FIRST CITIZEN CITI CREDIT CARD

First Citizen Citi Credit Card.

The Card For The Smart Shopper.

First Citizen Citi Credit Card. The Card For The Smart Shopper.
Exciting Offers

Limited Period Welcome Offer

Rs.350 worth of Activation benefits when booked by 31st October, 2016.

Click here for Terms and conditions.

Get additional 5% cashback at Shoppers Stop stores, on a bill of Rs. 5000 or more with your First Citizen Citi Credit Card. Maximum cashback is limited to Rs. 1,500 per card. Offer validity: 26th Dec 2016 to 8th Jan 2017. Terms & conditions apply, click here to know more.

First Citizen Citi Credit Card

Accelerated Rewards at Shoppers Stop and Ease of Redemption

  • 7 First Citizen Points per Rs.100 spent at Shoppers Stop for private label brands.
  • 5 First Citizen Points per Rs.100 spent at Shoppers Stop for other brands.
  • 1 First Citizen Point per Rs.100 spent elsewhere.
  • Instant redemption of First Citizen Points against purchases made at Shoppers Stop
    (1 Reward Point = Rs.0.6 for redemption).
  • Click here for an important update on First Citizen points redemption.

Please note: The points earned in a particular month will be transferred to your First Citizen Accounts with Shoppers Stop by 10th of next month. These transferred points can be used for instant redemption post that.

Please read the 'Benefits' section for details on the above benefits.

Benefits

Accelerated Rewards at Shoppers Stop and Ease of Redemption

Earn up to 4.2%

  • Instant redemption of First Citizen Points against purchases made at Shoppers Stop outlets.
  • Up to 7 First Citizen Points per Rs.100 spent at Shoppers Stop outlets.
  • 1 First Citizen Point per Rs.100 spent elsewhere.
  • 1 Reward Point = Rs.0.6 for redemption.

The default earn rate on your spends at Shoppers Stop is 5 First Citizen Points for every Rs.100 spends. You get two additional points on Shoppers Stop preferred brands.

Welcome and First-use Benefits worth Rs.2050

  • 2 Shoppers Stop vouchers worth Rs.250 each redeemable at Shoppers Stop within the first month of Card issuance. Each voucher can be redeemed against a minimum spends of Rs.2,500 at Shoppers Stop.
  • Shoppers Stop voucher worth Rs.500 redeemable at Shoppers Stop outlets. The voucher can be redeemed against a minimum spend of Rs.2,500 on Private Brands only
  • Home Stop voucher worth Rs.300 redeemable at Home Stop outlets. The voucher can be redeemed against a minimum spend of Rs.3000 at Home Stop
  • Home Stop voucher worth Rs.250 redeemable at Home Stop outlets against purchase of Bedsheets.
  • Shoppers Stop online store voucher redeemable on www.shoppersstop.com for savings of Rs.200 on purchases worth Rs.2,000 or above. click here for offer details and terms and conditions.
  • Spend anywhere within 30 days of Card issuance and get 500 Reward Points worth Rs.300 on your First Citizen Citi Credit Card. For offer details and Terms and conditions click here.

    Here's how you can earn up to 4.2% on your spends at Shoppers Stop

    Membership/Benefits Reward Points for every Rs.100 spent at Shoppers Stop. Additional Reward Points for every Rs.100 spent on Shoppers Stop preferred brands. Maximum earnings on every Rs.100 spent at Shoppers Stop.
    First Citizen Citibank Credit Cardmembers 5 2 4.2%
  • Earn 1 First Citizen Point for every Rs.100 spent everywhere else.

Easy Redemption!

Redeem your points instantly against purchases made at Shoppers Stop.

1 Point = Rs.0.60.

Click here for an important update on First Citizen points redemption.

The points earned on your First Citizen Citibank Card are transferred to Shoppers Stop on a monthly basis. All points available with Shoppers Stop can be redeemed instantly.

In-store Exclusives and Privileges

Sale Previews

  • Enjoy exclusive Sale previews; be the first one to know and shop at all Shoppers Stop SALE and promotional events.

Exclusive Payment Counters

  • Avoid the crowd and enjoy the convenience of personalized attention at exclusive counters for you.

Enjoy complimentary parking at Shoppers Stop

Please visit the First Citizen Desk at Shoppers Stop stores for more details and applicable conditions.

  • Shopping is better when you can park where you plan to shop. Please visit the First Citizen Desk at Shoppers Stop stores for more details and applicable conditions.

