Apply for a Personal Loan
With Citibank Personal Loans, you don’t have to wait to get what your heart desires. Take the first step towards turning your dreams into reality by applying for a personal loan. Avail loans up to Rs.30 Lakh* in just 48 hours. The Citibank online loan application is a quick and convenient process. Apply for a personal loan online and make the most of unmatched benefits such as:
- Get your loan eligibility in 4 hours1
- Document free loan decisioning
- No income proof required for eligibility
- No address proof required for eligibility
Whether you are planning your dream vacation or renovating your home, you are just 3 steps away from getting what you desire. Here’s how to apply for a personal loan online:
- Fill in information such as Personal Details, Occupation, Net monthly income and PAN Number on our personal loan application form, listed below.
- Find out your eligibility, i.e. how much you can borrow
- Upload the relevant documents and submit the personal loan application form
1Timelines mentioned include only working days between 9.30 am and 5.30 pm. 4 hours is the decision time and will be applicable when the customer applies through Click 4 Call or by logging into Citibank online. The time would commence after the applicant has provided all the required details to the Citiphone officer. Final disbursement subject to documentation and internal processing criteria.
Terms and conditions apply. Issuance of loan is at the sole discretion of Citibank, N A. Citibank reserves the right to ask for any additional documents from the applicant.
Citibank reserves the right, at anytime, with prior notice to add/alter/modify/ change or vary any of the Terms and conditions or to replace them, wholly or in part.
+This offer is available when a customer applies through Click 4 Call or logs into Citibank Online. Please note that the Click 4 Call service is available only between 8 AM to 11 PM (Monday to Saturday) and 8 AM to 8 PM on Sunday. This facility is not available on National holidays and Major Public Holidays.
**Instant call back services on SMS is available only between 9 AM to 8:30 PM (Monday to Friday) and 10 AM to 6 PM on Saturday. If you are not on Aircel/Airtel/Vodafone/Idea, send the SMS to +919880752484. Terms and conditions apply.
*The final loan amount and interest rate applicable will be subject to eligibility, per Citibank's credit processing criteria.
^Timelines mentioned include only working days. Timelines mentioned would commence once the entire documentation as per Citibank's requirements are submitted by the applicant.