IndianOil Citibank Platinum Credit Card
Earn Turbo Points on all your purchases. Earn more when you use your Card at authorized IndianOil Outlets for fuel purchases:
- 4 Turbo Points on Rs.150 of fuel purchases at authorized IndianOil Retail Outlets across the country.
- 2 Turbo Points on Rs.150 at grocery and supermarkets.
- 1 Turbo Point on Rs.150 spent elsewhere like Shopping, Dining and more.
Flexible Rewards Redemption Program - Do more with your points
- Redeem your Turbo points for free fuel at authorized IndianOil Retail Outlets across the country. 1 Turbo Point gives you Rs.1 of free fuel.
- Redeem instantly at more than 700 merchant outlets for your next purchases.
- Redeem for gift vouchers across major brands.
Please read the 'Benefits' section for details on the above benefits.
Annual fee waived if you spend at least Rs.30,000 p.a. on your card else a fee of Rs.1,000 will be applicable at the end of the membership year.
Save over 5% on your fuel bills at IndianOil Outlets
- Earn 4 Turbo Points for every Rs.150 (2.67%) of fuel purchased
- Full waiver of the fuel surcharge (2.5%) on fuel purchases
1 Turbo Point equals Rs.1 worth of fuel.
Your card must be swiped on Citibank EDCs only to avail the above benefits. The Turbo Points that accrue in this category would be capped to Rs.10,000 per transaction.
3 easy ways to locate an IndianOil Outlet near
- Click here for a list of IOC outlets across India.
- SMS IOC <pin code> to 52484 or +91 98807 52484.
- Visit the REWARDS page and use our IndianOil Outlet Locator.
Earn free fuel on ALL your daily expenses
Get 2 Turbo Points on every Rs150 spent at groceries and supermarkets. Click here for a list of applicable stores. This is capped to spends up to Rs5,000 (or 67 points) per month.
Get up to 71 litres of fuel for free per year!
Here's how the IndianOil Citibank Platinum Card works everyday to earn you free fuel
|Spend Category||Turbo Points earned per Rs.150||Quarterly Spends
(an estimated low average)
|Turbo Points earned||Savings of 2.5% on fuel surcharge|
|Groceries and Supermarkets#||2X||Rs.9,000||120||N/A|
|Department Stores, Online Stores, and other partner merchants#||4X||Rs.27,000||720||N/A|
|Quarterly total (a)||N/A||Rs.78,000||1360||Rs.300|
|Yearly total [4x(a)]||N/A||Rs.3,12,000||5440||Rs.1200|
|Yearly Free Fuel earnings (5,440 Turbo Points/price of 1ltr petrol)||71lts*|
|Yearly Cash savings||Rs.1200|
Click here for detailed Terms and conditions on the above benefits.
*On Citibank EDCs only. Calculated with Rs.76.93 as the price of petrol (in Chennai) as effective on July 22, 2014.
#At participating outlets. To find a participating outlet near you, visit the REWARDS page.
The Value Chart is for indicative purposes only. Fractions have been rounded off to the nearest number.
Flexible Rewards Redemption Program - Do more with your points
Convert your Turbo Points to free fuel or redeem them easily in-store or online for exclusive products in lifestyle, leisure, and travel. For a preview of your rewards, please click on the links below.
Get Rs.200 worth of free fuel with every Additional Card*
Subscribe for up to three Additional Cards and you get Rs.600 worth free fuel, plus the benefit of not having to pay Annual or Renewal Fees on all three.
*Offer valid on a maximum of three Additional Cards only.
Your Turbo Points never expire
Redeem them now or collect them for something big later - it's a choice available to you with your Turbo Points that never expire.
Check Your Turbo Points balance anytime you want
Whether at the counter of a department store or placing an order for Pizza, if you wish to redeem your points against your purchases, and need to know your Turbo Points rack your Reward Points anytime with just a SMS. Send 'REWARDS XXXX' to 52484 or +91-9880752484. 'XXXX' would be the last four digits of your Card.
Exclusive Concierge service
Make a call and get assistance with a whole lot of things you rather save time on. For details, refer PRIVILEGES section.
|Interest Rate||3.25% per month (39% per annum). This can change periodically based on your spend, payback and utilization patterns.|
|Annual Fee||Rs.0 when you spend Rs.30,000 or more on your Card in a year. Cardmembers with annual spends of less than Rs.30,000 on their Cards are charged an Annual Fee of Rs.1000.|
To learn about other important Fees and Charges applicable on the Card, please click here.
To learn about the important fees, charges and the most important terms and conditions (MITC) applicable on the Card, please click here.
Your Points. Your Choice.
Choose from a range of redeeming options including fuel, holidays, air miles, cash back and premium merchandise.
Rewards! Redeem for one or all.
|Your options||Where do you get it||How do you get it||Transactional value of 1 Turbo Point||Minimum points needed to redeem|
At over 800 participating IndianOil outlets.
To locate an IndianOil outlet near you, SMS IOC <PIN CODE> to 52484 from an Airtel / Aircel / Idea / Vodafone mobile phone. Other mobile service subscribers can SMS to
|Over the counter, instant redemption.||Rs.1.00||250|
At over 700 partner stores including Shoppers Stop, Westside, Landmark, The Mobile Store, Univercell, William Penn, Titan, and Reliance.
To find one near you, click here.
|Over the counter, instant redemption.||Rs.0.40||250|
|Online shopping||To find all the online participating stores, click here.||Instant redemption at check out.||Rs.0.40||250|
|Air miles (added to your existing Frequent Flyer air miles)||On Air India and Jet Airways.||Call our 24x7 CitiPhone for assistance. Find our numbers here.||0.75 miles||100|
|Adjust against Card outstanding||At Citibank.||Call our 24x7 CitiPhone for assistance. Find our numbers here.||Rs.0.35||5,000|
|Gift Vouchers for popular brands.||From Citibank Rewards Catalog.||Browse through the Citibank Rewards Catalog, pick what you like and place an order using your points.||Not applicable.||No minimum requirement.|
|Citibank Rewards Merchandise||www.rewardsmerchandise.com||Instant redemption.||Not Applicable.||No minimum requirement.|
Personal Concierge Services
Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance and much more. Simply call 1800-114-999 or 011-41898875.
Benefits all year long
Get up to 20% savings on your dining bills. Enjoy the offer at over 2,000 diners including popular cafés, bistros, fast-food outlets, food courts and fine dining restaurants across major cities in India.
To find a Citibank partner restaurant near you,
|Enjoy savings and offers at hundreds of stores in your City. To find one near you, click here.|
|Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.|