Citibank Suvidha Salary Account

The Citibank Suvidha Salary Account is tailor made to suit the banking needs of modern day professionals. With preferential pricing on Citibank products, a powerful debit card, 24X7 access to convenient digital banking platforms, Suvidha Salary Account is a one stop solution for all your banking needs.

Citibank Suvidha Salary Account

Citibank Suvidha® Salary Account

Top reasons to get Citibank Suvidha Salary Account

  • Zero balance salary account

    Zero balance salary account

  • Reward Points

    Reward Points redeemable for cash

  • Exciting-offers

    Click Here for exciting offers on your Suvidha Debit Card

  • Bank on-the-go

    Bank on-the-go with the upgraded Citi Mobile App. Know more.

Disclosure: You will be able to enjoy the many benefits of Citibank Suvidha Salary Account only if your organization has an on-going Citibank Suvidha banking relationship. Please check with your Human Resource or Payroll department before applying.

  • Payable at par cheque book
  • ATM/Debit card with daily limit of Rs.1,00,000


  • No minimum balance required
  • Host of offers on your debit card
  • Utility bill payment facility to over 200 service providers across India
  • No cost Demand Draft delivery at 1,100 locations in India
  • Complimentary NEFT, RTGS and IMPS funds transfer
  • Savings account rate of interest is as per balance maintained in the account, calculated daily, paid quarterly.


  • Credit card offerings to suit your lifestyle
  • Complimentary Investment Services Account and access to up to date investment intelligence
  • Comprehensive insurance solutions for your family and you


  • Zero fee debit card
  • Accepted worldwide at merchant outlets and ATMs
  • Earn Reward Points on every spend
  • Redeem Reward Points for cashback
  • Contact the Travel and Lifestyle specialist to create and plan an experience that will help you enjoy the best in life. Simply call 0008 004 407 027 for Mastercard® cardholders. For details on Mastercard Travel Rewards, visit

Reward Point Accrual

Our Banking Rewards Program lets you earn even when you spend on select banking and debit card transactions.

Know how you can earn reward points:

Transactions Reward Points Credit
Purchase transactions on your debit card Based on your card type. Click here to know Reward Point accrual for various card type Regular
First Citibank Online login within 60 days of account opening 50 Reward Points One time only
Standing Instructions (SI) for a Citibank Credit Card Payment, Loan Payments or regular investment schemes (SIP) 5 reward Points (Maximum of 20 Reward Points every month) Regular
Bill payments on Citibank Online 5 reward Points (Maximum of 20 Reward Points every month) Regular

Reward Point redemption

  • Each Reward point is worth Rs1

    Each Reward point is worth Rs.1

  • Rewards points for cashback

    Redeem your rewards points for cashback into your account

  • Reward-points-are-valid

    Reward Points are valid for 1* year

  • Minimum of 250 Reward Points are needed for redemption and can be redeemed only in multiples of 50
  • Unredeemed Reward Points will lapse every card membership year**
  • Reward points for banking transactions will be credited within the first ten days of the month, for transactions done in the previous month

How to Redeem


    SMS REDEEM <last 4 digits of the card number> <number of reward points to be redeemed> to 52484

  • Call our 24x7 CitiPhone helpline

    Call our 24x7 CitiPhone helpline

  • Your Queries

    Login to and send us your request using 'Your Queries' link

*The Citibank Platinum Debit Card reward points are evergreen and do not lapse. A minimum of 1500 reward points are required for redemption.

**A card membership year will begin from the 1st of the expiry month on your debit card. For example, if your debit card is valid till Jun-2019, then your card membership anniversary will be on 01-Jun of every year.


Banking services

  • Sign up for e-statements and enjoy no cost monthly online Account Statements
  • Update your mailing address, phone numbers and e-mail address
  • Make payments for utility bills and credit cards
  • Get your queries answered through our tool, "Ask Me"

Bank anytime,

  • 24x7 access to your account details
  • Quick access to your account/card summary without any login with Snapshot
  • Stay up to date with latest deals and offers via notifications
  • Manage your investments on-the-go
  • Instant Paytm wallet recharge


Here's how you can download Citi Mobile

  • Playstore
  • visitus

    Visit us at from your
    phone browser

  • SMS

    to 52484

  • QR code

    Scan the QR Code

  • Citi Home Loan Application fee waiver on Online Application
  • Apply for a Citibank personal loan online and enjoy the benefits


Terms and conditions for Suvidha Salary Accounts

Account opening is subject to Citibank Terms and conditions and applicable RBI guidelines.

