Citibank Loans

Bank Loans Online

Citibank Loans.

What Money Can Do.

Customer applying for Citibank instant loans online

Loans for Homes, Investments and more

Flexibility, security, refinancing, investing and more - Citibank understands that at different stages, you need different types of loan products and features to complement both your lifestyle and financial goals.

Our aim is to create and tailor products to best suit where you are today, offering you the greatest possible benefits from your loan, so we can be with you as you progress into tomorrow.

Loan Products and Services

Apply for personal loan online with Citibank

Personal Loan

Simple to get, simple to use, and simple to repay. Get as much as Rs.30 Lakh* within 48 hours - without any hassle, and without any security. Tailor the loan to fit your plans with options such as part pre-payment, flexible re-payment, and balance consolidation. Whatever your need be, the funds will always be just 48 hours away.

Quick Cash on Citibank Cards

Quick Cash on Citibank Cards

Pre-approved, zero documentation instant loan for Citibank Credit Cardmembers. Get loan amounts up to your credit or cash limit. Sometimes, over and above those too. Available to you with a quick phone call.

Apply for a home loan or home loan transfer with Citibank

Home Loans

Whether looking for a Home Loan, transferring your Home Loan, or planning a Loan against property, Citibank can give you the most optimized value propositions including high loan amounts, flexible repayment options, extra-long payment tenures, quick processing and much more.

Citibank Ready credit - Get instant loans

Ready Credit

Pre-approved, zero documentation instant cash line for Citibank Suvidha Customers. Up to Rs.5 Lakh transferred directly to account. Interest payable only on the sum used and for the time it is used. Option to repay when you want to.

Get a quick loan against securities with Citibank

Loan Against Securities

Quick overdraft against your investments while you still retain all the benefits of ownership. Competitive rate of interest, charged on daily reducing balance. Simple application procedure.

Get loans against fixed deposit easily with Citibank

Loan Against Fixed Deposits

Get funds quickly and conveniently against Citibank Fixed Deposits held by you or your immediate family members without breaking your FD. Get up to 90% of the deposit value. Pay interest only on the sum you use.

  • Enjoy up to 2,500 Bonus Reward Points on your first spend with the Citibank Rewards Card.


Please refer to our Schedule of Charges.