Fly for free with this great travel credit card! Get your passport to complimentary air travel, with the freedom to choose from over 100 airlines to fly with. A card for frequent flyers, it lets you earn miles on all your spends, and redeem them easily for flights and hotel stays. The options are aplenty. Just like your best in class privileges will be.

Top reasons to get the Citi PremierMiles® Credit Card


Earn 10 miles for every Rs.100 spent on airline transactions1 and at our exclusive website


Redeem miles across 100+ domestic and international airlines


Transfer your miles to any of our hotel & airline partners.
Click here to know more.

Please click here to view the updated terms & conditions pertaining to the Personal Air Accident Insurance cover and Lost Card Liability cover on the Citi PremierMiles credit card, effective 1st April 2016.

Benefits & Features

Get Bonus

  • 10,000 Miles with your first spend of Rs.1,000 or more on your Citi PremierMiles Card within 60 days of Card issuance2
  • 3,000 Miles on Card renewal.

Faster Miles

  • Earn accelerated 10 Miles per Rs.100 when you book flight tickets and hotel stays at the dedicated PremierMiles website. Access it at
  • Earn 10 Miles per Rs.100 spent on all airline transactions - with any airline in the world1
  • Earn 4 Miles for every Rs.100 spent on all other transactions.

Never expiring

Enjoy the freedom of evergreen miles that never expire. Redeem your miles for flights without blackout dates.

Get More Miles

If you are a Frequent Flyer Program (FFP) member of any airline, and you book a ticket on it using your Citi PremierMiles Card, you earn Miles for the ticket purchased at 10 Miles per Rs.100 rate. Plus, you acquire your regular FFP Miles for flying that airline. That's twice the joy at half the price.

Transfer Miles
to Airline
Partners in
2:1 Ratio3

Get 1 Frequent Flyer Air Mile for every 2 Miles you transfer on Cathay Pacific, British Airways, Thai Airways, Malaysia Airlines, Eva Air, Etihad Airways, Singapore Airlines, Qatar Airways, Turkish Airlines and Air India. You can also transfer Miles to our hotel partners! Click here to know more.

to Airport

Enrich your travel experience. Relax comfortably at select Airport Lounges across India, and enjoy light refreshments and business facilities. For details, please click here.

Easy Rewards

24x7 SMS tracking of your reward points. SMS REWARDS 'XXXX' to 52484 or +91-9880752484. 'XXXX' would be the last four digits of your card.

Now pay the easy way

Using your Citi contactless card has just got a lot easier. Simply tap your card on the terminal accepting contactless card. It’s safe, fast and secure. What’s more? For transactions up to Rs2000*(within India), you don’t even need to use your Personal Identification Number (PIN). For transactions greater than Rs2000 use card with PIN by dipping or swiping.

* Limit prescribed by the Reserve Bank of India vide circular no. RBI/2014-15/601 dated 14.05.2015

Please Click here for frequently asked questions. Terms and Conditions apply.

Fees and Charges


Interest Rate A variable interest rate ranging between 37.20% and 42.00% per annum. The applicable rate will vary depending on various parameters such as your card spends, credit limit utilization, repayment patterns etc.
Annual Fee Annual fee of Rs. 3,000 is billed in the first month statement of card issuance and incrementally every 12 months thereafter.
Complimentary for Citigold clients, click here to know more.

To learn about the important fees, charges and the most important terms and conditions (MITC) applicable on the Card, please click here.

Redeem Rewards
How to redeem your Miles


Redeem your Miles instantly4 via SMS to plan your complete holiday on our online travel website. This site is designed exclusively for our PremierMiles customers to book air tickets and hotels.4 You may also call our dedicated PremierMiles Helpdesk at 1800-208-4484 or +91-124-6159100.

