Know all about Citi Credit Card Reward Points

For every purchase made with your Citi Credit Card, earn reward points & pay at multiple retail outlets, online shopping sites, petrol stations, travel and hotel bookings.

Reward Points

How can I earn points
  • rewards-visa

    Citi Rewards
    Card

  • indian-oil-visa

    IndianOil Citi Credit Card

  • indian-oil-mastercard

    Indian Oil Citi
    Titanium Credit Card

  • premiermiles-visa

    Citi PremierMiles
    Credit Card

  • cashback-visa

    Citi Cash Back
    Credit Card

  • first-citizen-mastercard

    First Citizen Citi Credit Card

  • prestige-visa

    Citi Prestige
    Card

  • Card_Visa_card

    Citi Corporate
    Card

  • 10 Reward Points on spends at apparel and department stores
  • 1 Point for every Rs. 125 on all other purchases
  • 300 bonus points on card spends of Rs. 30,000 or more in a month
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  • 4 Turbo Points on Rs. 150 of fuel purchases at authorized IndianOil Retail Outlets across the country.
  • 2 Turbo Points on Rs. 150 at grocery and supermarkets.
  • 1 Turbo Point on Rs. 150 spent elsewhere like Shopping, Dining and more.
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  • 4 Turbo Points on Rs. 150 of fuel purchases at authorized IndianOil Retail Outlets across the country.
  • 2 Turbo Points on Rs. 150 at grocery and supermarkets.
  • 1 Turbo Point on Rs. 150 spent elsewhere like Shopping, Dining and more.
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  • 10 Miles for every Rs. 100 spent on airline transactions
  • 10 Miles per Rs. 100 spent on flight tickets and hotel stays at the dedicated PremierMiles website. Access it at www.premiermiles.co.in
  • 10,000 Miles with your first spend of Rs. 1,000 or more within 60 days of Card issuance
  • 3,000 Miles on Card renewal
  • Complimentary access to select airport lounges across India. Click here for details.
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  • 5% Cash Back on movie ticket purchases
  • 5% Cash Back on all your telephone bill payments
  • 5% Cash Back on all your utility bill payments made online through Citibank Online Bill Pay
  • 0.5% Cash Back on all other spends
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  • 7 First Citizen Points per Rs. 100 spent at Shoppers Stop for private label brands
  • 5 First Citizen Points per Rs. 100 spent at Shoppers Stop for other brands
  • 1 First Citizen Point per Rs. 100 spent elsewhere
  • The points on this card can be exclusively utilized for spends at Shoppers Stop
  • All points are transferred to Shoppers Stop Loyalty account once a month
  • Instant redemption of First Citizen Points against purchases made at Shoppers Stop (1 Reward Point = Rs. 0.6 for redemption).
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  • 1 reward point on Domestic Spends and 2 reward points on International spends for every Rs. 100 spent
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  • 2 Reward Points for every Rs.125 spent in purchases
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Where can I know my Balance
  • Login here and check it
  • At your last card statement
  • By sending an SMS
    SMS REWARDS XXXX (where XXXX stands for the last 4 digits of your card number) from your registered mobile number to 52484 for Airtel / Aircel / Idea / Vodafone subscribers or +919880752484 for other subscribers.
  • SMS REWARDS XXXX (where XXXX stands for the last 4 digits of your card number) from your registered mobile number to 52484 for Airtel / Aircel / Idea / Vodafone subscribers or +919880752484 for other subscribers.
  • If you have a Citi Rewards Credit Card, Citi PremierMiles Credit Card, Citi Prestige Credit Card or IndianOil Citi Titanium or Platinum Credit Card, you can log in to Citi Online with your User Id and IPIN and select Credit Cards > Redeem Rewards.
  • If you have a First Citizen Citi Credit Card, the First Citizen Reward Points earned against purchases made on the Credit Card (Silver Edge, Golden Glow & Titanium) are automatically transferred to Shoppers Stop after each monthly billing cycle and will reflect in the First Citizen account after that.
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What avenues are there for me to redeem
What is the Ratio for redemption
  • To learn more about the ratio of redemption across various avenues, click here
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Other queries ^

For further details, Click Here

Terms and Conditions applicable.

Universal Pay with Points

Pay for almost anything with Citi Reward Points

Just an SMS. Its that simple!! Anything. Anywhere

For more details and list of stores on Universal Pay with Points and ratio of redemption, click here.

  • transcact credit card Step 1:

    Transact using your Citi Credit Card

  • registered SMS Step 2:

    An SMS will be sent with a redemption link to your mobile number registered with Citi

  • points to redeem Step 3:

    Click on the link and select the number of points to redeem

  • successful redemption Step 4:

    Upon confirmation of successful redemption the credit against points redeemed will show in your next statement

Click here for the terms and conditions.

Select & Credit

Pay for almost anything with Citi Reward Points.

Just log in to Citibank Online and redeem. It’s that simple!

