blues & GreensGladeone Golf Club, Kalhaar Blues & Greens
KolkataTollygunge Golf ClubProtouch Golf Academy

^Please call the Citi Prestige concierge for more details.

Golf courses / Driving ranges and Golf coaches are subject to change. Citibank Prestige Cardholders are requested to make all enquiries and bookings through the Citi Prestige concierge line only.

Let us Take Care of it

Enjoy peace of mind on your travels with our overseas medical insurance of USD 50,000.7

Air Accident Insurance of Rs 5 crores

With Citi Prestige credit card, your nominee or supplementary cardmember will get a cover of Rs 50,000,000 in the unfortunate incident of an air accident.

Lost Card Protection of Rs 10,00,000

Get complimentary fraud insurance of INR 10,00,000 with your Citi Prestige credit card which covers you for any financial loss sustained due to fraudulent transactions on the card, within 96 hours prior and 48 hours post the reporting of loss or theft of the card, to Citibank..

A lost Card will never leave you feeling lost

In case you lose your card or need emergency cash, please call the Citi Prestige Service Line. We will, on an urgent basis, replace your card and provide you with emergency cash at your current location.

Now pay the easy way

Using your Citi contactless card has just got a lot easier. Simply tap your card on the terminal accepting contactless card. It’s safe, fast and secure. What’s more? For transactions up to Rs5000*(within India), you don’t even need to use your Personal Identification Number (PIN). For transactions greater than Rs5000 use card with PIN by dipping or swiping.

Please note that contactless usage is blocked by default at the time of issuance per RBI guidelines^. This can be instantly enabled this by logging into Citibank Online or the Citi Mobile App. Click here to see how.

^RBI/2019-20/142 dated 15th January, 2020.

How does it work?

It’s simple! Follow the below steps:

  • STEP 1: Look for a contactless symbol on the merchant’s terminal
  • STEP 2: Tap your card on the contactless terminal
  • STEP 3: It’s done. Take your charge-slip upon transaction authorization.

* Limit prescribed by the Reserve Bank of India vide circular no. RBI/2020-21/71 dated 04.12.2020

Please Click here for frequently asked questions. Terms and Conditions apply.

Elevate Air Travel to unforgettable journeys

  • Complimentary unlimited Priority PassTM lounge access at over 1300 airports for primary as well as supplementary cardmembers. To view the list of airports, please visit

Sometimes one Extra Night can mean a lifetime of memories

  • Indulge in luxury with one complimentary night (room only) on a minimum stay of 4 nights at any hotel across the world2.

You are never a stranger with Meet and Assist services

  • Enjoy the convenience and efficiency of fast track immigration at major international airports at discounted retail rates.
  • Avail discounts on retail rates for Luxury Airport Transfer Service3.

Freedom to do more with the new
Citi Mobile® App

Smartphone displaying face and finger recognition login option on Citi Mobile App
Smartphone displaying savings account and Citi Prestige Credit Card balance summary on Citi Mobile App
Smartphone displaying the bill payment process of Citi Prestige Credit Card on Citi Mobile App
Smartphone displaying different loan tenure options available on Citi Prestige Credit Card
Smartphone displaying the option to pay utility bills on Citi Mobile App
Smartphone displaying the facility to report lost or stolen credit cards on Citi Mobile App

Login through Finger/Face recognition

Citi Mobile Snapshot

Credit Card Bill Payment

Enable online, international & contactless transactions

Set transaction limits

Set daily limits

Only the best with Citi Prestige

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Gift boxes that have been purchased with Citi credit cards and latest offers on them

Latest Offers

Explore the latest offers on your Citi Card here.

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Instant savings on lifestyle and wellness categories.

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The Economist

Join more than a million subscribers with an unrivalled analysis of the issues behind the headlines.

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Additional Privileges

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Tap n Pay
Tap n Pay

Now pay the easy way using Citi contactless card. Click here to see how.


Redeem rewards: Redeem now or keep collecting – it's a choice you have. Click here to see how.

Experience the Citi Prestige Credit Card

The card is available at an annual membership fee of ₹ 20,000 plus taxes.^

Minimum annual income of ₹ 25 lakhs

Age 21 or older

Welcome gift of 2,500 reward points and benefits worth ₹10,000 from Taj Group or ITC Hotels, every year

  • Pan Card
  • Proof of Address
  • Latest three salary slips
  • Click here for Id and Address proof documents
  • Pan Card
  • Proof of Address
  • Latest year ITR with audited financials and computation of income
  • Click here for Id and Address proof documents

Other Related Products

^The Citi Prestige credit card is complimentary for Citigold Private Client customers meeting the minimum limit for Net Relationship Value1 (NRV). Click here to know more.

Click here for Citibank Prestige Card – Benefits, Features and Offer Terms and conditions

Click here to view the Most Important Terms & conditions.

Click here to view the Schedule of Charges.

Click here for Card Member Terms and conditions.

Click here for BSCBI guidelines.

Click here for Frequently asked questions.

*Only primary cardmembers are eligible for these benefits. Cardmembers are eligible for these benefits on first transaction. The year mentioned is card membership year.

To know more, call on the 24 hour Citi Prestige Service Line on +91-22-49181050 or Toll free 1-800-419-1050.

Existing cardmembers will receive the 2500 renewal bonus points within 60 days from the membership period. For the other benefits, cardmembers can reach the Citi Prestige Concierge desk on
000-800-8522-006 (Domestic Toll-Free Number) or +91-22-4232-0253.

1 Net Relationship Value is defined as customer’s relationship across all accounts under a household and is calculated by aggregating average monthly balances across Savings Account, Current Account, Deposits, Mutual Funds and Insurance Premium paid. For further details, please refer to schedule of charges of your Citi Priority, Citigold or a Citigold Private Client Account.

2 The goods and services described are provided by third party merchants' network of hotels.

3 For detailed terms & conditions regarding the benefits and features, please click here.

4 Offer is valid only for the Citi Prestige primary cardmember. The elevated status is valid for one year from the membership date. The Citi Prestige cardmember must meet all standard requirements to retain the elevated status on the loyalty program in the second year

5 Transactions reflecting in the credit card statement in foreign currency only will be eligible for the accelerated international reward earn rate.

6 Transfer of miles can take up to 3 weeks. Miles can be transferred only to your membership account. Your miles once transferred to any airline's Frequent Flyer Program will be subject to the Terms and conditions of the airlines.

7 The Overseas medical insurance is only valid for the Citi Prestige primary cardmember.

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