Manage Your Banking In India.

Manage Your Banking In India.

Rupee Checking Account is an Interest bearing Checking Account where the balances are held in Indian Rupees.

There are two types of Rupee Checking Accounts: Non Resident External and Non Resident Ordinary. Citibank offers three packages - Regular, Preferred or Citigold, based on the Relationship Balance maintained in the accounts.

Primary Banking Features

Primary Banking Features

  • Interest-bearing Checking Account.
  • Interest calculated on Daily Average Balances.
  • Free Cheque book.
  • Convenient options to transfer funds.
  • Free Online Banking.

For Non Resident External (NRE) Accounts:

  • Funds to be transferred from overseas
  • Funds can be freely repatriated in Foreign Currency
  • Option to choose a Debit Card valid globally.

For Non Resident Ordinary (NRO) Accounts:

  • Funds transferred from NRO or any domestic bank account
  • Repatriation restricted to $1 MM per Account Holder
  • Option to choose a Debit Card valid in India.


  • 24x7 Customer Service with CitiPhone Banking.
  • Free access to Online Banking.
  • Free Online Transfers to any bank account in India.
  • Order free Demand Drafts online and get them delivered to over 1,100 locations in India.
  • Preferential Foreign Exchange Rates.
  • Privileges and savings at select restaurants and merchants in India.
  • Access to select domestic and international airport lounges in India.
Term Deposits

Term Deposits

Citibank India Deposits are of 2 types

1. Foreign Currency

FCNR: A fully repatriable Foreign Currency deposit available in USD, GBP, Euro, Australian Dollars, Canadian Dollars and Yen.

2. Indian Rupees

a) Non Resident External Account (NRE): A fully repatriable account for funds held as NRE/FCNR account with Citibank or any another bank in India.

b) Non Resident Ordinary Account (NRO): A partially repatriable account for funds earned from income in India or partly from income abroad.