Nurture their dreams.
But protect them too.
Nurture their dreams.But protect them too.

An Endowment Assurance Plan that helps you meet tomorrow's requirements by paying premiums for short period and receive guaranteed benefits along with financial security for your family. Secure 7 also helps plan for your child education needs.

BSLI Vision Endowment Plan

BSLI Vision Endowment Plan

Endowment plans with reversionary bonus is the largest selling traditional life insurance product in market.

Attractively priced and affordable for the Mass Retail | Mass Affluent | Emerging Affluent Segment, who prefer saving to pure protection.

Benefits And Features

The Guaranteed Annual Income in this plan ensures that you are provided a regular steady inflow of income for your needs. GAI payment will begin from the 8th policy anniversary and will continue till the 14th policy anniversary. This benefit will continue up to maturity, provided the policy is in force and all due premiums have been paid. GAI will begin initially at 50% of your annualised premium and will gradually build up to 150% of your annualised premium over the years. The total GAI benefit you shall receive is equivalent to your Total Premiums Paid.

On maturity we will pay you 25 % of Basic Sum Assured. This benefit is payable, provided the policy is in force, all due premiums have been paid and on survival of insured till maturity.

In case of unfortunate death of the Insured, before the maturity of the policy, Sum Assured on death is payable to the nominee/legal heir.

" Sum Assured on death" shall be the highest of the following:

  • 10 times the Annualised Premium
  • 105% of the Total Premiums Paid
  • Maturity Sum Assured
  • Basic Sum Assured

The Guaranteed Annual Income already paid, if any, will not be deducted from the Death Benefit.

Tax Benefits available under Section 80C and 10 (10D) of the Income-Tax Act, 1961

#The above exemption is as per the Income Tax Act 1961 and is subject to change as per amendments made from time to time.

You will have the right to return your policy to Tata AIA Life within 15 days from the date of receipt of the policy, in case you are not satisfied with the terms & conditions of your policy. Tata AIA Life will pay the fund value post deduction of certain charges which would have been incurred for issuing the policy , once they receive your written notice of cancellation (along with reasons thereof) together with the original policy documents.

In case of death due to suicide by the Insured, whether sane or insane, within 12 months from the date of commencement, the nominee shall be entitled to "Total Premiums Paid", provided the Policy is in force. In case of death due to suicide by the Insured, whether sane or insane, within 12 months from the date of reinstatement or revival, the nominee shall be entitled to higher of "Total Premiums Paid" or the acquired surrender value as on the date of death, provided the Policy is in force.

Eligibility Criteria

18 to 55 years

14 years

Annual , Semi-annual, Quarterly and Monthly

Minimum Premium - Rs. 40,000 per annum

Minimum Basic Sum Assured- Rs.250,000


To enhance the financial security of your loved ones you can customize the plan by adding riders

In case life insured / policy holder is unable to pay the policy premiums due to a disability, critical illness or an untimely demise, all future premiums of the base plan and the attached riders will be paid by BSLI and all policy benefits will continue.

Click here for the Product Brochure.

Click here for Product specific disclaimers.

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Insurance products are obligations only of the Insurance company. They are not bank deposits or obligations of or guaranteed by Citibank N.A, Citigroup Inc or any of its affiliates or subsidiaries or any Governmental agency. All claims under the policy will be solely decided upon by the Insurance Company. Citibank, Citigroup or any of their affiliates and group entities hold no warranty and do not make any representation about the insurance, the quality of claims processing and shall not be responsible for claims, recovery of claims, or for processing of or clearing of claims, in any manner whatsoever. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Investment products are not available to US persons and may not be available in all jurisdictions.

The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

Participation by the bank's customers in an insurance product is purely on a voluntary basis.

*IRS Circular 230 Disclosure: Citigroup, Inc., its affiliates, and its employees are not in the business of providing tax or legal advice to any taxpayer outside of Citigroup, Inc. and its affiliates. This document is not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties. Tax benefits are subject to changes in the tax laws. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

Citibank N.A. is a registered Corporate Agent of Tata AIA Life Insurance Company Limited, New India Assurance Company Limited, Royal Sundaram General Insurance Company Limited and Apollo Munich Health Insurance Company Limited under the composite license number CA0086 issued by IRDAI.

Life Insurance Policies:

These policies are underwritten by Tata AIA Life Insurance Co. Limited (IRDAI Registration No. 110)
CIN: U66010MH2000PLC128403 with its registered office at 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg,
Lower Parel, Mumbai 400013.

All guaranteed benefits are payable only when all premiums are paid when due.

Investment risk in the investment portfolio is borne by the Policy Holder. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associate with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his or her decision. Tata AIA Life is only the name of the Insurance Company and the funds offered are only the names of the funds and does not in any way indicate the quality of the contract, its future prospects or returns.

Product UINs:

UIN for TATA AIA Life Insurance Smart Income Plus - 110N126V03

UIN for TATA AIA Life Insurance Good Kid - 110N127V01

UIN for TATA AIA Life Insurance Sampoorna Raksha - 110N129V02

UIN for TATA AIA Life Insurance Sampoorna Raksha+ - 110N130V02

UIN for TATA AIA Life Insurance Gold Income Plan - 110N131V01

UIN for TATA AIA Life Insurance Freedom - 110N124V01

UIN for Tata AIA Life Insurance Wealth Maxima - 110L114V02

UIN for Tata AIA Life Insurance Wealth Pro - 110L111V02

UIN for Tata AIA Life Insurance Fortune Maxima - 110L113V02

UIN for Tata AIA Life Insurance Fortune Pro - 110L112V02

UIN for Tata AIA Life Insurance MahaLife Gold Plus - 110N110V01

UIN for Tata AIA Life Insurance Money Maxima - 110N109V01

UIN for Tata AIA Life Insurance MahaLife Magic - 110N108V01

UIN for Tata AIA Life Insurance Secure 7 - 110N107V01

Non-life Insurance Policies:

Policies are underwritten by New India Assurance Company Limited (IRDAI Registration No. 190) CIN: U99999MH1919GOI000526 with its registered office at No.87, Mahatma Gandhi Road, Fort, Mumbai – 400 001 or by Royal Sundaram General Insurance Company Limited (IRDAI Registration No. 102) CIN:U67200TN2000PLC045611 with its registered office at No. 21, Patullos Road,
Chennai 600 002.

Specialist Health Insurance Policies: These policies are underwritten by Apollo Munich Health Insurance Company Limited (IRDAI Registration No. 131) CIN: U66030TG2006PLC051760 with its registered office at Apollo Hospitals Complex, 8-2-293/82/J III/DH/900 Jubilee Hills, Hyderabad, Telangana 500033.

For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding the sale.

For any queries with respect to your Insurance Policies bought through Citibank N.A., kindly contact 24 x 7 CitiPhone, The updated numbers are available on www.citibank.co.in

  1. No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an Insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy nor shall any person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the Insurer.
  2. Any person making default in complying with the provisions of this section shall be liable for penalty which may extend to
    ten lakh rupees.