Citibank India does not market any product or service to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, UK, The Isle of Man, Brazil and New Zealand. This webpage is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, UK, The Isle of Man, Brazil and New Zealand.

Citibank Home Loans & Personal Loans - Terms and conditions apply. All loans are at the sole discretion of Citibank, N.A. Citibank reserves the right to ask for any additional documents from the applicant/borrower. Citibank reserves the right, at any time, with notice, to add/alter/ modify/change or vary any of the terms and conditions or to replace, wholly or in part. All products / facilities mentioned in this booklet are subject to Citibank terms and conditions. Home loans are subject to necessary RBI and other local approvals.

Citibank Personal Loan - Terms and conditions Apply. Timelines mentioned include only working days. Timelines mentioned, if any, would commence once the entire documentation as per Citibank's requirements are submitted by the applicant. Subject to Citibank approval criteria. For detailed Terms and conditions, please refer

1Terms and conditions apply. Subject to a maximum limit of Rs5 Lakhs per month.

2Citibank N.A. provides investment services as a distributor of third party Investment products (shortly referred as ‘investment products’). Citibank N.A. does NOT provide investment advisory services in any manner or form. Investment products do not pertain to Citibank. Investment Products(i) are not bank deposits or obligations of or guaranteed by Citibank, N.A. Citigroup, Inc or any of its affiliates or subsidiaries; (ii) are not insured by any governmental agency and (iii) are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future results, prices/invested sum is subject to market risks which may result in appreciation or depreciation. The ownership of any investment decision(s) shall exclusively vest with the Investor after analyzing all possible risk factors and by exercise of his/her/its independent discretion and Citibank N.A shall not be liable or held liable for any consequences thereof.

Investment products are not available to US persons, Residents of Canada and may not be available in all jurisdictions. By making any investment, you confirm your deemed acceptance to the conditions mentioned herein.

Investment products are distributed by Citibank N.A. on a non -discretionary and non participation basis. The final investment decision shall at all times exclusively remain with the investor.

Investor investing in investment products acknowledge that: (i) the third party product provider may invest in products denominated in non-local currency; (ii) there could be risk of exchange rate fluctuations, which may result in loss of principal or erosion of value of investment . This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Please exercise diligence by reading & understanding the Key Information Memorandum(s)/Scheme Investment Document(s) & Statement of Additional Information/Term Sheet/Prospectus carefully before investing and no claim whatsoever shall be made against Citibank N.A. any of its affiliates or subsidiaries and / or employees claiming any influence/recommendation/advice/responsibility/liability as against your decision to invest in any investment product.

Investor should ensure to understand, accept the identities of different parties and the roles that they play in relation to the various Investment Product(s). Investor acknowledges that, there may be various actual or potential conflicts of interest between Citibank N.A. India, Citigroup Capital Markets Ltd., Citigroup Inc. or their affiliates or subsidiaries (collectively “Connected Persons”) and that of an investor itself , as a result of the various investment and/or commercial businesses and/or activities of the Connected Persons. You are deemed to accept, on purchasing/ subscribing / investing to a particular Investment Product(s), that any such conflict may exist and may be prejudicial to an investment in the Investment Product(s).

Citibank N.A. provides no independent research or analysis in the substance or preparation of this report. The information in this report has been obtained from reports issued by Citigroup Global Markets and Citigroup Investment Research. Such information is based upon sources Citigroup Global Markets (CGM) / Citigroup Investment Research (CIR) believe to be reliable. CGM and / or Citibank N.A., however, do not guarantee its accuracy and it may be incomplete or condensed. All opinions and estimates constitute CGM's view as of the date of report and are subject to change without notice. This report / presentation is provided for general information only and nothing contained in the material constitutes a recommendation for the purchase or sale of any security and/or currency. As a prerequisite condition for arriving at a decision to invest, any investor considering an investment should seek independent advice on the suitability or otherwise of the particular investment.

Apply for Citibank
Suvidha Salary account