Deposits

Citibank Deposits.

Grow your investments with Citibank Deposits

Book a deposit with us to grow your money. Now you can book deposits with us seamlessly on Citibank Online or Citi Mobile smart banking App.

Deposits

Deposits

Top reasons to invest in Citibank Deposits

  • Easy to start. Begin as low as Rs1,000
  • Use your funds when you need it
  • Attractive interest rates and a range of flexible tenures
Interest Rates

How much you earn? Interest rates effective from December 11, 2024

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Citibank Time Deposit Interest rates

In Days <Rs3 crore >=Rs3 crore <Rs5 crore >=Rs5 crore <Rs8 crore >=Rs8 crore <=Rs10 crore
P.A. Rate Annualised Yield* P.A. Rate Annualised Yield* P.A. Rate Annualised Yield* P.A. Rate Annualised Yield*
7-10 Days 2.10% - 3.40% - 2.55% - 3.50% -
11-14 Days 2.10% - 2.55% - 2.55% - 2.55% -
15-25 Days 2.15% - 2.55% - 2.55% - 2.55% -
26-35 Days 2.15% - 2.55% - 2.55% - 2.55% -
36-45 Days 3.00% - 3.00% - 3.00% - 3.00% -
46-60 Days 3.00% - 3.50% - 3.00% - 3.00% -
61-90 Days 3.00% - 3.50% - 3.00% - 3.00% -
91-120 Days 3.00% 3.00% 3.50% 3.50% 3.00% 3.00% 3.50% 3.50%
121-150 Days 3.00% 3.00% 3.50% 3.51% 3.00% 3.00% 3.50% 3.51%
151-180 Days 3.00% 3.01% 3.50% 3.51% 3.00% 3.01% 3.50% 3.51%
181-270 Days 3.00% 3.01% 3.50% 3.52% 3.00% 3.01% 3.50% 3.52%
271-364 Days 3.00% 3.02% 3.50% 3.53% 3.00% 3.02% 3.50% 3.53%
365-400 Days 3.00% 3.03% 3.50% 3.55% 3.00% 3.03% 3.50% 3.55%
401-540 Days 3.00% 3.04% 3.50% 3.55% 3.00% 3.04% 3.50% 3.55%
541-731 Days 3.00% 3.06% 3.50% 3.58% 3.00% 3.06% 3.50% 3.58%
732 - 1095 Days 3.00% 3.08% 3.50% 3.61% 3.00% 3.08% 3.50% 3.61%
>=1096 Days 3.00% 3.13% 3.50% 3.67% 3.00% 3.13% 3.50% 3.67%

Note:

*Annualized Yield calculated at the lower end of each tenure slab.

For other terms and conditions or for deposit amounts greater than Rs 10 crs, please contact your nearest branch.

For Institutional and Citi Commercial Banking clients, deposits should be booked as per applicable grid for the aggregate amount of deposit. Bank reserves the right to cancel the deposits without any interest, if found to be in non-compliance of the applicable grid for the deposit size.

Floating rate, overnight mibor linked deposits

In Days <Rs3 crore >=Rs3 crore <Rs5 crore >=Rs5 Crore <Rs8 Crore >=Rs8 Crore <=Rs10 Crore
P.A. Rate P.A. Rate P.A. Rate P.A. Rate
7-10 Days M-300 bps M-200 bps M-200 bps M-200 bps
11-14 Days M-100 bps M-80 bps M-200 bps M-200 bps
Above 14 days M-300 bps M-200 bps M-200 bps M-200 bps

Disclaimers:

*IRS Circular 230 Disclosure: Citigroup Inc., its affiliates and its employees are not in the business of providing tax or legal advice to any taxpayer outside of Citigroup Inc. and its affiliates. This E-mail/brochure/letter/communication and any attachments are not intended or written to be used and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

#Please note that the privileges mentioned above do not constitute an automatic blanket offer on Citibank products and services, may or may not be applicable on individual cases, and are extended at the sole discretion of Citibank.

Citibank India does not market any product or service to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, UK, The Isle of Man, Brazil and New Zealand. This webpage is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, UK, The Isle of Man, Brazil and New Zealand.