For more details and list of stores on Select & Credit and ratio of redemption, click here.

  • transcact credit card Step 1:

    Transact using your Citi Credit Card

  • registered SMS Step 2:

    Login to Citibank Online

  • points to redeem Step 3:

    Click on “Redeem Rewards”

  • successful redemption Step 4:

    Under “Pay with Points”, select the eligible points

  • successful redemption Step 5:

    Enter the number of points to be redeemed and submit.

Citi Rewards Catalogue

Citi Rewards catalogue offers you a wide range of options with gift vouchers from great brands across apparel, accessories, books, music, entertainment, dining, travel besides many more categories for redemption of points.

Order and Delivery Status

Order status

Upon successful redemption, E-Voucher link and pin will be sent on registered mobile number and email address within 2 working days of receipt of the order on the Citibank Rewards Catalog.

Delivery address

E-vouchers will be delivered to the registered email id and mobile number of the card member maintained on our records

Delivery didn’t happen

If delivery of voucher via SMS and email on the registered contact details is unsuccessful after 3 attempts, the said Reward Points redemption request will be cancelled, and the Reward Points will be credited back to the Card member's account within 5 working days.

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Cancellation policy

Ways to cancel order

Once you have made your redemption request, your order cannot be cancelled.

Change in the items, after ordered

You cannot change the items you have selected once the order has been placed, even if the reward points being redeemed are same.

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Gift Voucher

Validity of Gift Voucher

The issue date & validity or expiry date will be printed on the voucher.

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For further details, Click Here

Terms and Conditions applicable.

Adjustments against Card outstanding

You can redeem your reward points against Card outstanding and it is applicable on Citi Rewards Card, IndianOil Citi Platinum/Titanium Card and Citi Prestige Card only.

How do I place such a request

Click here to Login to Citi Online and place a request:

  • Select 'Your Queries' on the left navigation panel
  • Choose the Credit Card on which you want to redeem points
  • Choose the category 'Reward points / Redemption related'
  • State the number of points you want to redeem
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Value of a point for such a transaction
  • Citi Rewards Card: 1 reward point = 35p
  • IndianOil Citi Platinum/Titanium Card: 1 Turbo Point = 35p
  • Citi Prestige Card: 1 reward point =Re.1
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Minimum number of points that can be redeemed in a single transaction
  • Citi Rewards Card: 10000 points
  • IndianOil Citi Platinum/Titanium Card: 10000 points
  • Citi Prestige Card: 250 points
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Number of days taken for process completion

The credit will reflect in 3 working days from the time of placing the request.

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I can see the credit at
  • Login here and check it
  • Go to Account Summary
  • If your statement is not yet generated, it will be shown in ‘Unbilled’ transactions
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Will this amount be adjusted against the Minimum Amount Due

No, this amount will not be adjusted against the Minimum Amount Due. You will need to ensure payment of the Minimum Amount Due in time to avoid levy of Interest & Late Payment charges.

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For further details, Click Here

Terms and Conditions applicable.

Transfer of points through Frequent Flyer programs

You can now transfer points to Frequent Flyer programs and avail benefits at select Airline partners and hotel partners. It is applicable on Citi Rewards Card, IndianOil Citi Platinum/Titanium Card, Citi Corporate Card, Citi PremierMiles Card and Citi Prestige Card only.

Hotels and Airlines Available

  • 1 point=0.75 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=0.75 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=0.66 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=0.75 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 03
  • 1 point=0.75 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 03
  • 1 point=0.66 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 03
  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 03
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 03
  • Unavailable
  • Unavailable
  • Unavailable
  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 14
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 14
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  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 14
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 14
  • Unavailable
  • Unavailable
  • Unavailable
  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • Unavailable
  • Unavailable
  • Unavailable
  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • Unavailable
  • Unavailable
  • Unavailable
  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • Unavailable
  • Unavailable
  • Unavailable
  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • Unavailable
  • Unavailable
  • Unavailable
  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • Unavailable
  • Unavailable
  • Unavailable
  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • Unavailable
  • Unavailable
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  • 10 points=1 TIC pointt
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 03
  • 5 points =1 TIC point
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 03
  • Unavailable
  • Unavailable
  • Unavailable
  • 1 point = 1 reward point
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point = 4 reward points
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • Unavailable
  • Unavailable
  • Unavailable
  • 1 point=0.5 reward point
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=4 reward points
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • Unavailable
  • Unavailable
  • Unavailable
  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • Unavailable
  • Unavailable
  • Unavailable
  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • Unavailable
  • Unavailable
  • Unavailable
  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05
  • Unavailable
  • Unavailable
  • Unavailable
  • 1 point=0.5 miles
  • Minimum number of points required: 100 points
  • Number of working days required from the date of placing the request for activation: 05
  • 1 point=4 miles
  • Minimum number of points required: 250 points
  • Number of working days required from the date of placing the request for activation: 05

For further details, Click Here

Terms and Conditions applicable.

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