Group Personal Accident Insurance
Group Personal Accident Insurance

Group Personal Accident Insurance Platinum Plan of Apollo Munich Health Insurance Company Limited, helps you safeguard the financial interest of your family. It is a 24-hours worldwide personal accident cover that pays a fixed lump sum amount to your nominee in the unfortunate event of your death or to you in case of permanent total disablement due to an accident.

Personal Accident Platinum Plan comes to you at attractive rates of premium with choice of sum Insured ranging from Rs. 5 Lac to 5 Crores ( as per eligibility)

For further information on this product please contact your Relationship Manager

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Personal Accident Care Platinum Insurance

Personal Accident Care Platinum Insurance

With the Personal Accident Care Platinum Insurance, you can now protect your family's future. This plan offers 24-hours worldwide personal accident coverage and a lump sum payment to your family in the unfortunate event of your demise or disablement. This plan also offers a variety of benefits such as monthly income payment, educational grant and medical expenses.


Sum insured options in Rs. ( as per eligibility) : 5 Lac, 10Lac, 15 Lac, 25 Lac, 30 Lac, 50 Lac, 75 Lac,100 Lac, 200 Lac, 300 Lac ,400 Lac,500 Lac

Benefits Sum Insured
1 Accidental Death ( AD) Policy Sum Insured
2 Transportation of Mortal Remains- 2% of AD sum insured upto a maximum of Rs.10,000
3 Cremation Ceremony- 2% of AD sum insured upto a maximum of Rs.10,000
4 Permanent Total Disablement- Upto AD sum insured ( as per table of benefits)
5 Permanent Partial Disablement - Upto AD sum insured ( as per table of benefits)
6 Emergency Ambulance Charges - Upto maximum of Rs.2,000
7 Accidental Hospitalisation in India (In-patient)- Maximum upto Rs.100,000
8 Broken Bones - 20 % of AD Sum Insured; maximum upto Rs 100,000
9 Education Fund- 10 % of AD Sum Insured; maximum up to Rs 20,000

This policy compensates for injuries sustained, occurred anywhere in the world

The benefit in respect of accident in-patient hospitalization shall be paid only for medical expenses incurred in India, irrespective of the place where the injury was sustained / accident occurred.

No medicals are required to purchase this policy


You can cover upto 8 members in the policy which would include Self,Spouse, upto 4 children and dependent parents.

Yes the Citibank customer has to be insured inorder to insure other family members.

You can pay premium through your citibank creditcard or through direct debit from your citibank account.

Benefit offers compensation to the insured person/nominee in an event of claim under AD or Permanent Total Disablement benefit. It is not necessary that children are covered under the policy.

Your Sum insured eligibility is a multiple of your gross income . Please contact your Citi-Relationship Manager for further details.

Eligibility Criteria

a) This policy covers persons in the age group 91 days to 69 years. The maximum entry age is restricted upto 69 years.

b) There is no maximum cover ceasing age in this policy.

c) The policy will be issued for a 1 year period.

d) This policy can be issued to an individual and/or a family on individual basis.

e) The family includes spouse, dependent children and dependent parents.

f) The Citibank customer must be Insured in the Policy. For account holder less than 18 years of age, either parent must be covered in the policy

g) A child getting insured as a dependent child ( below 21yrs ) can be covered only if either parent is covered under the policy.

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Good Health Group Mediclaim Policy - IRDA/NL-HLT/NIA/P-H/V.I/342/13-14

