Calculate Personal Loan EMI with Citibank Personal Loan EMI Calculator


Enter you loan details

Loan Amount
Interest Rate
 % p.a.
* Appropriate processing fee will apply. Other Terms & Conditions apply. The offer of the bank is only indicative and final sanction including the amount and the tenure of the loan is at the sole discretion of the bank and subject to your creditability and the bank may at its discretion conduct additional verification to complete this process.
Your EMI :  
Break-Up of your Loan
Loan Amount (100%)
Total Interest Due (85.1%)
     Total Amount Payable
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Calculate Your Personal Loan EMI

To ease the burden of paying off your personal loan immediately, you can opt for the EMI (Equated Monthly Installment) facility. The Citibank Flexible Personal Loan EMI Calculator helps you plan your borrowings and loan payments as per your requirements. You can use the Personal Loan EMI calculator below to known your personal loan EMI by entering the loan amount, interest rate & loan tenure.
Need help? Here are some EMI fundamentals:

What is an EMI?

EMI stands for Equated Monthly Installment. It is the amount payable every month to the bank or any other financial institution until the loan amount is fully paid off. It consists of the interest on loan as well as part of the principal amount to be repaid. The sum of principal amount and interest is divided by the tenure, i.e., number of months, in which the loan has to be repaid. The interest component of the EMI would be larger during the initial months and will gradually reduce with each payment.

What is an EMI Calculator?

An EMI calculator is a type of calculator which helps you in calculating your monthly outgo based on the Amount, Interest rate and Tenure for repayment of your loan.

Using the Personal Loan EMI Calculator

Use the sliders below to calculate your EMI:
  • Loan Amount: Enter the Personal Loan amount that you wish to borrow.
  • Interest Rate: This is the Interest rate that is charged on the money borrowed.
  • Tenure of Loan: You need to select the period for which you wish to take the Personal Loan. Generally personal loan tenures range from 1 to 5 years.
Once you have entered all the relevant details into the EMI calculator, it will give you the amount you will need to pay every month for the loan.