COMPARE CREDIT CARDS

Apply for a Credit Card and get ₹1000 Cashback + ₹1000 Amazon Pay Gift Card*

*T&Cs apply

Apply for a Credit Card and get ₹1000 Cashback + ₹1000 Amazon Pay Gift Card*

How to choose the best credit card for you?

Lifestyle Requirements

Analyze your spending patterns to help you understand which Citi Credit Card best complements your lifestyle.

Reward Offers

Compare the rich selection of Citi Cards to see which rewards program, welcome offers and privileges tempt you the most.

Redemption Options

Review the Citi Credit Cards to opt for redemption options against cashback, fuel discounts, air miles or gift vouchers.

Fees and Charges

Compare the annual fees and charges of each card to select the best Citi Credit Card for you.

Compare credit cards easily with the Citi Credit Card comparison tool

Now you can view the features and benefits of Citi Card side by side, in order to choose the best credit card to apply for.

Select the categories you prefer from the list below, based on your lifestyle needs and spending patterns.

Select any 3 cards and click the Compare Now button to learn about their welcome offers, rewards, redemption options, fees/charges and privileges.

Once you have compared various cards, click on Apply Now to enter the exciting world of Citi Credit Cards & avail amazing offers.

Select categories from the list to view the Credit Cards

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Choose at max 3 cards at a time

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Choose from different types of credit cards

A quick analysis of your requirements and spends will help you select a Citi Credit Card that gives you maximum value. Each Citi card offers a different combination of advantages and features, so select the one that best supports your lifestyle and goals.

The best credit card in India for fuel savings would be the IndianOil Citi Credit Card, while the First Citizen Citi Card or PremierMiles Cards are designed for the shoppers or travelers amongst you. You may prefer the privileges offered by the Citi Prestige Credit Card, or the cashback rolling in with the Citi Cash Back Credit Card. To earn reward points on all your spends, we have Citi Rewards Credit Card specially for you.

Carefully select the best Citi Credit Card, then sit back and be rewarded for just being you.

Citi Credit Cards in India

Citi Rewards Credit Card

Get up to 2500 welcome points, and get rewarded (up to 10x times) every time you shop with the Citi Rewards Credit Card. Your reward points never expire!

Citi Cash Back Credit Card

Get up to 5% cashback on all purchases done with the Citi Cash Back Credit Card. The cash back accumulates automatically, and helps you save as you spend!

Citi PremierMiles Credit Card

Get a welcome gift of 10000 miles upon activation on the Citi PremierMiles Credit Card, earn never expiring miles as you spend and redeem for complimentary air travel when you are ready to travel!

IndianOil Citi Credit Card

Earn up to 71 litres of free fuel, every year. Get 4 times turbo points for fuel spends at authorized IndianOil outlets and redeem points against fuel purchases with this credit card.

First Citizen Citi Credit Card

Go ahead and pamper yourself using a First Citizen Citi Credit Card. Earn up to 14x First Citizen Reward Points & redeem them against your purchases at Shoppers Stop, Homestop, Arcelia, M.A.C , Clinique, Estee Lauder, Bobbi Brown, Jo Malone & Smashbox.

Citi Prestige Credit Card

The Citi Prestige Credit Card brings you a life of privilege that you richly deserve, with bonus rewards, Taj/ITC hotel vouchers, and a special Prestige concierge!

Terms and Conditions apply. For details on the above features and benefits please refer to the respective product pages on www.citibank.co.in.

  • Refer Your Friends And Family For A Citi Credit Card.
  • Apply for a Credit Card - Get cashback & Amazon voucher

Citi Rewards Credit Card

Citi Rewards Credit Card

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Citi Rewards Credit Card

1,500 bonus points on your first spend made within 30 days of card issue. 1,000 bonus points on your first spend of 1000 made within 60 days of card issue.

Citi Rewards Credit Card

Earn 10 Reward Points for every 125 spent at Apparel & Department Stores

Earn 1 Reward point for every 125 spent elsewhere

Earn Bonus Reward Points
Bonus on monthly Spends: Get 300 bonus points on card spends of 30,000 or more in a statement month.

Citi Rewards Credit Card

A.Redemptions Options
Redeem Points instantly via SMS online & in-store Vouchers Air Miles Cashback

B.How to redeem
Flexible Ways to Redeem
Redeem instantly via SMS against purchases at leading brands Call us at 24 X 7 CitiPhone

Citi Rewards Credit Card

Free yourself from annual card fees when you spend 30,000 or more in a membership year on your Citi Rewards Credit Card else a fee of 1000 p.a will be applicable at the end of the membership year.

Interest
The interest rate on your Citi credit card will be 3.50% per month (i.e. 42.00% annualized). In case of default, i.e., if the Card Member does not pay the Minimum Amount Due as per the last credit card statement by the Payment Due Date, the interest rate can increase up to 3.60% per month (i.e. 43.20% annualized).

