Money Transfers from Overseas

Quick and easy money transfer to India

International Money Transfers from Overseas to India

Citibank not only offers several convenient options but also competitive foreign exchange rates to help you with your transfers to India. Choose an option that suits you best based on your country of residence.

Citibank Global Transfers

Citibank Global Transfers

Right for you if:

  • You have a Citibank account in your country of residence
  • Citibank in your home country offers Citibank Global Transfers. Click on Learn More to see a list of countries where we offer Citibank Global Transfers
  • You want funds to be transferred to your Citibank Rupee Checking Account almost instantaneously
  • You need funds for use in India immediately after they are credited to your Rupee Checking Account
  • You want to know the exact Indian Rupee amount which you will get for each transfer before you make a transfer

Please Note:

  • Citibank can receive up to INR 30,00,000 per day. However, Citibank in your home country may have daily, weekly limits on how much you can send per transaction. Please click on Learn More below

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International Wire Transfers

International Wire Transfers

Right for you if:

  • You plan to transfer large amount of funds
  • You need funds for use in India immediately after they are credited to your Rupee Checking Account

Please Note:

  • Citibank does not charge fees for incoming wires. However, your local bank may charge a fee for this transaction. Please inform your bank that you would like to do a full value wire transfer.
  • It normally takes 2-3 business days for the funds to be credited to your Rupee Checking Account for International Wire Transfers

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Automated Clearing House: (For US Customers only)

Automated Clearing House: (For US Customers only) Temporarily Suspended on account of system upgrade

Right for you if:

  • You are residing in the US and have a checking account with any local bank / financial institution participating in the ACH system in the US
  • You want to transfer up to USD 30,000 per day ( subject to limits) conveniently to your Rupee Checking Account
  • You want to know the exact Indian Rupee amount which you will get for each transfer before you make a transfer

Please Note:

  • Prior to initiating an ACH transfer, you will first need to register a US Checking Account
  • Citibank does not charge any fees for incoming ACH Transfers. However, your local bank may charge a fee.
  • It normally takes up to 5 business days for the funds to be credited to your account and available for use for ACH Transfers

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Please Note:

  • As per the Government of India regulations, all foreign currency remittances (both in and out of India) are subject to a Service Tax and CESS on the foreign exchange conversion and payable to the Government of India.
  • These amounts will be automatically deducted from your account and will reflect in your monthly statement.
  • For information on the current Service Tax rates, please click here.