- Essential
- Organ Donation Expenses
- Reload of Sum Insured
- Recovery Benefit Available
- Worldwide Emergency Assistance Services
- Benefit of Hospital Room Choice
- No Mandatory Co-payment
Activ Health Platinum policy is a comprehensive Health Insurance plan providing a wide range of wellness benefits and an opportunity to earn premium discounts. The plan is brought to you by Citibank through Aditya Birla Health Insurance Co. Limited.
Health Forever Insurance is a comprehensive Healthcare Insurance package brought to you by Citibank through Royal Sundaram General Insurance Company.
This plan offers additional benefits compared to a standard Mediclaim policy and requires no medical examination for up to 60 years of age to apply. It provides comfort of lifelong renewal.
Covers the medical expenses for one or more of the following arising out of an insured person’s hospitalization during the policy period following an Illness or injury that occurs during the policy period – room rent, ICU (Intensive Care Unit), OT (Operation Theatre), nurse charges, medicines, medical practitioner’s fees including fees of specialists and anesthetists, anesthesia, blood, oxygen and blood transfusion charges, surgical appliances and prosthetic devices.
60 days of pre-hospitalization and 180 days of post-hospitalization expenses are covered under the policy.
The policy provides coverage for 527 day care procedures.
Available when :
Covers the medical expenses incurred for organ donor’s treatment for harvesting of the organ donated.
This covers the costs incurred on transportation of the insured person by road ambulance to a hospital for treatment in an emergency.
Offers flexibility of choosing the room category and paying premium for the room chosen. In case you opt for a lower room category at the time of your hospitalization, a fixed percentage benefit is applied on payable claims and that portion is credited as health returns post claim settlement..
Annual (comprehensive health checkup in a policy year).
This benefit is available in case a person is diagnosed with any of 11 critical illness’.
Upto 100% of sum insured as per the provision once in an active policy year, reload is provided in case of SI inclusive of bonus is insufficient as a result of previous claims.
If insured is hospitalized for 10 days due to accident lump sum amount is paid (1% of SI, maximum up to 10,000).
Emergency medical evacuation & medical transportation is provided to the insured, if travelling more than 150 kms for a period of < 90 days.
The policy provides for-
This plan offers family discount of 5% (After considering zone & room type). One can avail long term discount of 7.5% and 10% upon selecting a 2 and 3 year policy.
For a detailed list of exclusions, you may refer to the document at the bottom of this page.
Should you wish to cancel your Activ Health Platinum insurance coverage, you can contact Aditya Birla Health Insurance Co. Limited, through the contact details mentioned in the product brochure.
Minimum age of entry: 91 days
No maximum age of entry
SI – 50000, 75000, 1L-10L
SI – 2-10L, 15, 20, 25, 30, 40, 50, 100, 150, 200L
Axis Bank Limited ("Axis Bank") is registered with Insurance Regulatory & Development Authority of India ("IRDAI") as a Corporate Agent (Composite), IRDAI Registration No. CA0069 (valid till 31st March 2025) for distribution of Insurance Products. Axis Bank currently has a corporate agency agreement with (A) Max Life Insurance Co. Ltd, Life Insurance Corporation of India (LIC), Tata AIA Life Insurance Co. Ltd. and Bajaj Allianz Life Insurance Co. Ltd. for distribution of life insurance products; (B) Tata AIG General Insurance Co. Ltd, New India Assurance Co. Ltd, Bajaj Allianz General Insurance Co. Ltd, Royal Sundaram General Insurance Co. Ltd and ICICI Lombard General Insurance Co. Ltd for distribution of general insurance products. For distribution of health insurance products, Axis Bank has a corporate agency agreement with Aditya Birla Health Insurance Co. Ltd, HDFC ERGO General Insurance Co. Ltd and Niva Bupa Health Insurance Co. Ltd.
You can avail insurance from any of these insurers through Axis Bank as per your requirement and discretion. Please note that insurance is underwritten by the respective Insurance Companies and Axis Bank does not underwrite the risk or act as an insurer. The contract of insurance is between the Insurance Company and the insured only, and not between Axis Bank and the insured. Axis Bank is only acting as a distributor of the insurance products offered to by the insurance companies.
Axis Bank is not responsible or liable for performance of any obligations under the contract of insurance. Insurance is sold as a stand-alone product and not linked to any of the Banking products. Participation in Insurance is purely on a voluntary basis. Purchase of Insurance is not a pre-condition of availing any of the banking products/services.
The product information given on the website is indicative in nature. Nothing contained herein is to be construed as advice, recommendation, offer for a policy or any other assistance. Axis Bank does not guarantee that this website reflects latest amendments/ information at all times or at any time. For IRDAI grievances: igms.irda.gov.in. For more details on risk factors, product details, terms and conditions and exclusions please read the relevant product brochure carefully before conclusion of sale.
Address: Axis Bank Limited, Corporate Office, Bombay Dyeing Mills Compound, Pandurang Budhkar Marg, Worli, Mumbai - 400 025. Tel: 18604195555. Email: email.services@axisbank.com
Beware of Spurious Phone calls and Fictitious/Fraudulent offers: IRDA of India clarifies to public that: