Here’s how you can shop more while you save more with your credit card
Reading about credit cards one morning, Vimal, a working professional overheard a folktale that his daughter was reading. The story went like this. A farmer in a village was blessed with a magic pot for his good deeds. Whenever he used money from that pot to buy something, a portion of the amount spent returned to the pot. Not only could he fulfil all his wishes, he never had to worry about his finances ever after.
Joining the dots, Vimal realized that this story could come true for him too. He knew of one such magic pot, which he had just read about. A rewards credit card. Though Vimal knew about credit cards, he didn’t know it could help him save while he spent. Reading more about a rewards credit card, he realized he could save money just by paying through one.
You too can save while you shop with a rewards credit card. Learn how.
What is a rewards credit card?
A Rewards Credit Card is a type of credit card that lets you earn while you spend. They work on a simple concept. As and when you use them for making payments, you receive rewards in the form of points, air miles or cashback. The reward depends on the card you choose and the minimum spending limit the card requires you to spend. Once you earn enough reward points, you can redeem them and enjoy benefits.
How to shop more to save more
While it is no rocket science that you can earn rewards through a rewards credit card, some tricks explained below can help you optimize its benefits.
- Use your rewards credit card as much as you can
You can earn enough rewards by using your card for your daily expenses. Swipe your card while paying for fuel, at departmental and apparel stores, for groceries or even online at e-commerce websites. - Use it to pay bigger amounts
Planning to buy a laptop or the latest smart phone? Use a rewards credit card. In one swipe, you could add hundreds of reward points by making big purchases. Moreover, by spending for expensive items through your rewards credit card, you can also utilize the additional benefits like EMI conversion and purchase protection offered by the card.
Using this credit card optimally can help you earn more reward points and benefits, thus increasing your savings. Shop more to save more with a Citi Rewards Credit Card. Apply now!
QUICK LINKS
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Make the most of your savings, everyday spend, shopping escapade and travel experience with Citi. View all
credit cards and apply for a credit card with Citi to start enjoying the offers today.
- Citi Rewards Credit Card - Earn reward points on all spends. Enjoy the many ways a Citi Rewards Credit Card makes every day more rewarding for you!
- Citi Cash Credit Back Card - Get cash back on all your bill spends. Do what you've always done but do it for less with Citi Cash Back Credit Card. Plus, enjoy savings and evergreen cash back benefits all year long.
- Citi PremierMiles Credit Card Get your passport to complimentary air travel and the freedom to choose from over 100 airlines with this Citi PremierMiles Credit Card. It’s more miles, less hassle! So, where are you going next?
- IndianOil Citi Credit Card - Save on your fuel bills. Get reward points that collect quickly, and convert easily to free fuel. Collect points on all purchases, and 4 times the points on fuel with IndianOil Citi Credit Card
- Citi First Citizen Credit Card – Get instant savings and vouchers for the shopping enthusiast in you with Citi First Citizen Credit Card.
- Citi Prestige Credit Card - Enjoy exclusive luxury experiences in travel and lifestyle on your Citi Prestige Credit Card
