Citibank Ultima Credit Card.

Citibank Ultima Credit Card.

The Citibank Ultima Credit Card is your key to a world of luxury and exclusive privileges such as complimentary access to international airport lounges across the world, concierge services and exclusive dining privileges.

Citibank Ultima Credit Card

Citibank Ultima Credit Card

Top reasons to get a Citibank Ultima Credit Card

  • Complimentary access to over 600 VIP International Airport Lounges.
  • Complimentary rounds of golf hosted specifically for you throughout the year.
  • 24x7 dedicated Concierge Assistance.
Exclusive Features
Rewards Program

Rewards Program

Click on    to expand and on    to minimize the details.

Earn 1 Reward Point for every Rs125 spent on the card (across any / all categories / merchants)

  • Airlines Travel
  • Ultima Golf
  • Ultima Stay
  • Ultima Lifestyle
  • Ultima Dining
  • Ultima Reliability

To know more about the above privileges please click here.

Easy Redemption

Click on    to expand and on    to minimize the details.

Pay with Points

Buy with your Reward points at 700+ partner stores1 and online shopping sites1.

Shop Online

Shop for a range of products at


Redeem online for a range of vouchers from Lifestyle, Croma, Shoppers Stop and more.

Air Miles

Convert points to air miles on leading airlines3 like Jet Airways & Air India.


Redeem Points against Statement outstanding4.

1 Reward Point = 5 Air Miles in the Frequent Flier Program of partner airlines (Air India, BA, Cathay Pacific, Delta Airlines, Jet Airways, Singapore Airlines, Etihad Airways and Thai Airways).

1 Reward Point = 1 Rupee for all other redemptions.

Regular Benefits
Online Banking

Online Banking

Keep track of your card account, transfer funds and make bill payments anywhere at any time.

  • Check your account details, view unbilled transactions and keep track of payments and transfers
  • Make Utility Bill Payments with Citibank Bill Pay
  • Update your Address and Contact Details

To access Citibank Online, all you need is a User ID and Internet Password (I-PIN). Just follow these 3 easy Steps:

Click here to Login to Citibank Online

Credit Card Bill payments

Credit Card Bill payments

Multiple ways to make easy, secure and quick Credit Card payments.

Know more about the above options

Citi Mobile

Citi Mobile

Now get information on your Citibank Credit Card through SMS.

Simply SMS any of the following short codes to "52484" from your mobile number maintained in our records

< space > XXXX
Information on the Total Amount Due, Minimum Amount Due, and Payment Due Date, as per your latest statement
< space > XXXX
Know the Total Outstanding, Available Credit Limit, and Cash Limit on your card
< space > XXXX
Know the reward points available on your card

XXXX are the last 4 digits of your credit card

if you are not on Aircel / Airtel / Vodafone / Idea, send the SMS to 09880752484

Fees and Charges

Click on    to expand and on    to minimize the details.

  • The Citibank Ultima Credit Card comes to you at an annual card fee of Rs30,000. This fee is billed in the 1st month statement of card issuance and incrementally every 12 months thereafter.
  • Your rate of interest is fixed at 2.5% per month (i.e.30% annualized) irrespective of your spend, payback and utilization patterns.
  • All charges are dynamic and are subject to change based on Citibank's periodic review.

Click here to know more about the important charges applicable for this card.

Citibank Privileges

Click on    to expand and on    to minimize the details.

Save up to 20% at over 2,000 restaurants.

Enjoy Easy EMI options at a range of over 2,000 outlets and for online Shopping and Travel booking.

Citibank Shopping Privileges

Enjoy great offers on a choice of brands.

To know more about the other offers please click here.

*Conditions apply.

^For illustrative purposes Only.

#Only for Shoppers Stop Golden Glow members.

The sourcing of First Citizen Citibank Platinum Credit Card has been stopped. For existing customers, please click here for Terms and conditions.