Visit the PremierMiles site at

Instant reward redemption

Pay for almost anything with Citi Reward Points

Just an SMS. Its that simple!! Anything. Anywhere

  • transcact credit card Step 1:

    Transact using your Citi Credit Card

  • registered SMS Step 2:

    An SMS will be sent with a redemption link to your mobile number registered with Citi

  • points to redeem Step 3:

    Click on the link and select the number of points to redeem

  • successful redemption Step 4:

    Upon confirmation of successful redemption the credit against points redeemed will show in your next statement

SMS based Miles redemption is available for these select partner merchants
  • Make My Trip
  • IndiGo
  • Book my Show
  • Shoppers Stop
  • Westside
  • vodafone


Cathay Pacific Thai Airways
British Airways Eva Air
Malaysia Airlines Singapore Airlines
Etihad Airways Qatar Airways
Air India Jet Airways
Flying Blue Virgin Atlantic
Qantas Turkish Airlines

To transfer your Miles to any of these 9 airlines in a 2:1 ratio, call 24x7 CitiPhone.


Transfer your miles to the loyalty program our domestic and international hotel partners

Taj InnerCircle 2 Miles = 1 TIC Point


Redeem your miles for attractive vouchers and merchandise from premium luxury and electronic brands on the Citibank Online catalog

Citibank Privileges


  • Air Accident Insurance Cover of upto Rs. 1 Crore.
  • Lost Card Liability Cover of Rs. 10 Lakh.


Offers & Savings on your Card all year long. To find out more, click here.

Dining Privileges

Save up to 15%* on dining across participating restaurants with Citi cards.

To find a Citibank partner restaurant near you, click here.

Shopping Privileges

Enjoy EMI options on online travel booking and shopping, and at over 2,000 stores. To know more, click here.

Citi World Privileges

Over 26,000 offers and privileges on travel, hotels, shopping, entertainment, spas, golf and much more. Exclusively for Citibank Cardmembers; in India and over 30 other countries.
To know more, visit

Instant Loan on your Card

To know more, click here.

Payment Options

  • Easy payment options to settle your Card outstanding.
    To know more, click here.

EMI Privileges

Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

Please click here to view the Most Important Terms & Conditions.

To view the Schedule of Charges, click here.

The “Extra PremierMiles” program brought to you by Citi in association with Pinpoint will be withdrawn with effect from 31st March 2017.


*For detailed Terms and conditions, click here.

1Airline spends refer to purchases made at airline owned websites, at airline counters or via booking options offered at Identification of airlines is based on Merchant Category Codes allotted by VISA and MasterCard to the merchant where the purchase is made. Please note that bookings made through any travel agents, including but not limited to any private travel agents, corporate travel agents, online travel agencies or their websites/IVR systems, shall be eligible for only 4 Miles for every Rs.100 spent. From time to time, Citi may also offer 10 Miles for every Rs.100 spend on airline tickets with our Online Travel Agent Partners. This list is dynamic and will be updated on this website.

2The enrolment bonus of 10,000 Miles would be credited to your account on your first transaction of atleast Rs.1,000 made within 60 days of the card issuance date. The Miles would be credited in the same statement as the qualifying transaction. The qualifying transaction would be considered only on the primary card account.

3Transfer of Miles can take up to 3 weeks. Miles can be transferred only to membership account of primary cardmember. Miles once transferred to any airline's Frequent Flyer Program will be subject to the Terms and conditions of the airlines.

4Booking of tickets against miles is subject to availability of tickets. For detailed Terms and conditions regarding Miles redemption and ticket bookings, please visit

5Terms and conditions apply. Please click here for detailed Terms and conditions.

  • Quick Links

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To redeem your miles, simply visit and to learn how to redeem your miles. You can also call our Travel Desk at: 1800-208-4484 (&) +91-124-6159100.

To transfer your Miles to our airline & hotel partners, please call 24x7 CitiPhone at:

Location Phone Number
Mumbai 022 2834 4653
Chennai 044 2858 4653
Delhi NCR 0124 256 4653
Kolkata 033 2288 4653
Bengaluru 080 2229 4653
Hyderabad 040 6666 4653