Frequently Asked Questions.

Frequently Asked Questions.

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With the IndianOil Citibank Titanium Credit Card, you can make transactions at over 14 million merchant establishments worldwide. It helps you save up to 5% on your fuel transactions at IndianOil Outlets (on Citibank EDC machines only) -

  • through waiver of the 2.5% fuel surcharge and
  • by rewarding you 4 Turbo Points for every Rs 150 spent on fuel

The Turbo Points (Reward Points) that you earn on this Credit Card can be redeemed for Free fuel
(@ 1 Turbo Point = Rs 1).

Citibank also offers you a complimentary Bill Payment facility through which you can pay for all your utility bills such as telephone, water, electricity bills, etc., through your IndianOil Citibank Titanium Credit Card. We have CitiPhone Banking services which works 24x7 to assist you with queries and transactions on your Card.

The fee for this Card (annual, joining and renewal) will be confirmed to you at the time of your application.

You earn 4 Turbo Points for every Rs 150 spent at IndianOil Outlets across the country (on a Citibank charge slip). For spends at grocery and supermarkets you earn 2 Turbo Points for every Rs 150 spent*.

For spends at other merchant outlets, you earn 1 Turbo Point for every Rs 150 spent*.

You can redeem your Turbo Points for free fuel from IndianOil instantly, click here for a list of outlets enable with Instant Redemption facility.

Once you accumulate a minimum of 200 Turbo Points in your account, you can redeem your Turbo Points for fuel & much more:

1 Turbo Point = Rs 1 of fuel

  • Redeem instantly at over 800 IndianOil outlets across the country.

You can take 3 add-on Cards for any of your family member above the age of 18 years with this Card.

Yes, we bring you dining, entertainment, retail and travel offers from time to time through Citibank Privileges. Click here for details.

You will receive your Card in 18 - 20 working days.

The credit limit assigned by the bank based on its internal credit parameters and will be communicated to you in the Credit Card welcome pack, once the Credit Card is processed.

Your IndianOil Citibank Titanium Credit Card is the fastest way to free fuel.

  • For all your Credit Card spends at IndianOil petrol pumps (on a Citibank EDC), you get 2.5% fuel surcharge waiver & 4 points per Rs 150 of spend. Together, these constitute a save of up to 5% on your fuel purchases
  • You earn 2 Turbo Points for every Rs 150 spent at grocery and supermarkets*
  • You also get 1 Turbo Point per Rs 150 of spend at all other outlets
  • Each Turbo Point can be redeemed for Rs 1 of fuel

As per the following value chart, you can get Rs 2,412 worth of fuel or 1 full tank of fuel free every year.

Value Chart Monthly Amount (Rs) Total Turbo Points Earned Surcharge Waiver (Rs)
Purchase at IndianOil Outlets* 4,000 107 100
Grocery spends* 3,000 40 -
All other purchase 8,000 54 -
Total monthly purchases 15,000 201 100
Total annual purchases 1,80,000 2,412 1,200

2,412 Turbo Points = Rs 2,412 worth of free fuel!

Surcharge waiver @ 2.5% = Rs 100 per month = Rs 1,200 per year!

Total savings of Rs 2,412 + Rs 1,200 = Rs 3,612!

Save over Rs 3,612 annually!

Earn over Rs 2,412 of free fuel!

* Terms and conditions apply

For illustrative purposes only.

To locate an IndianOil outlet with Citibank EDCs in your area:

  • Simply SMS 'IOC <pincode>' to 52484^, or
  • Click here

^ SMS to 52484 for Aircel / Airtel / Vodafone / Idea subscribers and to +91-9880752484 for all other subscribers.

* Click here for detailed Terms and conditions on above benefits.