Just realized you have less than a day to make your Personal Loan EMI payment? No worries! You can still make payment on time through Citibank Online or NEFT.
Top reasons to pay Personal Loan EMI
- Get your funds credited to your Personal Loan faster
- It's hassle-free
- Option to set up standing instruction from a Citibank Bank account
Citibank offers the following Modes for Personal Loan EMI payment
|From your Citibank account|
With Citibank Personal Loan EMI payment option you can set up a standing instruction to pay your EMI dues.
|From your Other Bank account|
With NEFT option, you can get funds credited to your Personal Loan Account even when you pay through a non-Citibank Bank account Know More.
Citibank's E-Pay lets you pay your Personal Loan EMI online even if you don't have a Citibank banking account. This will normally take 2 working days (excluding Saturdays & Sundays) to get credited into your account E-Pay now.
Your funds are transferred from your account with other bank through a facility called the ACH(Automated Clearing House, earlier referred as ECS). You are required to provide a signed mandate to Citibank authorizing the transfer of funds from your account with other bank. The ACH mandate can be downloaded here.
E-Pay on Citibank Website
Citibank's E-Pay lets you pay your Citibank Personal Loan EMI online even if you don't have a Citibank banking account. This will normally take 2 working days (excluding Saturdays & Sundays) to get credited into your account depending on the time taken by your Bank to process the payment.
Have a Citibank Account?
pay your Citibank Personal EMI using using Citibank Online. Just Login using your User ID & Password and click on "Pay Personal loan" link under Banking.
Please note: You can enjoy the convenience of viewing all your Citibank accounts (Bank Account / Credit Card / Home Loan / Personal Loan) with a single internet Password (IPIN) by choosing to link your accounts. Simply select "Link my accounts" under "other Banking services" when you Login.
NEFT payment to Personal Loan Account
Add your Citibank Personal Loan Account Number as a NEFT payee in your non Citibank account in three simple steps and initiate payment to enjoy same day credit of funds.1
While doing a payee addition, please use the following details
Payee Name : Name as it appears on your Personal Loan Account Number
Payee Account Number : Valid Citibank Personal Loan Account Number
Bank Name : Citibank N.A
Payment Account Type : Select Any Account Type
IFSC Code1 : CITI0000003 (Customers residing in any City can initiate a payment using CHENNAI IFSC code)
Branch Address : CHENNAI (Customers residing in any City can initiate a payment using CHENNAI as branch address)
1. To initiate a NEFT payment, you can use any valid IFSC code of Citibank. In the Payee details given above, we have used Chennai IFSC code which can be used by customers residing in any City.
If you are attempting to make your Citibank Personal Loan payment from your Citibanking / Suvidha Account, you have to Login to Citibank Online with your IPIN and make your Loan payment.
Your bank account will be debited and the payment to the Loan Account will be applied in 1 working day.