Comprehensive Financial Security For Your Investments.
Non Life Insurance – Home, Property

All through life, you make several investments. It may be a peaceful holiday, or a dream home, or even starting a business. It's time that you secure your investments before it's too late.

Now, insure your trips, properties and employees with a range of Non Life Insurance policies brought to you by Citibank.

Non Life Insurance

Non Life Insurance

Citibank brings to you a wide range of Life Insurance plans which combine investments and Insurance, offering complete coverage for you and your loved ones.

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Group Health Insurance

Group Health Insurance

An exclusive policy designed for companies with more than 25 members, Group Health Insurance covers all in-patient hospitalisation expenses and provides cashless hospitalisation at over 3000 hospitals.

Flexi Group Mediclaim

Flexi Group Mediclaim

All in-patient hospitalization expenses where hospital stay exceeds 24 hours. Pre-hospitalization expenses and Post-hospitalization expenses.

Flexi Group Personal Accident

Flexi Group Personal Accident

Flexi Group Personal Accident Policy ensures that the insured are safeguarded in case of any unfortunate accident. It is a comprehensive plan covering accidental death and disablement of employees / members of your company / group.


Home is where the heart is. All of us dream of owning a home. And in a country like India, there can be nothing more important and bigger than investing in a home. Once you have moved into your dream home, the next wise step is to take care of it. Even if you secure your home with the most sophisticated security system, will that protection stay for ever? Your home stands a potential victim to several natural and man-made perils. So, what do you do?

Simple! Opt for home insurance.

There is absolutely no point in building a home with love and decorating it beautifully if you do not ensure that it is safeguarded. Damage to your home can leave you homeless or harm your savings as paying for the repairs will be highly expensive. Hence, availing a home insurance is a wise thing to do. Your dream home requires protection from problematic incidents like fire, lightning, earthquake, floods and more.

Home insurance plans cover property as well as household items like furniture, fixtures, carpets, electrical items, jewelry, clothing and linen. Rains, flood and fires can cause potential damage to your home, house-hold items and other appliances. A good home insurance policy also covers damages caused by some natural disasters.

Your pride is your home. You are making a life time investment after spending considerable time in making it yours and you cannot let it slip from your fingers. Do the wise thing and give your house guaranteed protection with a reliable home insurance policy.

Commercial insurance is insurance for a business. In fact, it is one of the most important investments a business owner can make, as it can be instrumental in protecting a business from potential loss caused by unforeseen and unfortunate circumstances.

This insurance can provide valuable protection against such things as theft, property damage, and liability. A business owner who chooses to operate a business without insurance puts his enterprise at risk of losing money and property in the wake of an unfortunate event.

Depending on the particular business, there may be some types of commercial insurance that it doesn't need. For example, a company may need commercial property insurance, but not commercial auto insurance. Individuals should keep in mind, however, that it is wise to learn about the different types of insurance that are available, even if their company doesn't need them all.

A vital insurance policy you must take if you have a business is commercial insurance. It offers comprehensive protection. It offers adequate sum insured coverage and it has a host of benefits you can enjoy!


Insurance products are obligations only of the Insurance company. They are not bank deposits or obligations of or guaranteed by Citibank N.A, Citigroup Inc or any of its affiliates or subsidiaries or any Governmental agency. All claims under the policy will be solely decided upon by the Insurance Company. Citibank, Citigroup or any of their affiliates and group entities hold no warranty and do not make any representation about the insurance, the quality of claims processing and shall not be responsible for claims, recovery of claims, or for processing of or clearing of claims, in any manner whatsoever. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Investment products are not available to US persons and may not be available in all jurisdictions.

The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

Participation by the bank's customers in an insurance product is purely on a voluntary basis.

*IRS Circular 230 Disclosure: Citigroup, Inc., its affiliates, and its employees are not in the business of providing tax or legal advice to any taxpayer outside of Citigroup, Inc. and its affiliates. This document is not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties. Tax benefits are subject to changes in the tax laws. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

Citibank N.A. is a registered Corporate Agent of Tata AIA Life Insurance Company Limited, New India Assurance Company Limited, Royal Sundaram General Insurance Company Limited, Aditya Birla Health Insurance Company Limited, Bajaj Allianz General Insurance Company Limited and HDFC Ergo Health Insurance Limited under the composite license number CA0086 issued by IRDAI.

Life Insurance Policies: These policies are underwritten by Tata AIA Life Insurance Co. Limited (IRDAI Registration No. 110)
CIN: U66010MH2000PLC128403 with its registered office at 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg,
Lower Parel, Mumbai 400013.

All guaranteed benefits are payable only when all premiums are paid when due.

Investment risk in the investment portfolio is borne by the Policy Holder. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associate with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his or her decision. Tata AIA Life is only the name of the Insurance Company and the funds offered are only the names of the funds and does not in any way indicate the quality of the contract, its future prospects or returns.

Non-life Insurance Policies: Policies are underwritten by New India Assurance Company Limited (IRDAI Registration No. 190) CIN: U99999MH1919GOI000526 with its registered office at No.87, Mahatma Gandhi Road, Fort, Mumbai – 400 001, by Royal Sundaram General Insurance Company Limited (IRDAI Registration No. 102) CIN:U67200TN2000PLC045611 with its registered office at No. 21, Patullos Road, Chennai 600 002 or by Bajaj Allianz General Insurance Company Limited (IRDAI Registration No. 113) CIN: U66010PN2000PLC015329 with its registered office at Bajaj Allianz House, Airport Road, Yerawada, Pune 411 006.

Specialist Health Insurance Policies: These policies are underwritten by Aditya Birla Health Insurance Co. Limited (IRDAI Registration No. 153) CIN: U66000MH2015PLC263677 with its registered office at 9th Floor, One World Centre, Tower 1, Jupiter Mills Compound, S.B. Marg, Elphinstone Road, Mumbai 400 013 or by HDFC ERGO General Insurance Company Ltd (IRDAI Registration No. 146) CIN: U66030MH2007PLC177117 with its registered office at 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020

For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding the sale.

For any queries with respect to your Insurance Policies bought through Citibank N.A., kindly contact 24 x 7 CitiPhone, The updated numbers are available on

  1. No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an Insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy nor shall any person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the Insurer.
  2. Any person making default in complying with the provisions of this section shall be liable for penalty which may extend to
    ten lakh rupees.