Discover exceptional rewards and services
Earn minimum 1 reward point on every ₹ 100
spent: online and in-store.
Receive welcome gift of 2,500 bonus points
and benefits worth Rs. 10,000 from ITC/Taj
Special Prestige concierge for your day to day tasks while staying safe at home.
Top 3 Citi Prestige Credit Card features
Redeem points instantly via SMS against purchases at leading brands
Turn big purchases into small payments
Instant Loans to get things done right away
Benefits of Citi Prestige Credit Cards.
Freedom to do more with the new
Citi Mobile® App
Login through Finger/Face recognition
Citi Mobile Snapshot
Credit Card Bill Payment
Enable online, international & contactless transactions
Set transaction limits
Set daily limits
Only the best with Citi Prestige
Make every spend more Rewarding
Enjoy the benefits of an unparalleled rewards program where every Rs 100 you spend* on your Citi Prestige card, earns you 1 reward point locally and 2 reward points overseas.5
Redeem your rewards for something special
Turn your earned reward points into something special, ranging from gift vouchers of leading brands to the latest gadgets through the exclusive Citi Prestige rewards catalogue.
Transfer your rewards points to the Loyalty programs of leading airlines & hotels
Get 4 Frequent Flyer Air miles for every Citi Prestige reward point you transfer to our airline partners6.
1 Citi Prestige reward point= 4 Frequent Flyer Air miles on below airlines
| Air India | InterMiles |
| British Airways | Etihad Airways |
| Virgin Atlantic | Singapore Airlines |
| Qantas | Flying Blue (Air France and KLM)/td> |
| Qatar Airways | Turkish Airlines |
| Cathay Pacific |
You can also transfer your reward points to our luxury hotel partners.
| Taj InnerCircle | 1 reward points = 1 Taj InnerCircle point |
| IHG Rewards Club | 1 reward point = 4 IHG points |
Instant reward redemption
Pay for almost anything with Citi Reward Points
Just an SMS. Its that simple!! Anything. Anywhere
Step 1:Transact using your Citi Credit Card
Step 2:An SMS will be sent with a redemption link to your mobile number registered with Citi
Step 3:Click on the link and select the number of points to redeem
Step 4:Upon confirmation of successful redemption the credit against points redeemed will show in your next statement
A Worldwide Welcome awaits you with Epicure Plan of Taj InnerCircle membership
Receive a personalized welcome worldwide with an elevated status on the loyalty programs of our global partner4.
Tee off at leading domestic Golf Courses
- 4 complimentary golf rounds & golf lessons every year at over 15 leading golf clubs in India. Additional rounds are basis spends on your Citi Prestige credit card.
See below the list of Golf Courses
| Location | Complimentary golf rounds | Complimentary golf lessons |
|---|---|---|
| Delhi NCR-Gurugram | Jaypee Greens, Jaypee Wishtown, Golden Greens, ITC Classic Golf Resort, Karma Lakelands, Premium golf club in New Delhi Course | Jaypee Greens, Golden Greens, Noida Golf Course, Hamoni Golf Camp, Skyline Golf, Jaypee Wishtown, Delhi NCR Qutab Golf Course, The Delhi Golf Club Practice Areas |
| Bengaluru | Clover Greens Golf Club, Prestige Golfshire Club, Eagleton-The Golf Resort, Prestige Augusta | Prestige Golfshire Club,Clover Greens Golf Club, Eagleton-The Golf Resort |
| Chennai | Madras Gymkhana Club (Guindy) | AKDR Village, Sandeep Syal at Cosmo - TNGF Golf Course Driving Range |
| Hyderabad | Boulder Hills Golf Club | Boulder Hills Golf Club |
| Pune | Kharghar Valley Golf Course, Poona Golf Club, Aamby Valley, Oxford Golf Resort* | Poona Golf Club, Oxford Golf Resort |
| Chandigarh | Panchkula Golf Club | Chandigarh Golf Academy |
| Mumbai | Mount Alterra Golf County Premium Golf Clubs in Mumbai^ Bombay Presidency Golf Club | Celebrations Sports Club, Mount Alterra Golf County, Premium Golf clubs/driving ranges in Mumbai^, Bombay Presidency Golf Club, Golden Swan Golf Academy |
| Ahmedabad | Gladeone Golf Club, Kalhaar Blues & Greens, Belvedere Golf Club, Gulmohar Greens | Gladeone Golf Club, Kalhaar Blues & Greens, Belvedere Golf Club, Gulmohar Greens |
| Kolkata | Tollygunge Golf Club | Protouch Golf Academy |
Note : *on weekdays only except any public holiday falling on weekdays.
^Please call the Citi Prestige concierge for more details.
Golf courses / Driving ranges and Golf coaches are subject to change. Citibank Prestige Cardholders are requested to make all enquiries and bookings through the Citi Prestige concierge line only.
Let us Take Care of it
Enjoy peace of mind on your travels with our overseas medical insurance of USD 50,000.7
Air Accident Insurance of Rs 5 crores
With Citi Prestige credit card, your nominee or supplementary cardmember will get a cover of Rs 50,000,000 in the unfortunate incident of an air accident.
