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Citi Prestige Credit Card

Citi Prestige Credit Card

A world of unparalleled experiences

Welcome gift of 2,500 reward points and benefits worth ₹10,000 from Taj Group or ITC Hotels, every year

Get Citi Prestige Card

Discover exceptional rewards and services

Higher Tier of Rewards

Earn minimum 1 reward point on every ₹ 100
spent: online and in-store.

Bonus rewards

Earn bonus point worth Rs. 2500 or 10000
miles + benefits worth Rs. 10000 from ITC/Taj

Citi Prestige Concierge

Special Prestige concierge for your day to day tasks while staying safe at home.

Enter the world of Citi Prestige

Top 3 Citi Prestige Credit Card features

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Redeem Miles instantly via SMS against purchases at leading brands

Citi PayLite

Turn big purchases into small payments

Citi Quick Cash

Instant Loans to get things done right away

Key Benefits on Citi Prestige - Golf, Concierge Services and more

Make every spend more Rewarding

Enjoy the benefits of an unparalleled rewards program where every Rs 100 you spend on your Citi Prestige card, earns you 1 reward point locally and 2 reward points overseas.5

Monthly Relationship Bonus

  • Be rewarded for your existing relationship with Citibank and spends with additional bonus points6.
  • Earn up to 50% bonus points up and above your regular earn, basis spends on the Citi Prestige credit card, if you are an existing Citi Priority, Citigold or Citi Private Client

Redeem your rewards for something special

Turn your earned reward points into something special, ranging from gift vouchers of leading brands to the latest gadgets through the exclusive Citi Prestige rewards catalogue.

Transfer your rewards points to the Loyalty programs of leading airlines & hotels

Get 4 Frequent Flyer Air miles for every Citi Prestige reward point you transfer to our airline partners7.

1 Citi Prestige reward point= 4 Frequent Flyer Air miles on below airlines

Air IndiaEva Air
British AirwaysInterMiles
Cathay PacificMalaysia Airlines
Etihad AirwaysSingapore Airlines
Virgin AtlanticThai Airways
QantasFlying Blue (Air France and KLM)
Qatar AirwaysTurkish Airlines

You can also transfer your reward points to our luxury hotel partners.

Taj InnerCircle1 reward points = 1 Taj InnerCircle point
IHG Rewards Club1 reward point = 4 IHG points

Effective 07th June 2018, conversion of Citi credit card reward points to Club Carlson will be discontinued.

Instant reward redemption

Pay for almost anything with Citi Reward Points

Just an SMS. Its that simple!! Anything. Anywhere

  • transcact credit card Step 1:

    Transact using your Citi Credit Card

  • registered SMS Step 2:

    An SMS will be sent with a redemption link to your mobile number registered with Citi

  • points to redeem Step 3:

    Click on the link and select the number of points to redeem

  • successful redemption Step 4:

    Upon confirmation of successful redemption the credit against points redeemed will show in your next statement

SMS based points redemption is also available for the below select partner merchants
  • Logo of Make My Trip, which is a rewards partner of Citi Prestige credit card
  • Logo of IndiGo, which is a rewards partner of Citi Prestige credit card
  • Logo of Goibibo, which is a rewards partner of Citi Prestige credit card
  • Logo of, , which is a rewards partner of Citi Prestige credit card
  • Logo of Book my Show, which is a rewards partner of Citi Prestige credit card
  • Logo of Shoppers Stop, which is a rewards partner of Citi Prestige credit card
  • Logo of Westside, which is a rewards partner of Citi Prestige credit card
  • Logo of Vodafone, which is a rewards partner of Citi Prestige credit card
You can also redeem your points with the below options

Freedom to do more with the new
Citi Mobile® App

Smartphone displaying face and finger recognition login option on Citi Mobile App
Smartphone displaying savings account and Citi Prestige Credit Card balance summary on Citi Mobile App
Smartphone displaying the bill payment process of Citi Prestige Credit Card on Citi Mobile App
Smartphone displaying different loan tenure options available on Citi Prestige Credit Card
Smartphone displaying the option to pay utility bills on Citi Mobile App
Smartphone displaying the facility to report lost or stolen credit cards on Citi Mobile App

Login through Finger/Face recognition

Citi Mobile Snapshot

Credit Card Bill Payment

Enable online, international & contactless transactions

Set transaction limits

Set daily limits

Only the best with Citi Prestige

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Latest Offers

Explore the latest offers on your Citi Card here.

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Tata Sky

Get additional 2 months on recharge of 12 months Tata Sky account on Tata Sky website and app with Citi Cards.

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3 months Free Trial of Gaana Plus with Citi Cards.

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Additional Privileges

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Tap n Pay

Now pay the easy way using Citi contactless card. Click here to see how.


Redeem rewards: Redeem now or keep collecting – it's a choice you have. Click here to see how.

Experience the Citi Prestige Credit Card

The card is available at an annual membership fee of ₹ 20,000 plus taxes.^

Minimum annual income of ₹ 25 lakhs

Age 21 or older

Welcome gift of 2,500 reward points and benefits worth ₹10,000 from Taj Group or ITC Hotels, every year

  • Pan Card
  • Proof of Address
  • Latest three salary slips
  • Click here for Id and Address proof documents

^The Citi Prestige credit card is complimentary for Citigold Private Client customers meeting the minimum limit for Net Relationship Value1 (NRV). Click here to know more.

Click here for Citibank Prestige Card – Benefits, Features and Offer Terms and conditions

Click here to view the Most Important Terms & conditions.

Click here to view the Schedule of Charges.

Click here for Card Member Terms and conditions.

Click here for BSCBI guidelines.

Click here for Frequently asked questions.

* These benefits are eligible for primary cardmembers only. Cardmembers are eligible for these benefits on first transaction. The year mentioned is card membership year

To know more, call on the 24 hour Citi Prestige Service Line on +91-22-49181050 or Toll free 1-800-419-1050.

Existing Citi Prestige cardmembers to avail the services, can reach the Citi Prestige Concierge desk on 000-800-8522-006 (Domestic Toll-Free Number) or +91-22-4232-0253

1 Net Relationship Value is defined as customer’s relationship across all accounts under a household and is calculated by aggregating average monthly balances across Savings Account, Current Account, Deposits, Mutual Funds and Insurance Premium paid. For further details, please refer to schedule of charges of your Citi Priority, Citigold or a Citigold Private Client Account.

2 The goods and services described are provided by third party merchants' network of hotels.

3 For detailed terms & conditions regarding the benefits and features, please click here.

4 Offer is valid only for the Citi Prestige primary cardmember. The elevated status is valid for one year from the membership date. The Citi Prestige cardmember must meet all standard requirements to retain the elevated status on the loyalty program in the second year

5 Transactions reflecting in the credit card statement in foreign currency only will be eligible for the accelerated international reward earn rate.

6 This bonus is only valid for Citi Priority, Citigold and Citigold Private Client customers who hold a Citi Prestige credit card and meet the NRV (Net Relationship Value) criteria. For detailed Terms and Conditions please click here .

7 Transfer of miles can take up to 3 weeks. Miles can be transferred only to your membership account. Your miles once transferred to any airline's Frequent Flyer Program will be subject to the Terms and conditions of the airlines.

8 The Overseas medical insurance is only valid for the Citi Prestige primary cardmember.

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