Festivals in India mark the onset of holidays and celebration when you get a chance to spend some precious time with your loved ones. However, sometimes, festivals also require you to incur various expenses to ensure that you continue to enjoy the special moments without pause. While you could use your savings to fund your many expenditures, it might be a good idea to use them judiciously. Instead, an instant loan could be a better option to fund your plans. Whether you plan to mark an auspicious festival with an expensive purchase or go on a short vacation to Bangkok on New Year’s Eve, your credit card can be your best friend. This holiday season, use your credit card to get an instant loan.
How to avail instant loan
An instant loan on credit card is a simple, convenient and quick way of funding your holiday expenses. Citi instant loan is an unsecured loan that you can avail against the cash or credit limit on your credit card. Based on your eligibility and credit score, you can also get a loan over and above your credit limit.
With Citi, you can choose your time frame to repay the loan. Citi offers a flexible repayment tenure of 6, 12, 24, 36 and 48 months. As soon as your loan is approved, you will get your money through a draft at your postal address within three days or online within the next business day.
Why you should avail instant loan
While you juggle with the many requirements of daily life, it could be a tedious task to complete the paperwork and formalities of loans. However, true to its name, an instant loan can be availed without any complicated procedures. The following are the reasons why you should get an instant loan –
Requisites of getting an instant loan
Anyone with a credit card can get an instant loan. However, it also depends on your credit profile and repayment history. With a good credit score, you can avail a loan over your credit limit at attractive interest rates. Don’t let lack of funds ruin the fun this holiday season. Avail an instant loan on your Citi credit card and ensure the happiness of your loved ones. Apply now!