SINGLE TRIP - TRAVELSHIELD SECURE

Enhanced Coverage For Your Trip And Your Home.
Enhanced Coverage For Your Trip And Your Home.

A little caution is all you need when you pack your bags for traveling abroad. Don't forget to take Travel Insurance when you are leaving your home and home country. It just takes one phone call to get assistance when you need it most. Flexibility in choosing the coverage among 3 different plans available.

This policy is brought to you by Citibank through Royal Sundaram General Insurance Company Limited for customers who normally reside in India.

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Travel Shield - Single Trip

Travel Shield - Single Trip

A little caution is all you need when you pack your bags for traveling abroad. Don't forget to take Travel Insurance when you are leaving your home and home country. It just takes one phone call to get assistance when you need it most. Flexibility in choosing the coverage among 3 different plans available.

This policy is brought to you by Citibank through Royal Sundaram General Insurance Company Limited for customers who normally reside in India.

Benefits
  • Up to USD 1,50,000 of overseas health cover including emergency medical evacuation, emergency dental treatment etc.
  • Coverage against any travel inconvenience caused due to loss / delayed baggage, delay / cancelled trip, loss of travel documents etc.
  • Accidental death and dismemberment coverage while outside India.
  • Legal personal liability arising out of injury / death / loss of property caused to any third party.
  • Home insurance - covers your home contents in India against breaking / attempted breaking or theft or fire.

Note: Coverage would depend upon the plan taken by the customer.

  • Expenses incurred during illness, accident & admittance in a hospital for the same.
  • Transportation and medical expenses in case of emergency medical evacuation.
  • Dental expenses incurred following a sustained accident / injury.
  • Transportation of mortal remains to India in case of death outside India.

Provides compensation for accidental death or total or partial dismemberment sustained.

  • Reimbursements for delayed / loss of checked in baggage upto specified limits.
  • Reimbursement of the expenses incurred in obtaining valid travel document in case of loss of passport / visa.
  • Hijack distress allowance provides Lump sum for each day spent in captivity in the event of hijack.
  • Losses sustained due to delayed / canceled flight will be reimbursed.
  • Covers your home contents back in India against fire and allied perils while you are abroad.

In case you become legally liable due to accidental injury / death or damage of property, Travel Shield - Single Trip pays up to USD 1,00,000 to the third party.

For Travel, Medical Advice and Assistance during the trip, please call the 24-hours Helpline Number 022-67515515. From US call 001-866-9785205 & 001-866-3815720 and Canada call 001-866-3771177. Just give your Name, Policy Number and your Telephone Number where you can be contacted.

  • Medical Advice over telephone.
  • Arrangement of appointments with local doctors for treatment.
  • Monitoring of Medical condition during hospitalisation.
  • Direct settlement for in hospital Medical Expenses abroad.
  • Guiding on Arrangement of Medical Repatriation.
  • Guiding on Arrangement of Transportation of Mortal Remains.
  • Lost Baggage and Lost Passport Assistance.
  • Exchange rate information.
  • Information on claims procedure.

*In USD except where stated otherwise

Risks Coverage*
Single Trip
Sum Insured Options
Deductibles
Overseas Health Cover USD 50,000 USD 1,00,000 USD 1,50,000 USD 100
Emergency Dental treatment USD 300 USD 400 USD 400 USD 150
Repatriation of remains USD 7,500 USD 7,500 USD 7,500 Nil
Hospital Daily Allowance
(after 72 hours)
NA NA NA 72 hrs
Accidental Death & dismemberment 24 hours USD 10,000 USD 15,000 USD 15,000 Nil
Accidental Death & dismemberment Common Carrier NA USD 5,000 USD 5,000 Nil
Loss of Checked Baggage USD 500 USD 1,000 USD 1,000 Nil
Baggage Delay
(After 12 hrs)
USD 50 USD 100 USD 100 12 hours
Loss of Passport, Visa USD 250 USD 250 USD 250 USD 30
Hijack Distress Allowance

NA

 

USD 100

Max USD 500

USD 100

Max USD 500

24 hrs
Trip Delay
(After 12 hrs)

