Citi Credit Cards are based on your needs where you earn reward points and miles that never expire!
Depending on your card, you get access to exclusive features and benefits, including but not limited to complimentary air travel, savings on fuel bills, reward points that collect quickly, cashback on bill spends, and money saving benefits all year long.
- Lifestyle Benefits – You get rewarded for shopping, watching movies, or paying your bills. You also have access to premium golf courses and restaurant offerings.
- Travel Benefits – You get access to premium airport lounges around the world and fuel-surcharge waivers. You can also accumulate miles and perks on other travel-related spends.
- Easy Redemption of Points and Miles – You earn up to 10x reward points with select Citi Credit Cards and can use them to shop at several physical and online shopping sites. Redeem your miles against flights across multiple airlines worldwide, or on hotel bookings and car rentals – all with just an SMS request for redemption.
- Shop with EMI – You can convert your purchases above ₹2500 and outstanding amount on your credit card to monthly EMIs with zero paperwork and flexible repayment tenures.
- Safety and Fraud Protection – Your Citi Credit Card comes with a guarantee of security. The Citi Payment Gateway is a highly secured platform where you can transact with confidence. If your card is stolen or lost, please report it to us immediately. You also have the facility of selecting your own Internet Password (or IPIN) online on the Citi Credit Card site.