Smart Savings for the Smart Shopper

Value Chart*
Category Assumed Spends Value of Benefits Comment
Two Rs.250 Shoppers Stop vouchers Rs.5,000 Rs.500 Rs.2,500 is the minimum bill amount required to redeem one voucher.
Rs.200 www.shoppersstop.com Voucher Rs.2,000 Rs.200 Rs.2,000 is the minimum bill amount required to redeem the Rs.200 voucher
on www.shoppersstop.com.
Rs.500 Shoppers Stop vouchers redeemable on Private Brands only Rs.2,500 Rs.500 Rs.2,500 is the minimum bill amount required to redeem the voucher against Private Brands only at Shoppers Stop stores
Rs.300 Home Stop voucher Rs.3,000 Rs.300 Rs.3,000 is the minimum bill amount required to redeem the voucher at Home Stop outlets
Rs.250 Home Stop Voucher on bedsheets only Any amount Rs.250 Redeem the voucher against any purchase of bedsheets from Home Stop outlets
500 Reward Points With your first Spend on the Card within 30 days of Card issuance. Rs.300 One-time benefit.
Total Activation Benefits (a) Rs.2,050 One-time benefit.
Regular Benefits
Annual Spends at Shoppers Stop

Rs.1,00,000

Rs.25,000 per quarter with 20% of spends on Shoppers Stop preferred brands.

Rs.3,240 5,400 Points earned
(7* Rs.20,000/100) +
(5* Rs.80,000/100)
[1 Point = Rs.0.6]
Annual Spends outside Shoppers Stop Rs.1,00,000 Rs.600 1,000 Points earned
(1* Rs.10,000/100)
[1 Point = Rs.0.6]
Total Regular Benefits (b) Rs.3,840
Total Earnings (a)+(b) in the First Year Rs.5,890

*For illustrative purpose only

No Annual Fee

The annual fee on the card is Rs.0 when you spend Rs.30,000 or more on your Card in a membership year. Cardmembers with annual spends of less than Rs.30,000 on their Cards are charged an Annual Fee of Rs.500.

Features

Flexibility

Interest Rate 3.25% per month (39% per annum). This can change periodically based on your spend, payback and utilization patterns.
Credit Limit Will be communicated at the time of issue.
Cash Advance Limit Will be communicated at the time of issue.
Cash Advance Fee 2.5% of the withdrawn amount at ATMs in India (subject to a minimum of Rs.500), and US$7.5 at international ATMs.
Annual Fee Rs.0 when you spend Rs.30,000 or more on your Card in a year. Cardmembers with annual spends of less than Rs.30,000 on their Cards are charged an Annual Fee of Rs.500.
Supplementary Card Fee NIL.
Emergency Card Replacement Yes.

To learn about other important Fees and Charges applicable on the Card, please click here.

To learn about the important fees, charges and the most important terms and conditions (MITC) applicable on the Card, please click here.

Manage Your Account

Value-added Services on Card

Instant Loan. To know more, click here.

EMI option on shopping bills above Rs.2,500. To know more, click here.

Easy payment options to settle Citibank Credit Card outstanding.
To know more, click here.

Service Access on the go
CitiAlerts Track your account activity with free SMS and E-mail alerts.
Instant Information:

SMS to 52484 as per the format given below for the service you require:

SMS To Get
STMT XXXX Total amount due, minimum amount due and payment due date.
CARDBAL XXXX Credit card outstanding with available credit limit.
REWARDS XXXX Reward points.
Where XXXX denotes the last 4 digits of your Debit/ Credit Card number.

For subscribers OTHER THAN Aircel / Airtel / Vodafone / Idea, please send the SMS to +919880752484.

Statement Delivery

Online e-Statements or by mail. To know the many benefits of online
e-Statements, click here.

Payment Methods
Utility Bill Payment Facility Secure online utility bill payment service with over 150 listed service providers across India. To know more, click here.
24x7 Customer Support For assistance with your Credit Card Account, call our CitiPhone Officers. Any time. Any day. From any where. For our location specific numbers, please click here.
Rewards

How to earn your First Citizen Points

  • Shop at Shoppers Stop using your First Citizen Citibank Credit Card and earn up to 7 First Citizen Points per Rs.100 spent.
  • For 7 points earned at Shoppers Stop on in-store brands (5 from Shoppers Stop and 2 from Citibank) and For 5 points earned at Shoppers Stop on other brands (3 from Shoppers Stop and 2 from Citibank).
  • At all other merchant establishments earn 1 First Citizen Point per Rs.100 in purchases.

How to redeem your First Citizen Points

  • You can redeem your First Citizen Points instantly against purchases made at Shoppers Stop. Your points can be used to make full payment and part points and part payments too. Redeem them at any Shoppers Stop store in India. It is recommended you inform the billing staff about your intention to redeem points before your bill is prepared.
  • You also have the option to redeem your points online on www.shoppersstop.com.
  • 1 First Citizen Point = Rs.0.60.
  • Click here for an important update on First Citizen points redemption

The points earned on your First Citizen Citibank Card are transferred to Shoppers Stop on a monthly basis. All points available with Shoppers Stop can be redeemed instantly.

Citibank Privileges

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance and much more. Simply call 1800-114-999 or 011-41898875.

Benefits all year long

Dining Privileges

Up to 20% savings across 2000 restaurants with Citibank credit and debit cards.

  • Spaghetti kitchen
  • Pizza Hut
  • Costa coffee
  • Bercos
  • Haagen Das
  • Food panda

To find a Citibank partner restaurant near you, click here.

Shopping Privileges

Enjoy savings and offers at hundreds of stores in your City. To find one near you, click here.

EMI Privileges

Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.