NA

 

USD 10 per 12hrs

Max USD 100

USD 10 per 12hrs

Max USD 100

12 hrs
Home Insurance (Per Family) (Amount in INR) NA INR 1,00,000 INR 1,00,000 Nil
Personal Liability USD 1,00,000 USD 1,00,000 USD 1,00,000 USD 200
Automatic Extension of Policy up to 7 days extension Yes Yes Yes Nil
Eligibility & Premium

Citibank clients and their family members between the age of 3 months - 70 years

Premium

Sum Insured (in USD)
50,000
Days of Travel
Excl. USA / Canada
Age in Completed Years
0.3-40 41-60 61-70
World Wide
Age in Completed Years
0.3-40 41-60 61-70
1-10 309 396 608 444 573 919
11-17 557 712 1,102 803 1,038 1,669
18-24 761 973 1,506 1,096 1,417 2,285
25-31 1,106 1,417 2,191 1,596 2,066 3,327
32-60 1,732 2,217 3,442 2,517 3,257 5,262
61-90 2,881 3,697 5,790 4,243 5,501 8,955
91-120 4,149 5,337 8,432 6,183 8,039 13,195
121-150 5,754 7,418 11,823 8,671 11,300 18,687
151-180 8,637 11,158 17,914 13,144 17,162 28,562
Sum Insured (in USD)
1,00,000
Days of Travel
Excl. USA / Canada (in INR)
Age in Completed Years
0.3-40 41-60 61-70
World Wide (in INR)
Age in Completed Years
0.3-40 41-60 61-70
1-10 408 513 773 561 718 1,129
11-17 726 917 1,389 1,004 1,287 2,038
18-24 982 1,246 1,894 1,365 1,752 2,782
25-31 1,423 1,807 2,748 1,981 2,545 4,044
32-60 2,212 2,811 4,299 3,107 3,996 6,380
61-90 3,654 4,658 7,187 5,205 6,713 10,807
91-120 5,232 6,684 10,411 7,551 9,769 15,865
121-150 7,214 9,243 14,524 10,545 13,680 22,394
151-180 10,778 13,843 21,920 15,927 20,710 34,135
Sum Insured(in USD)
1,50,000
Days of Travel
Excl. USA / Canada (in INR)
Age in Completed Years
0.3-40 41-60 61-70
World Wide (in INR)
Age in Completed Years
0.3-40 41-60 61-70
1-10 425 534 805 584 747 1,175
11-17 754 954 1,445 1,046 1,339 2,119
18-24 1,021 1,296 1,971 1,420 1,823 2,894
25-31 1,479 1,879 2,857 2,060 2,648 4,206
32-60 2,301 2,925 4,472 3,231 4,157 6,635
61-90 3,801 4,843 7,476 5,413 6,982 11,240
91-120 5,439 6,950 10,828 7,852 10,159 16,499
121-150 7,502 9,615 15,107 10,968 14,227 23,290
151-180 11,208 14,396 22,797 16,564 21,539 35,500

*The above rates are inclusive of 14% Service Tax & 0.5% Swachh Bharat Cess. The service tax and applicable cess are subject to change as and when there is an amendment passed by the government.

Faq's

Your Travel Insurance policy covers:

  • Cashless treatment in case of medical emergencies for up to $1,50,000, during your stay abroad.
  • Expenses incurred due to loss / delay of checked in baggage.
  • Delayed / canceled trip expenses.
  • Loss of Passport / Visa or other travel documents.
  • Legal third party liability up to $1,00,000.
  • Your home contents in India against fire & allied perils, up to Rs.1,00,000.
  • Travelshield Single Trip Insurance is your best travel companion on whom you can count on.

Note: Please refer Benefits section for coverage's under the different plan options

Coverage commences the day when you board the flight.

Coverage will be provided for the number of days chosen by you at the time of taking the policy. (subject to a maximum of 180 days).

