CREDIT CARDS

Whether you are planning to go on a vacation or simply chill out with friends, Citi Credit Card is your perfect companion. With a wide range of exclusive credit cards, Citi offers features that enrich your experience and cater to all your financial needs. Enjoy the fast, convenient and easy way of making payments with Citi Credit Cards.

Why Choose Citi Credit Cards:

  1. 1) Multiple options/ Choice of Cards - Citi offers different cards for different lifestyles. Whatever your need, Citi has an exclusive card for you.
  2. 2) Rewards and benefits - From travel miles to shopping cashback, Citi Credit Cards have rewards for each of you. Earn reward points and enjoy exclusive benefits while you spend on your everyday purchase, luxury shopping, travel, and more.
  3. 3) Easy redemption - Redeem reward points and miles easily to enjoy luxurious dining, travelling and shopping experiences. Get cash back,redeem travel tickets, instant savings on shopping and more on your credit card spends and redeem as you like
  4. 4) Shop with EMI - Citi Credit Cards offer easy EMI option to fulfil all your dreams. Distribute your big payments into easy EMIs and shop stress free.

Citi Rewards Credit Card

Earn reward Points on all spends. Get 10X reward points on your purchases at apparel and department stores and many other partner stores. Redeem your reward points instantly when you shop at over 700 outlets and e-shopping sites. Enjoy the many ways a Citi Rewards Credit Card makes every day more rewarding for you!

Citi Cash Back Credit Card

Get cash back on all purchases. Earn up to 5% cash back on your everyday spends. Get cash back automatically. Spend more and save more!

Citi PremierMiles Credit Card

Fly for free! Get your passport to complimentary air travel, with the freedom to choose from over 100 airlines to fly with. Earn miles on all your spends, and redeem them easily for flights, hotel stays and car rentals. The options are aplenty. Just like your best in class privileges will be.

IndianOil Citi Platinum Credit Card

Save on your fuel bills. Get reward points that collect quickly, and convert easily to free fuel. Collect points on all purchases, and 4 times the points on fuel.

First Citizen Citi Credit Card

Upgrade to the newest fashion trends with your everyday spends! Earn First Citizen Points on all your spends and up to 7X points at Shoppers Stop and affiliated stores. Redeem points instantly for purchases made at Shoppers Stop.

Citi Prestige Credit Card

Be inspired by the highest levels of service, luxury travel upgrades and a world of exclusive experiences, only with your Citi Prestige credit card. Get 10,000 bonus air miles and vouchers / card worth Rs 10,000 from Taj Group or ITC Hotels, every year.
Indulge in one-night complimentary stay, get unlimited complimentary Priority PassTM lounge access at over 800 and enjoy elevated status on the loyalty programs of our global partner - Taj Group and 'By Invitation Only' Events.

    Frequently Asked Questions (FAQs)

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    A credit card is a standalone lending instrument used to provide recurring credit to an individual based on his/her financial credentials. A credit card enables you to purchase instantly and pay later.

    Every credit card account is assigned a credit limit and the card can be utilized to the extent of the approved credit limit. A portion of the credit limit can also be used to withdraw cash. This is 'cash limit'. The assigned credit limit is inclusive of the cash limit. Cash withdrawal from your credit card is subject to applicability of interest charges and cash withdrawal fee.

    The following are some of the benefits in using a credit card

    • Enables convenience, easy mobility and cash-less transaction
    • Enables online transactions
    • Establishes credit worthiness
    • Provides interest free credit period.
    • Option to avail revolving payment facility.

    Citi offers a range of credit cards to meet your lifestyle, shopping and travel needs.Be it for your flight booking or daily fuel requirements, you can choose a Credit Card that best meets your requirement.

    Citi offers the following types of credit cards.

    • Citi PremierMiles Credit Card – Get your passport to complimentary air travel and the freedom to choose from over 100 airlines. It’s more miles, less hassle! So, where are you going next?
    • IndianOil Citi Platinum Credit Card – Save on your fuel bills. Get reward points that collect quickly, and convert easily to free fuel. Collect points on all purchases, and 4 times the points on fuel
    • Citi Cashback Credit Card – Get cash back on all your bill spends. Do what you've always done but do it for less with this Cash Back Credit Card. Plus, enjoy savings and evergreen cash back benefits all year long.
    • Citi Rewards Credit Card – Earn reward points on all spends. Enjoy the many ways a Citi Rewards Credit Card makes every day more rewarding for you!
    • Citi Prestige Credit Card – Enjoy exclusive luxury experiences in travel and lifestyle on your Citi Prestige Credit Card!
    • First Citizen Citi Credit Card - Instant savings and vouchers for the shopping enthusiasts

    Please scroll up to explore more. You can also compare credit cards effortlessly & sift through the various features, benefits of each.

    To know the current offers available on Citi credit card, Click here

    We hope you enjoy these.

    Citi offers both 'International' credit card and 'Domestic only' credit cards to meet your spend requirements.

    'International' credit cards can be used in India and abroad. It is, however, not valid for making foreign currency transactions in Nepal and Bhutan. 'International' credit cards are available across our product range.

    'Domestic only' card restricts usage to merchant and online websites registered only in India. For availing 'Domestic only' credit card, choose 'Citi Rewards Domestic Card'.

    We recommend that you register your card for international usage in select geographies one week prior to your travel. This would ensure that the possibility of any financial misuse on your card due to international usage is minimized.

    You can apply for a Citi Credit Card by visiting Citi Online and following the steps below –

    • Click on the credit card tab on the Citi website
    • Choose the Citi Credit Card you want to apply for
    • Click on ‘apply now’ option
    • Fill in the application form with your contact details, personal details, professional details, and address. Provide your PAN card number to proceed

    Citi offers various types of cards to suit your lifestyle, shopping and travel needs. The eligibility for each card may differ. Apply for a credit card online now!.

    Note - We currently do not have a Credit Card product for Non Resident Indians.

    To know more, Click here.

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