Indulge more this holiday season with 0% foreign exchange markup rates with your Citi Debit Card

  • Enjoy complete waiver of the foreign exchange markup levied on international transactions on your debit card - exclusively for Citigold Private Client, Citigold and Citi Priority clients.
  • Offer is valid till 15th Jan 2019.
  • ‘International Spends’ is defined as all international purchases made on the Citi debit card. These include all transactions made in foreign currency, i.e. non INR. The billed amount in foreign currency (if other than USD) will be first converted to USD and then to INR basis prevailing exchange rates determined by Mastercard for settlement purposes.
  • Transactions performed using Dynamic Currency Conversion i.e. where the billing currency for international transaction has been opted as INR will not qualify as eligible transactions. In such cases, the billed amount is converted to INR based on market exchange rates. The markup in this case would be decided by merchant/ acquiring bank/ service provider and not by Citibank. Citibank will bill the final amount as confirmed by the customer in INR.
  • Use of debit card for payment in foreign exchange is not permitted in Nepal and Bhutan as per RBI guidelines.
  • Offer is valid on all purchase transactions done internationally.

How does your Citi Debit Card compare with other options for international travel?

Citi Debit Card rates and charges

Other Credit/ Debit Cards prevailing rates / charges^

Prepaid Forex Cards prevailing rates / charges^

Forex Markup

0% (Limited time period offer)


3% or more

Issuance Fee / Annual Fee



Rs 150 or more

Other charges


Re-issuance/Card Replacement – Rs 200+

Additional charges for Reload, every ATM Withdrawal and Balance Inquiry

^Based on published data on external websites

Terms & Conditions