Group Health Policy - UIN - IRDAI/NLHLT/RSAI/P-H/V.I/184/13-14

Health Forever - UIN-IRDAI/NL-HLT/RSAI/P-H/V.II/211/13-14

Lifeline - UIN-IRDAI/HLT/RSAI/P-H/V.II/32/15-16

Top-up - UIN-IRDAI/NL-HLT/RSAI/P-H/V.I/209/13-14

Smart Cash - UIN-IRDAI/HLT/RSAI/P-H/V.II/181/14-15

Personal Accident Care Platinum - UIN-IRDAI/NL-HLT/RSAI/P-P/V.I/187/13-14

Individual Personal Accident Insurance - UIN-IRDA/NL-HLT/RSAI/P-H/V.I/215/13-14

Apollo Munich Health Plan UIN: IRDA/NL-HLT /AMHI/P-H/V.1/15/13-14

Group Personal Accident Insurance UIN: IRDA/NL-HLT /AMHI/P-P/V.1/109/13-14

Optima Restore UIN - IRDAI/HLT/AMHI/P-H/V.III/1/2016-17

Insurance products are obligations only of the Insurance company. They are not bank deposits or obligations of or guaranteed by Citibank N.A, Citigroup Inc or any of its affiliates or subsidiaries or any Governmental agency. All claims under the policy will be solely decided upon by the Insurance Company. Citibank, Citigroup or any of their affiliates and group entities hold no warranty and do not make any representation about the insurance, the quality of claims processing and shall not be responsible for claims, recovery of claims, or for processing of or clearing of claims, in any manner whatsoever. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Investment products are not available to US persons and may not be available in all jurisdictions.

The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

Participation by the bank's customers in an insurance product is purely on a voluntary basis.

*IRS Circular 230 Disclosure: Citigroup, Inc., its affiliates, and its employees are not in the business of providing tax or legal advice to any taxpayer outside of Citigroup, Inc. and its affiliates. This document is not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties. Tax benefits are subject to changes in the tax laws. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

Citibank N.A. is a registered Corporate Agent of Tata AIA Life Insurance Company Limited, New India Assurance Company Limited, Royal Sundaram General Insurance Company Limited and Apollo Munich Health Insurance Company Limited under the composite license number CA0086 issued by IRDAI.

Life Insurance Policies: These policies are underwritten by Tata AIA Life Insurance Co. Limited (IRDAI Registration No. 110)
CIN: U66010MH2000PLC128403 with its registered office at 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg,
Lower Parel, Mumbai 400013.

All guaranteed benefits are payable only when all premiums are paid when due.

Investment risk in the investment portfolio is borne by the Policy Holder. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associate with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured is responsible for his or her decision. Tata AIA Life is only the name of the Insurance Company and the funds offered are only the names of the funds and does not in any way indicate the quality of the contract, its future prospects or returns.

Non-life Insurance Policies: Policies are underwritten by New India Assurance Company Limited (IRDAI Registration No. 190) CIN: U99999MH1919GOI000526 with its registered office at No.87, Mahatma Gandhi Road, Fort, Mumbai – 400 001, by Royal Sundaram General Insurance Company Limited (IRDAI Registration No. 102) CIN:U67200TN2000PLC045611 with its registered office at No. 21, Patullos Road, Chennai 600 002 or by Bajaj Allianz General Insurance Company Limited (IRDAI Registration No. 113) CIN: U66010PN2000PLC015329 with its registered office at Bajaj Allianz House, Airport Road, Yerawada, Pune 411 006.

Specialist Health Insurance Policies: Policies are underwritten by Apollo Munich Health Insurance Co. Limited (IRDAI Registration No. 131) CIN: U66030AP2006PLC051760 with its registered office at Apollo Hospitals Complex, Jubilee Hills, Hyderabad, Telangana 500 033 or by Aditya Birla Health Insurance Company Limited (IRDAI Registration No. 153) CIN: U66000MH2015PLC263677 with its registered office at 9th Floor, One Indiabulls Centre, Tower 1, Jupiter Mills Compound, S.B. Marg, Elphinstone Road, Mumbai 400 013.

For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding the sale.

For any queries with respect to your Insurance Policies bought through Citibank N.A., kindly contact 24 x 7 CitiPhone, The updated numbers are available on

  1. No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an Insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy nor shall any person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the Insurer.
  2. Any person making default in complying with the provisions of this section shall be liable for penalty which may extend to
    ten lakh rupees.