Standing Instruction Declaration By choosing for the Standing Instruction option, it is deemed that you have authorised the debit of your Citibank Account towards minimum amount due/total amount due per your choice above and acceptance of terms and conditions thereof. Citibank shall have a particular lien on all credit balances in your Citibank Account. Citibank shall be entitled to adjust and appropriate all such credit balances towards setting of the balance outstanding from time to time in your Credit Card Account and for this purpose is authorised to effect a debit to your Citibank Account after due notice to you. In case you desire to close your Citibank Account, Citibank may at its discretion close the Card Account, unless you provide to Citibank, adequate alternate security to secure the balance outstanding from time to time in your Card Account. You also understand that you need to ensure that your said Account needs to be funded with the appropriate amount to enable the bank to carry out Standing Instructions. You agree to keep the bank fully indemnified and hold harmless at all times, from and against all claims, expenses, losses, damages, costs (including reasonable attorney's fees), actions, suits and proceedings arising due to non-execution or delays in execution of your Standing Instruction either on account of non-availability of sufficient funds in your Account or due to delays in the mail/courier service or for any other reason beyond the control of the bank.

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