- Credit Cards
Apply for a Credit Card:
Welcome to the world of Citi Credit Card benefits and privileges. Now you can easily book that luxury villa for the upcoming family vacation or buy the next Gen laptop for your work on easy credit card EMIs. Unlock the potential in your life and business with the power of Citi Credit Cards.
Each Citi Credit Card has been carefully designed to fulfill different aspirations and lifestyle needs of our customers, be it for active travelers, the busy officegoer or the happy homebody. Apply online for the credit card that best complements your lifestyle, from the selection of Citi Credit Cards.
Benefits of Citi Credit Cards
Enter a world of cashback, discounts, and privileges - get spoilt for choice with Citi Credit Cards. No matter what your lifestyle needs are, we have just the right credit card for you.
Live life king-size, as you get rewarded for shopping, watching movies, or even just paying your bills using a Citi Credit Card. Tee off on the best courses and access premium restaurant offerings with cards customized to your lifestyle.
A host of travel perks await the jet setters, from fabulous miles and access to premium airport lounges around the world to fuel-surcharge waivers. What’s more, you can accumulate miles and perks on other travel-related spends on Citi Credit Cards as well.
Easy Redemption of Points and Miles
How would you like to earn up to 10x reward points with select Citi Credit Cards, and use them to shop at over 700 physical and online shopping sites? Or, redeem your miles against flights across 100 airlines worldwide, or on hotel bookings and car rentals – all with just an SMS request for redemption? Welcome to the world of privileges and convenience, with Citi Credit Cards.
Shop with EMI
If your desired item costs above ₹2500, then you can convert your purchase into affordable monthly EMIs using your Citi Credit Card’s Citi PayLite feature. Select a tenure that suits you and apply using your Citi Mobile App or Citi Online site.
Citi Credit Cards also offer you the option to convert your outstanding amount on its credit cards to a monthly EMI, with the Citi FlexiBill program. With zero paperwork and flexible repayment tenures!
Safety and Fraud Protection
Citi Credit Cards come with a guarantee of security. The Citi Payment Gateway is a highly secured platform.
You can transact with confidence as a clause shields you if your card is misused after it is stolen or lost, as long as you report it ASAP. You also have the facility of selecting your own IPIN online on the Citi Credit Card site.
- Earn 10X reward points at departmental and apparel stores (physical or online)
- Earn minimum* 1 reward point for every ₹125 spent on the card
- Earn 300 bonus reward points on card purchases of over ₹30,000 in a month
- Redeem your reward points via SMS at over 700 outlets and e-shopping sites
- Earn 4 Turbo points on every spend of ₹150 & a 1% fuel surcharge reversal at authorized IndianOil outlets
- Earn 2 Turbo points for every ₹150 spent on groceries and supermarkets
- Earn 1 Turbo point for every ₹150 spent on other eligible spends
- Get welcome 250 Turbo Points on your first spend within 30 days of card issuance
- Earn 10,000 Miles with your first spend of ₹1,000 or more within
- Earn 10 Miles for every ₹100 spent on Citi PremierMiles website (until Sep 30, 2023), on Axis Travel Edge website and on flight tickets booked with airlines*
- Earn 4 miles for every ₹100 spent on other spends
- Get complimentary access to select airport lounges & freedom to choose from over 100 airlines to fly with
- Earn upto 14 First Citizen Reward Points on ₹200 spent at Shoppers Stop, Homestop, Arcelia, M.A.C, Clinique, Estee Lauder, Bobbi Brown, Jo Malone & Smashbox
- Earn 2 First Citizen Reward Points on ₹200 on all other spends
- Get welcome 500 First Citizen Reward Points worth ₹300 on your first spend within 30 days of card issuance
- Get welcome vouchers worth ₹2250 redeemable at Shoppers Stop & Homestop
- Welcome gift of 2,500 bonus reward points* and benefits worth ₹10,000 from Taj Group or ITC Hotels, every year*
- Earn minimum* 1 reward point on every ₹100 spent - online and in-store
- Earn 2 reward points on International Spends for every ₹100 spent
- Enjoy unlimited, complimentary access to airport lounges around the world with Priority Pass™