Maximum annualized percentage rate is 20% with a flexible repayment period of 12 to 59 months, and handling fee as low as .25%. T&C apply.
Example: Customer A borrows a 12-month loan of INR 2,00,000 at a monthly flat rate of 12.99%, with 1.5% processing fees. Total loan repayment amount: INR 2,17,350
We also don’t allow the promotion of personal loans with repayment date due in full within 60 days or less of the date of issue.
Terms and conditions apply. Issuance of loan is at the sole discretion of Citibank, N A. Citibank reserves the right to ask for any additional documents from the applicant.
Citibank reserves the right, at anytime, with prior notice to add/alter/modify/ change or vary any of the Terms and conditions or to replace them, wholly or in part.
*The final loan amount, interest rate and loan tenure applicable will be subject to eligibility, per Citibank's credit processing criteria.
^Timelines mentioned include only working days between 9:30 am and 5:30 pm. 4 hours is the decision time and will be applicable when the customer applies through Click 4 Call. The time would commence after the applicant has provided
all the required details to the Citiphone officer. Final disbursement subject to documentation and internal processing criteria.
Preclosure charges: 2-3%
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