Home Loan Referral Program

Home Loan Referral Program

Get up to Rs 75,000 for every successful
home loan referral!

Citibank Home Loan Referral Program - Get up to Rs 75,000 for every successful home loan referral

Home Loans Member - Get - Member Program

We hope you have been enjoying your association with Citibank. Please refer your friends, close associates or relatives who are looking for a home loan, loan against property, or want existing home loan transferred. As a token of our appreciation you will get rewarded upto Rs. 75000/- per successful conversion.^

Frequently Asked Questions (FAQs)

What is a home loan referral program?

It is a referral program wherein you can refer your friends, relatives, and acquaintances who are interested in transferring their existing home loan from another bank to Citibank. Upon successful conversion of your referrals, you will be eligible to receive up to Rs. 75000/- cash reward per conversion.

How does Citibank home loan referral work?

Citibank’s Home Loan Referral Program works as follows:

  • Fill in your details such as your name, email ID, phone number, Citibank account number, and PAN number so that you can receive cash rewards once your referrals have availed a home loan.
  • Enter details of your referrals such as total number of referrals, name, phone number, email address, and physical address.
  • The bank will send a unique link to your referrals via their email ID to apply for the loan.
  • Cash reward will be disbursed once your referral successfully applies for a home loan through the unique link.
REWARDS AT A GLANCE

Get rewarded as per below grid for referred loan booked and disbursed^

REWARD PAYOUT GRID
DISBURSED AMOUNT (in Rs.)^ REFERRAL REWARDS ON DISBURSAL*
30 Lakh - 50 Lakh Reward of Rs.9999
>50 Lakh - 1 Crore Reward of Rs.25,000
>1 Crore - 2 Crore Reward of Rs.50,000
>2 Crore Reward of Rs.75,000

*Subject to tax deduction at source under Section 194H of the Income Tax Act.

^Incase of under construction properties, the referral will qualify for payout calculated on the basis of the entire sanctioned loan amount post first tranche disbursal, provided the same is done during the approved time period.

The Client Referral Offer is not applicable to Referrers and Referees if the Referee is a resident individual of the European Union, European Economic Area (EEA) or any other jurisdictions where referral activity is restricted. Please consult a bank representative for details.

Citibank India does not market any product or service to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, and The Isle of Man or the UK. This web page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, and The Isle of Man or the UK.

BENEFITS

Interest calculated on daily reducing balance.

Convenience of structuring their requirements either as a term loan or part credit line facility through the CitiHome One Loan.

24x7 access to the Citibank Home Loan account through Citibank Online and CitiPhone banking.

  • Quick Links

    Whether you're a first-time buyer or looking to transfer your existing loan or leveraging your property's equity to expand your business, Compare home loans Citibank offers that come with a host of benefits and competitive interest rates.

    View all home loan options and apply for home loan with Citi to start with your home loan journey today!

  • Enjoy up to 2,500 Bonus Reward Points on your first spend with the Citibank Rewards Card.