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- Pay Home Loan EMI Online
Just realized you have less than a day to make your Home Loan EMI payment? No worries! You can still make payment on time through Citibank Online or NEFT.
Top reasons to pay Home Loan EMI
- Get your funds credited to your Home Loan faster
- It's hassle-free
- Option to set up standing instruction from a Citibank Bank account
Citibank offers the following Modes for Home Loan EMI payment
| From your Citibank account | |
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With Citibank Online Home Loan EMI payment option you can set up a standing instruction to pay your EMI dues. The Standing Instructions Form for Citibank Mortgage Customers can be downloaded here. |
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| From your Other Bank account | |
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With NEFT option, you can get funds credited to your Home Loan Account even when you pay through a non-Citibank Bank account Know More. |
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ACH/ECS |
Your funds are transferred from your account with other bank through a facility called the ACH(Automated Clearing House, earlier referred as ECS). You are required to provide a signed mandate to Citibank authorizing the transfer of funds from your account with other bank. The ACH mandate can be downloaded here. |
NEFT payment to Home Loan Account
Add your Citibank Home Loan Account Number as a NEFT payee in your non Citibank account in three simple steps and initiate payment to enjoy same day credit of funds.1
While doing a payee addition, please use the following details
Payee Name : Name as it appears on your Home Loan Account Number
Payee Account Number : Valid Citibank Home Loan Account Number
Bank Name : Citibank N.A
Payment Account Type : Select Any Account Type
IFSC Code1 : CITI0000003 (Customers residing in any City can initiate a payment using CHENNAI IFSC code)
Branch Address : CHENNAI (Customers residing in any City can initiate a payment using CHENNAI as branch address)
1. To initiate a NEFT payment, you can use any valid IFSC code of Citibank. In the Payee details given above, we have used Chennai IFSC code which can be used by customers residing in any City.
Citibanking Account
If you are attempting to make your Citibank Home Loan payment from your Citibanking / Suvidha Account, you have to Login to Citibank Online with your IPIN and make your EMI payment.
Your bank account will be debited and the payment to the Citibank Home Loan will be applied in 1 working day.