Your Travel Insurance policy covers:

  • Single trip option covers only one abroad trip starting from the day when you board your flight and ends when you return to India, subject to a maximum continuous period of 180 days per trip.
  • Multi trip option is beneficial when you plan to travel outside India multiple times in a year. You can choose the date of start of coverage and end of coverage. For every trip, 30 or 45 days of coverage will be provided (depending on the plan option that you choose). A maximum of 180 days of coverage will be provided (including all trips) during this policy period of 1 year.

You can approach the insurer well in advance for extending your policy coverage. Subject to necessary approvals, the extension can be granted.

In any unforeseen Medical Emergency, we provide you with following services:

  • Medical advice over telephone and medical service provider referral
  • Doctor appointments and hospital admission when you are overseas
  • Cashless treatment for in-hospital medical expenses.

Arrangement will be made for:

  • Emergency medical evacuation
  • Medical repatriation
  • Transportation of mortal remains
  • Inoculation and visa requirement information
  • Lost baggage / passport assistance
  • Embassy and legal referral services
  • Information on claims procedure.

Any Indian national above the age of 3 months and below 70 years can be covered by the policy without any documentation.

  • Enjoy up to 2,500 Bonus Reward Points* on your first spend with the Citibank Rewards Card.
  • IndianOil Citibank Platinum Credit Card.

Disclaimers:

Insurance products are obligations only of the Insurance company. They are not bank deposits or obligations of or guaranteed by Citibank N.A, Citigroup Inc or any of its affiliates or subsidiaries or any Governmental agency. All claims under the policy will be solely decided upon by the Insurance Company. Citibank, Citigroup or any of their affiliates and group entities hold no warranty and do not make any representation about the insurance, the quality of claims processing and shall not be responsible for claims, recovery of claims, or for processing of or clearing of claims, in any manner whatsoever. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Investment products are not available to US persons and may not be available in all jurisdictions.

Participation by the bank's customers in an insurance product is purely on a voluntary basis.

*IRS Circular 230 Disclosure: Citigroup, Inc., its affiliates, and its employees are not in the business of providing tax or legal advice to any taxpayer outside of Citigroup, Inc. and its affiliates. This document is not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties. Tax benefits are subject to changes in the tax laws. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

Citibank N.A. is a registered Corporate Agent of Tata AIA Life Insurance Company Limited, New India Assurance Company Limited, Royal Sundaram General Insurance Company Limited and Apollo Munich Health Insurance Company Limited under the composite license number CA0086 issued by IRDAI.

Life Insurance Policies: These policies are underwritten by Tata AIA Life Insurance Co. Limited (IRDAI Registration No. 110)
CIN: U66010MH2000PLC128403 with its registered office at 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg,
Lower Parel, Mumbai 400013.

All guaranteed benefits are payable only when all premiums are paid when due.

Investment risk in the investment portfolio is borne by the Policy Holder. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associate with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his or her decision. Tata AIA Life is only the name of the Insurance Company and the funds offered are only the names of the funds and does not in any way indicate the quality of the contract, its future prospects or returns.

Non-life Insurance Policies:

Policies are underwritten by New India Assurance Company Limited (IRDAI Registration No. 190) CIN: U99999MH1919GOI000526 with its registered office at No.87, Mahatma Gandhi Road, Fort, Mumbai – 400 001 or by Royal Sundaram General Insurance Company Limited (IRDAI Registration No. 102) CIN:U67200TN2000PLC045611 with its registered office at No. 21, Patullos Road,
Chennai 600 002.

Specialist Health Insurance Policies: These policies are underwritten by Apollo Munich Health Insurance Co. Limited
(IRDAI Registration No. 131) CIN: U66030AP2006PLC051760 with its registered office at Apollo Hospitals Complex, Jubilee Hills, Hyderabad - 33.

For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding the sale.

For any queries with respect to your Insurance Policies bought through Citibank N.A., kindly contact 24 x 7 CitiPhone, The updated numbers are available on www.citibank.co.in

SECTION 41 OF THE INSURANCE ACT 1938 PROHIBITION OF REBATES
  1. No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an Insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy nor shall any person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the Insurer.
  2. Any person making default in complying with the provisions of this section shall be liable for penalty which may extend to
    ten lakh rupees.