CITI REWARDS DOMESTIC CREDIT CARD

Citi Rewards Domestic Credit Card.

Citi Rewards Domestic Credit Card.

Citi Rewards Domestic Credit Card gives you the best of everything in India. Starting with Reward Points every time you use the Card, up to 15% savings at restaurants, fabulous offers on almost all your shopping trips to easy payment plans and instant loan on your Card, you can really look forward to be lavishly rewarded for using a Citi Rewards Domestic Credit Card. Plus, you can redeem all your points easily for attractive travel options, air miles, premium merchandise, cash back and much more.

Citi Rewards Domestic Credit Card

Citi Rewards Domestic Credit Card

Top reasons to get the Citi Rewards Domestic Credit Card

  • Earn 10 Reward Points for every Rs125 spent at Apparel & Department Stores.
  • Redeem points instantly at over 700 outlets and e-shopping partners
  • Enjoy over 6,000 offers across Dining, Shopping, Movies & EMI. Click here to explore.

Please refer to the 'Benefits' section for details and associated terms & conditions pertaining to these offers. Identification of apparel and department stores are based on MCCs (Merchant Category Codes) allotted by Visa and MasterCard.

Please note that Domestic Credit Cards issued in India are meant to be used within the country only. International transaction facility, including overseas ATM access and online transactions with merchants located outside India, is not available on Citi Rewards Domestic Credit Card.


Benefits

Get Rewards every time you shop

  • Earn 10X Reward Points for every Rs125 spent at apparel and department stores.
  • Earn 1 Reward Point for every Rs125 spent on your Card anywhere.

Identification of apparel and department stores are based on MCCs (Merchant Category Codes) allotted by Visa and MasterCard.

Enjoy Welcome Rewards

Start your rewards journey with:

Get 1,000 bonus points on your first Rs1,000 spend made within 60 days of Card issue.

Points that never expire

Redeem now or keep collecting for something big later – it's a choice you have because your Reward Points will never expire.

Now pay the easy way

Using your Citi contactless card has just got a lot easier. Simply tap your card on the terminal accepting contactless card. It’s safe, fast and secure. What’s more? For transactions up to Rs2000*(within India), you don’t even need to use your Personal Identification Number (PIN). For transactions greater than Rs2000 use card with PIN by dipping or swiping.

HOW DOES IT WORK?

    It’s simple! Follow the below steps:

  • STEP 1: Look for a contactless symbol on the merchant’s terminal
  • STEP 2: Tap your card on the contactless terminal
  • STEP 3: It’s done. Take your charge-slip upon transaction authorization.

* Limit prescribed by the Reserve Bank of India vide circular no. RBI/2014-15/601 dated 14.05.2015

Please Click here for frequently asked questions. Terms and Conditions apply.

Do more with your points - Most Flexible Rewards Redemption Program

Enjoy attractive redeeming options including holidays, premium merchandise.

To know more about the Rewards Program, please refer the REWARDS page.

Save on Annual Fee

The annual fee on the card is Rs0 when you spend Rs30,000 or more on your Card in a year. Card members with annual spends of less than Rs30,000 on their Cards are charged an Annual Fee of Rs1,000. Click here for Terms and Conditions.

Ready to book your Citi Rewards Domestic Credit Card?

SMS CARD to 52484. A Citibank representative will call you with the information and assistance you may require in applying for your Card. Do remember to mention you are opting for the Citibank Rewards Domestic Credit Card. Thank you.

Fees & Charges

Flexibility

Interest Rate 3.25% per month (39% per annum). This can change periodically based on your spend, payback and utilization patterns.
Annual Fee Rs0 when your yearly Card spends amount to Rs30,000 or more. If not, a Rs1,000 Annual Fee will be applicable.

To learn about other important Fees and Charges applicable on the Card, please click here.

To learn about the important fees, charges and the most important terms and conditions (MITC) applicable on the Card, please click here.

Rewards

How to earn your Reward Points

10X Reward Points for every Rs125 spent on your Card

  • At apparel and department stores.

10X Reward Points in these outlets are capped at Rs. 7,000 (or 560 points) per month. For spends above that, you earn 1 point per Rs125. Identification of apparel & department stores are based on merchant category code allotted by Visa and MasterCard to the merchant where the purchase is made.

  • 1 Reward Point for every Rs125 spent on your Card at all other stores and on all other purchases.

How to redeem your Reward Points

Enjoy the flexibility and freedom of choice. Choose from a variety of equally attractive options to redeem your points. Of course, you can pick one and you can pick all. It's your points. You should be the only one to decide.

All the things you can redeem your Reward Points for

In-Store Shopping

Instant redemption at select partner stores. To find a store near you, click here.

Online Shopping

Instant redemption against movie tickets, travel arrangements, mobile services, and hundreds of things you'd love to own at online mega-stores. To find all online participating E-stores, click here.

Air miles

On Air India and Jet Airways as Frequent Flyer membership miles.

To redeem for air miles, please call our 24x7 CitiPhone helpline. You will find the numbers on the back of our Card, and here.

Cash back

Adjust points against your Statement outstanding

To redeem, please call our 24x7 CitiPhone helpline. You will find the numbers on the back of your Card, and also here.

Redemption rate for cash back: 1 Reward Point = Rs0.35 | Minimum Points required to redeem: 5,000.

Gift Vouchers

Instant redemption against premium brands

Make a pick from popular brands. Redeem your points in three simple steps – browse the catalog, choose what you want, and place an order using your points. Preview your rewards here.

Citibank Privileges

Personal Concierge Services

Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance and much more. Simply call 1800-114-999.

Benefits all year long

Dining Privileges

Up to 15% savings across participating restaurants.

To find a Citibank partner restaurant near you, click here.

Hot Deals

Exciting offers on leading brands across categories with Citi credit cards. To find out the latest offers, click here.

EMI Privileges

Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
Terms and Conditions
  • Card Member Terms and Conditions. Click here to know more
  • Most Important terms and conditions. Click here to know more
  • Schedule of charges. Click here to know more
  • BSCBI guidelines. Click here to know more
  • Frequently asked questions. Click here to know more