Make your wealth match-up to your aspiration
Make your wealth match-up to your aspiration


The linked insurance products do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

A Unit Linked, Individual Life Insurance Savings plan that helps grow your money into wealth so that your dreams and aspirations never fall short of resources. Wealth Pro provides protection to your family and helps meet your retirement and child education needs.

BSLI Wealth Secure Plan

BSLI Wealth Secure Plan

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Key Features

  • Pay premiums once or for a limited period and get Insurance protection throughout policy term
  • Regular Loyalty Additions1 are credited to the policy to boost your investments
  • Flexibility to choose from various fund options for enhanced investment opportunities
  • Choice of Enhanced Systematic Money Allocation & Regular Transfer Investment Portfolio Strategy
  • Top-up facility to further augment your portfolio
  • Flexibility of Partial Withdrawals after five policy years to meet your financial needs
  • Settlement option is provided on Maturity thus enabling you to receive the maturity amount either in lump sum or in installments over a period of time

Benefits And Features

On survival to the end of the policy term, you will receive the Total Fund Value which is sum of Regular/ Single Premium Fund Value and Top-Up Premium Fund Value valued at applicable NAV on the date of Maturity.

For Regular and Limited Pay - from 11th policy anniversary till the end of the policy term, Tata AIA Life will credit additional units at the rate of 0.20% of the units to the respective funds

For Single Pay - from 6th policy anniversary till the end of the policy term, Tata AIA Life will credit additional units at the rate of 0.35% of the units to the respective funds

Upon the unfortunate demise of the life insured prior to maturity, Tata AIA Life shall pay the nominee/legal heir the highest of

    1. The Basic Sum Assured net of all “Deductible Partial Withdrawals”, if any, from the Regular/Single Premium Fund Value, or
    2. The Regular/Single Premium Fund Value of this Policy or
    3. 105 percent of the total Regular/Single Premiums paid up to the date of death

Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.

If you are not satisfied with the terms & conditions/features of the policy, you have the right to cancel the policy by giving written notice to Tata AIA Life stating objections/reasons and receive the non – allocated premiums plus charges levied by cancellation of units plus fund value at the date of cancellation less (a) proportionate risk premium for the period of cover (b) medical examination costs, if any and (c) stamp duty, along with applicable taxes, cesses and levies which have been incurred for issuing the policy. The units will be repurchased by the company at the price of the units on the date of cancellation and any surplus or deficit shall be adjusted in the payout to the Policyholder. Such notice should be signed by the policyholder and received directly by Tata AIA Life within 15 days after the policyholder receives the policy document. The said period of 15 days shall stand extended to 30 days, if the policy is sourced through distance marketing, electronic mode or email; which includes solicitation through any means of communication other than in person.

In case of death due to suicide within 12 months from the date of commencement of the risk or date of revival of the policy, the nominee or beneficiary of the policyholder shall be entitled to total fund value / policy account value, available on the date of intimation of death. Any charges, other than fund management charge, recovered subsequent to the date of death shall be paid back to the nominee or beneficiary along with death benefit

Eligibility Criteria

0 years (30 days) to 60 years

75 years

15 to 40 years

Single Pay

Limited Pay – 5 /7 and10 years

Regular /Limited Pay – 15 and 20 years

Single, Annual, Semi-Annual, Quarterly and Monthly

Single Pay - Rs.5,00,000

Regular / Limited Pay - Rs.2,50,000 per annum

No Limit

Click here for the Product Brochure.

Click here for Product specific disclaimers.


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Insurance products are obligations only of the Insurance company. They are not bank deposits or obligations of or guaranteed by Citibank N.A, Citigroup Inc or any of its affiliates or subsidiaries or any Governmental agency. All claims under the policy will be solely decided upon by the Insurance Company. Citibank, Citigroup or any of their affiliates and group entities hold no warranty and do not make any representation about the insurance, the quality of claims processing and shall not be responsible for claims, recovery of claims, or for processing of or clearing of claims, in any manner whatsoever. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Investment products are not available to US persons and may not be available in all jurisdictions.

Participation by the bank's customers in an insurance product is purely on a voluntary basis.

*IRS Circular 230 Disclosure: Citigroup, Inc., its affiliates, and its employees are not in the business of providing tax or legal advice to any taxpayer outside of Citigroup, Inc. and its affiliates. This document is not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties. Tax benefits are subject to changes in the tax laws. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

Citibank N.A.  is a registered Corporate Agent of Tata AIA Life Insurance Company Limited, New India Assurance Company Limited, Royal Sundaram General Insurance Co. Limited, Bajaj Allianz General Insurance Company Limited, HDFC ERGO General Insurance Company Ltd and Aditya Birla Health Insurance Co. Limited under the composite license number CA0086 issued by IRDAI.

Life Insurance Policies: These policies are underwritten by Tata AIA Life Insurance Co. Limited (IRDAI Registration No. 110) CIN: U66010MH2000PLC128403 with its registered office at 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013.

All guaranteed benefits are payable only when all premiums are paid when due.

Investment risk in the investment portfolio is borne by the Policy Holder. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associate with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his or her decision. Tata AIA Life is only the name of the Insurance Company and the funds offered are only the names of the funds and does not in any way indicate the quality of the contract, its future prospects or returns.

Non-life Insurance Policies: Policies    are   underwritten   by   New  India  Assurance  Company  Limited (IRDAI Registration No. 190)  CIN: U99999MH1919GOI000526  with its registered office  at  No.87,   Mahatma  Gandhi Road,   Fort,  Mumbai - 400 001, by Royal Sundaram General Insurance Co. Limited (IRDAI Registration No. 102) CIN:U67200TN2000PLC045611 with its registered office at No. 21,Patullos Road, Chennai 600 002 or by Bajaj Allianz General Insurance Company Limited (IRDAI Registration No. 113) CIN: U66010PN2000PLC015329 with its registered office at Bajaj Allianz House, Airport Road, Yerawada, Pune 411 006

Specialist Health Insurance Policies: These policies are underwritten by Aditya Birla Health Insurance Co. Limited (IRDAI Registration No. 153) CIN: U66000MH2015PLC263677 with its registered office at 9th Floor, One World Centre, Tower 1, Jupiter Mills Compound, S.B. Marg, Elphinstone Road, Mumbai 400 013 or by HDFC ERGO General Insurance Company Ltd (IRDAI Registration No. 146) CIN: U66030MH2007PLC177117 with its registered office at 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020

For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding the sale.

For any queries with respect to your Insurance Policies bought through Citibank N.A., kindly contact 24 x 7 CitiPhone, The updated numbers are available on www.citibank.co.in

  1. No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an Insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy nor shall any person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the Insurer.
  2. Any person making default in complying with the provisions of this section shall be liable for penalty which may extend to ten lakh rupees.