Citi Rewards Credit Card

Concierge Services
Your personal planner,the conceirge service,help you plan parties & family function,send flowers,reserve tables at restaurants,plan trips and more. Simply call 1800-114-999 or 011-41898875.

Dining Privileges
Get up to 15% savings on your dining bills at over 2,000 dining outlets

EMI Privileges
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

Citi Rewards Credit Card

First Citizen Citi Credit Card

First Citizen Citi Credit Card

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First Citizen Citi Credit Card

500 First Citizen Reward Points worth 300 on your first spend within 30 days of card issuance

Welcome vouchers worth 2250 redeemable at Shoppers Stop, Homestop & www.shoppersstop.com

First Citizen Citi Credit Card

Earn 14 First Citizen Reward Points per 200 spent at Shoppers Stop on private brand apparel

Earn 10 First Citizen Reward Points per 200 spent at Shoppers Stop on other brands

Earn 10 First Citizen Reward Points per 200 spent at Homestop, Arcelia, M.A.C, Clinique, Estee Lauder, Bobbi Brown, Jo Malone & Smashbox

Earn 2 First Citizen Reward Points for every 200 spent on all other purchases

First Citizen Citi Credit Card

Instantly redeem your First Citizen Reward Points to shop at Shoppers Stop, Homestop, Arcelia, M.A.C, Clinique, Estee Lauder, Bobbi Brown, Jo Malone & Smashbox

(1 First Citizen Reward Point = 0.6 for redemption)

First Citizen Citi Credit Card

A. Annual Fee
Free yourself from annual card fees when you spend 30,000 or more in a membership year on your First Citizen Citi Credit Card else a fee of 500 p.a will be applicable at the end of the membership year.

B. Interest
The interest rate on your Citi credit card will be 3.50% per month (i.e. 42.00% annualized). In case of default, i.e., if the Card Member does not pay the Minimum Amount Due as per the last credit card statement by the Payment Due Date, the interest rate can increase up to 3.60% per month (i.e. 43.20% annualized)

First Citizen Citi Credit Card

Shoppers Stop privileges
Complimentary upgrade to Golden Glow tier First Citizen membership at Shoppers Stop.

Exclusive EOSS sale previews.

Extended exchange period of 45 Days.

15% off during birthday & anniversary month on private label apparels.

Free home delivery for in-store or online purchases.

Complimentary parking & other exclusive privileges.
Please visit the First Citizen Desk at Shoppers Stop stores or https://www.shoppersstop.com to know about these In-Store privileges and applicable terms & conditions.

Dining Privileges
Get up to 20% savings on your dining bills at over 2,000 dining outlets.

EMI Privileges
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

First Citizen Citi Credit Card

Citi Cash Back Credit Card

Citi Cash Back Credit Card

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Citi Cash Back Credit Card

No Welcome offer

Citi Cash Back Credit Card

5% Cash back* on movie ticket purchases

5% Cash back on all your telephone bills

5% Cash back on all your Utility Bill Payments registered through Citibank Online Billpay

0.5% Cash back* on ALL other spends

*Terms & Conditions apply

Citi Cash Back Credit Card

A. Redemption options
Cash back redemption in multiples of 500
Cash back point = 1

B.How to redeem
Automated statement credit as soon as you accumulate 500 of cash back credit.

Citi Cash Back Credit Card

A. Annual Fee
The Citi Cash Back card comes to you at an annual card fee of 500.

B. Interest
The interest rate on your Citi credit card will be 3.50% per month (i.e. 42.00% annualized). In case of default, i.e., if the Card Member does not pay the Minimum Amount Due as per the last credit card statement by the Payment Due Date, the interest rate can increase up to 3.60% per month (i.e. 43.20% annualized).

Citi Cash Back Credit Card

Dining Privileges
Get up to 15% savings on your dining bills at over 2,000 dining outlets

EMI Privileges
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

Citi Cash Back Credit Card
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5% Cash Back on ALL your telephone and utility bills^.

Hassle-free automated Cash Back credit as soon as you accumulate 500 of Cash Back credit.

^Conditions apply.

Citi PremierMiles Credit Card

Citi PremierMiles Credit Card

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Citi PremierMiles Credit Card

Earn 10,000 miles on your first transaction of 1000 within 60 days of card booking.

Citi PremierMiles Credit Card

Earn 10 Miles for every 100 spent at airline transactions* and at www.premiermiles.co.in.

Earn 4 Miles for every 100 on all other spends.

Get 3,000 Miles on every subsequent annual card renewal.

*Terms & Conditions apply

Citi PremierMiles Credit Card

A. Redemption options
Redeem your Miles instantly via SMS to plan your complete holiday on our online travel website - www.PremierMiles.co.in. Use your miles to book flight tickets across over 100 airlines, hotel stays and car rentals.

Transfer your Miles to your loyalty account membership, across our international and domestic airline & hotel partners.

Redeem your Miles instantly via SMS with our preferred partners – www.yatra.com, GoIbibo, www.makemytrip.com and www.goindigo.in.

