PERSONAL ACCIDENT CARE PLATINUM INSURANCE

Value-Added Personal Accident Coverage.
Value-Added Personal Accident Coverage.

With the Personal Accident Care Platinum Insurance, you can now protect your family's future. This plan offers 24-hours worldwide personal accident coverage and a lump sum payment to your family in the unfortunate event of your demise or disablement. This plan also offers a variety of benefits such as monthly income payment, educational grant and medical expenses.

Personal Accident Care Platinum Insurance

Personal Accident Care Platinum Insurance

With the Personal Accident Care Platinum Insurance, you can now protect your family's future. This plan offers 24-hours worldwide personal accident coverage and a lump sum payment to your family in the unfortunate event of your demise or disablement. This plan also offers a variety of benefits such as monthly income payment, educational grant and medical expenses.

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Benefits

This plan allows you to cover your family members i.e. Spouse, Dependent Children and Dependent Parents for an equal cover.

Your Personal Accident Care Platinum Insurance policy can be renewed automatically every year through standing instructions for payments to be made with your Citibank Credit Card/Citibank Account.

This plan does not require you to undergo medical examination.

The plan can be purchased through our online portal or through our call center within few minutes.

Personal Accident Care Platinum Insurance covers you for any accident induced total permanent disability and partial disablement which includes loss of limbs and eyesight in addition to the main accidental death benefit.

In the event of accidental death or permanent total disablement of the insured the insurance company shall pay Monthly Income Benefit for the period of 12 months.

In the event of accidental death or permanent total disablement of the insured the insurance company shall pay maximum Rs 5,000 for one dependent children and maximum Rs10,000 for two dependent children towards Educational Grant.

In the event of admittance in hospital due to an accident, which leads to death or permanent total disablement of the insured, the insurance company shall reimburse you up to Rs.5,000 towards expenses incurred during this admittance.

In the event of accidental death of the insured person the insurance company outside his / her residence city, the insurance company shall pay Rs.5,000 for transporting the mortal remains of the insured person to the place of
his / her residence.

Being a Citibank customer, the cover comes to you at attractive and affordable premium rates.

  • Should you wish to cancel your Personal Accident Care Platinum Insurance coverage, you can call 24-hour CitiPhone or write to Citibank.
  • You can also contact Royal Sundaram General Insurance Company through the contact details mentioned in the attached brochure.
  • This plan, at inception, has a free look period of 15 days from the date of receipt of policy. On review of the policy Terms and conditions, If you are not satisfied with this plan, then you can cancel your plan within this 15 days free look period. You shall be eligible for a refund premium, after deducting applicable risk premium, less the cost of medical examination incurred by the Company and stamp duty charges, where applicable, provided your intimation of cancellation reach us within the free look period. Your policy documents will reach you within 15 days from the date of debit of your card / account.
  • In case you cancel your coverage after the free look period, refund of premium shall be as per the short period rates mentioned in the policy.
Eligibility Criteria
  • Citibank Customers and their family members.
  • Entry age for Self and Spouse: 18 years to 70 years.
  • Entry age for dependent children: 18 to 21 years.
  • Entry age for dependent parents: upto 70 years.
  • Renewal is available for life long.
  • Enjoy up to Rs2,500 Bonus Reward Points* on your first spend with the Citibank Rewards Card.
  • IndianOil Citibank Platinum Credit Card.

Disclaimers:

Good Health Group Mediclaim Policy - IRDA/NL-HLT/NIA/P-H/V.I/342/13-14

Group Health Policy - UIN - IRDAI/NLHLT/RSAI/P-H/V.I/184/13-14

Health Forever - UIN-IRDAI/NL-HLT/RSAI/P-H/V.II/211/13-14

Lifeline - UIN-IRDAI/HLT/RSAI/P-H/V.II/32/15-16

Top-up - UIN-IRDAI/NL-HLT/RSAI/P-H/V.I/209/13-14

Smart Cash - UIN-IRDAI/HLT/RSAI/P-H/V.II/181/14-15

Personal Accident Care Platinum - UIN-IRDAI/NL-HLT/RSAI/P-P/V.I/187/13-14

Individual Personal Accident Insurance - UIN-IRDA/NL-HLT/RSAI/P-H/V.I/215/13-14

Apollo Munich Health Plan UIN: IRDA/NL-HLT /AMHI/P-H/V.1/15/13-14

Group Personal Accident Insurance UIN: IRDA/NL-HLT /AMHI/P-P/V.1/109/13-14

Optima Restore UIN - IRDAI/HLT/AMHI/P-H/V.III/1/2016-17

Insurance products are obligations only of the Insurance company. They are not bank deposits or obligations of or guaranteed by Citibank N.A, Citigroup Inc or any of its affiliates or subsidiaries or any Governmental agency. All claims under the policy will be solely decided upon by the Insurance Company. Citibank, Citigroup or any of their affiliates and group entities hold no warranty and do not make any representation about the insurance, the quality of claims processing and shall not be responsible for claims, recovery of claims, or for processing of or clearing of claims, in any manner whatsoever. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Investment products are not available to US persons and may not be available in all jurisdictions.

Participation by the bank's customers in an insurance product is purely on a voluntary basis.

*IRS Circular 230 Disclosure: Citigroup, Inc., its affiliates, and its employees are not in the business of providing tax or legal advice to any taxpayer outside of Citigroup, Inc. and its affiliates. This document is not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties. Tax benefits are subject to changes in the tax laws. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

Citibank N.A. is a registered Corporate Agent of Tata AIA Life Insurance Company Limited, New India Assurance Company Limited, Royal Sundaram General Insurance Company Limited and Apollo Munich Health Insurance Company Limited under the composite license number CA0086 issued by IRDAI.

Life Insurance Policies: These policies are underwritten by Tata AIA Life Insurance Co. Limited (IRDAI Registration No. 110)
CIN: U66010MH2000PLC128403 with its registered office at 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg,
Lower Parel, Mumbai 400013.

All guaranteed benefits are payable only when all premiums are paid when due.

Investment risk in the investment portfolio is borne by the Policy Holder. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associate with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his or her decision. Tata AIA Life is only the name of the Insurance Company and the funds offered are only the names of the funds and does not in any way indicate the quality of the contract, its future prospects or returns.

Non-life Insurance Policies:

Policies are underwritten by New India Assurance Company Limited (IRDAI Registration No. 190) CIN: U99999MH1919GOI000526 with its registered office at No.87, Mahatma Gandhi Road, Fort, Mumbai – 400 001 or by Royal Sundaram General Insurance Company Limited (IRDAI Registration No. 102) CIN:U67200TN2000PLC045611 with its registered office at No. 21, Patullos Road,
Chennai 600 002.

Specialist Health Insurance Policies: These policies are underwritten by Apollo Munich Health Insurance Co. Limited
(IRDAI Registration No. 131) CIN: U66030AP2006PLC051760 with its registered office at Apollo Hospitals Complex, Jubilee Hills, Hyderabad - 33.

For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding the sale.

For any queries with respect to your Insurance Policies bought through Citibank N.A., kindly contact 24 x 7 CitiPhone, The updated numbers are available on www.citibank.co.in

SECTION 41 OF THE INSURANCE ACT 1938 PROHIBITION OF REBATES
  1. No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an Insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy nor shall any person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the Insurer.
  2. Any person making default in complying with the provisions of this section shall be liable for penalty which may extend to
    ten lakh rupees.