Lost Card Protection of Rs 10,00,000
Get complimentary fraud insurance of INR 10,00,000 with your Citi Prestige credit card which covers you for any financial loss sustained due to fraudulent transactions on the card, within 96 hours prior and 48 hours post the reporting of loss or theft of the card, to Citibank..
A lost Card will never leave you feeling lost
In case you lose your card or need emergency cash, please call the Citi Prestige Service Line. We will, on an urgent basis, replace your card and provide you with emergency cash at your current location.
Now pay the easy way
Using your Citi contactless card has just got a lot easier. Simply tap your card on the terminal accepting contactless card. It’s safe, fast and secure. What’s more? For transactions up to Rs5000*(within India), you don’t even need to use your Personal Identification Number (PIN). For transactions greater than Rs5000 use card with PIN by dipping or swiping.
Please note that contactless usage is blocked by default at the time of issuance per RBI guidelines^. This can be instantly enabled this by logging into Citibank Online or the Citi Mobile App. Click here to see how.
^RBI/2019-20/142 dated 15th January, 2020.
How does it work?
It’s simple! Follow the below steps:
- STEP 1: Look for a contactless symbol on the merchant’s terminal
- STEP 2: Tap your card on the contactless terminal
- STEP 3: It’s done. Take your charge-slip upon transaction authorization.
* Limit prescribed by the Reserve Bank of India vide circular no. RBI/2020-21/71 dated 04.12.2020
Please Click here for frequently asked questions. Terms and Conditions apply.
Elevate Air Travel to unforgettable journeys
- Complimentary unlimited Priority PassTM lounge access at over 1300 airports for primary as well as supplementary cardmembers. To view the list of airports, please visit www.prioritypass.com.
Sometimes one Extra Night can mean a lifetime of memories
- Indulge in luxury with one complimentary night (room only) on a minimum stay of 4 nights at any hotel across the world2.
You are never a stranger with Meet and Assist services
- Enjoy the convenience and efficiency of fast track immigration at major international airports at discounted retail rates.
- Avail discounts on retail rates for Luxury Airport Transfer Service3.
Additional Privileges
Redeem rewards: Redeem now or keep collecting – it's a choice you have. Click here to see how.
Experience the Citi Prestige Credit Card
The card is available at an annual membership fee of ₹ 20,000 plus taxes.^
Minimum annual income of ₹ 25 lakhs
Age 21 or older
Documents required to apply for a Citi Prestige Credit Card.
- Pan Card
- Proof of Address
- Latest three salary slips
- Click here for Id and Address proof documents
- Pan Card
- Proof of Address
- Latest year ITR with audited financials and computation of income
- Click here for Id and Address proof documents
Other Related Products
^The Citi Prestige credit card is complimentary for Citigold Private Client customers meeting the minimum limit for Net Relationship Value1 (NRV). Click here to know more.
Click here for Citibank Prestige Card – Benefits, Features and Offer Terms and conditions
Click here to view the Most Important Terms & conditions.
Click here to view the Schedule of Charges.
Click here for Card Member Terms and conditions.
Click here for Board Policy on Credit & Debit Cards.
Click here for Frequently asked questions.
*Only primary cardmembers are eligible for these benefits. Cardmembers are eligible for these benefits on first transaction. The year mentioned is card membership year.
To know more, call on the 24 hour Citi Prestige Service Line on +91-22-49181050 or Toll free 1-800-419-1050.
Existing cardmembers will receive the 2500 renewal bonus points within 60 days from the membership period. For the other benefits, cardmembers can reach the Citi Prestige Concierge desk on
000-800-8522-006 (Domestic Toll-Free Number) or +91-22-4232-0253.
1 Net Relationship Value is defined as customer’s relationship across all accounts under a household and is calculated by aggregating average monthly balances across Savings Account, Current Account, Deposits, Mutual Funds and Insurance Premium paid. For further details, please refer to schedule of charges of your Citi Priority, Citigold or a Citigold Private Client Account.
2 The goods and services described are provided by third party merchants' network of hotels.
3 For detailed terms & conditions regarding the benefits and features, please click here.
4 Offer is valid only for the Citi Prestige primary cardmember. The elevated status is valid for one year from the membership date. The Citi Prestige cardmember must meet all standard requirements to retain the elevated status on the loyalty program in the second year
5 Transactions reflecting in the credit card statement in foreign currency only will be eligible for the accelerated international reward earn rate.
6 Transfer of miles can take up to 3 weeks. Miles can be transferred only to your membership account. Your miles once transferred to any airline's Frequent Flyer Program will be subject to the Terms and conditions of the airlines.
7 The Overseas medical insurance is only valid for the Citi Prestige primary cardmember. However, kindly note that if you have been issued a physical certificate for Overseas Medical Insurance between March 31st,2022 and 31st January 2023, the same shall continue to be valid for the policy duration as stated in the certificate i.e February 28,2023. Further, please also note that new certificates for Overseas Medical Insurance will continue to be issued till January 31,2023.