Redeem your miles for attractive vouchers and merchandise from premium luxury and electronic brands on the Citibank Online catalog.

B.How to redeem
Redeem instantly via SMS against purchases at www.premiermiles.co.in and with our preferred partners. Call us at 24 X 7 CitiPhone

Citi PremierMiles Credit Card

A. Annual Fee
The Citi PremierMiles Credit Card comes to you at an annual card fee of 3000 + tax.

B. Interest
The interest rate on your Citi credit card will be 3.50% per month (i.e. 42.00% annualized). In case of default, i.e., if the Card Member does not pay the Minimum Amount Due as per the last credit card statement by the Payment Due Date, the interest rate can increase up to 3.60% per month (i.e. 43.20% annualized).

Citi PremierMiles Credit Card

Relax comfortably at select Airport Lounges across India, and enjoy light refreshments and business facilities.

Get up to 15% savings on your dining bills at over 2,000 dining outlets.

Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

Enjoy the freedom of evergreen miles that never expire. Redeem your miles for flights without blackout dates.

IndianOil Citi Credit Card

IndianOil Citi Credit Card

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IndianOil Citi Credit Card

Get 250 Turbo Points on your first spend within 30 days of card issuance.

IndianOil Citi Credit Card

Get 4 Turbo points for every 150 spent at authorized IndianOil outlets.

Get 2 Turbo points for every 150 spent at grocery stores and supermarkets*.

Get 1 Turbo point on every 150 spent elsewhere.

*Terms & Conditions apply

IndianOil Citi Credit Card

Redemptions Options

  • Redeem for Fuel purchase done at IndianOil outlets or partner brands (SMS redemption or online redemption)
  • Convert your points to air miles
  • Redeem against catalog vouchers
  • Or, redeem your points for cashback against card outstanding

How to Redeem

  • Redeem instantly via SMS received post purchase or logging in Citibank Online for fuel spends at partner IndianOil outlets
  • Log in to Citi Mobile or Citibank online for other redemption options or call CitiPhone
IndianOil Citi Credit Card

A. Annual Fee
Free yourself from annual card fees when you spend 30,000 or more in a membership year on your IOC Platinum Credit Card else a fee of 1000 p.a will be applicable at the end of the membership year.

B. Interest
The interest rate on your Citi credit card will be 3.50% per month (i.e. 42.00% annualized). In case of default, i.e., if the Card Member does not pay the Minimum Amount Due as per the last credit card statement by the Payment Due Date, the interest rate can increase up to 3.60% per month (i.e. 43.20% annualized).

IndianOil Citi Credit Card

Dining Privileges
Get up to 20% savings across participating restaurants on your dining bills at over 2,000 dining outlets.

EMI Privileges
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

Concierge Services: Contact the Travel and Lifestyle specialist to create and plan an experience that will help you enjoy the best in life. Simply call 0008 004 407 027 for Mastercard cardholders or 1800-114-999 for Visa cardholders

Citi Prestige Credit Card

Citi Prestige Credit Card

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Citi Prestige Credit Card

Get 2,500 bonus reward points and vouchers worth 10,000 from Taj Group or ITC Hotels, every year

Citi Prestige Credit Card

Enjoy the benefits of an unparalleled rewards program where every 100 you spend on your Citi Prestige Credit Card, earns you 1 reward point locally and 2 reward points overseas.

Relationship Bonus: Earn up to 50% bonus points over your regular earn, basis spends on the Citi Prestige Credit Card, if you are an existing Citigold or Citigold Private Client.

Citi Prestige Credit Card

Turn your reward points into something special, ranging from gift vouchers of leading brands to the latest gadgets through the exclusive Citi Prestige rewards catalogue.

Transfer your reward points to the loyalty programs of leading airlines like British Airways, Cathay Pacific, Delta Airlines, Etihad Airways, Eva Air, Malaysia Airlines, Singapore Airlines, Jet Airways, Thai Airways

You can also transfer your reward points to our luxury hotel partners like Taj Hotels

Citi Prestige Credit Card

A. Annual Fee
The Citi Prestige Credit Card comes to you at an annual card fee of 20,000

B. Interest
The interest rate on your Citi credit card will be 3.50% per month (i.e. 42.00% annualized). In case of default, i.e., if the Card Member does not pay the Minimum Amount Due as per the last credit card statement by the Payment Due Date, the interest rate can increase up to 3.60% per month (i.e. 43.20% annualized).

Citi Prestige Credit Card

Indulge in one night complimentary stay, on minimum booking of 4 nights, at exquisite properties across the world.

Get access at some of the most picturesque golf destinations, with three complimentary green fees at select courses globally.

'By Invitation Only' Events.

Unlimited complimentary Priority Pass lounge access at over 800 airports for primary and supplementary card members.

Enjoy peace of mind on your travels with our overseas medical insurance of USD 50,000.

Get up to 15% savings on your dining bills at over 2,000 dining outlets.

Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.