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Choose the Right Account.

Choose the Right Account.

We offer three packages - Regular, Preferred and Citigold based on the relationship balance that you maintain across all products that you have with us (Rupee Checking Account and Deposits). Citigold and Preferred Customers enjoy preferred exchange rates & fees and exclusive benefits.

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  Regular Preferred Citigold
Average monthly relationship balance Rs. 40,000 Rs. 2,00,000 $ 1,00,000
Fees and Charges
Monthly fees
(If you do not meet the Monthly Relationship Balance Requirements:)
1% of the shortfall^ or Rs. 400, whichever is lower. 1% of shortfall or Rs. 400, whichever is lower 1% of shortfall or Rs. 400, whichever is lower
Draft cancellation Rs. 100 Free Free
Cheque book Re-order Fee Rs. 100 Free Free
Duplicate statement fee Rs. 100 Free Free
Debit Card
Debit Card: annual fee Free Free Free
Debit Card: replacement fee Rs. 100 Free Free
Privileges & Benefits
CitiPhone 24 X 7 Customer Service with CitiPhone Banking 24 X 7 Customer Service with CitiPhone Banking 24 X 7 Customer Service with CitiPhone Banking
Online Banking Free access to Online Banking Free access to Online Banking Free access to Online Banking
India online transfers Free online transfers to any bank account in India Free online transfers to any bank account in India Free online transfers to any bank account in India
Demand Drafts Order free Demand Drafts online and get them delivered to over 700 locations in India. Order free Demand Drafts online and get them delivered to over 700 locations in India. Order free Demand Drafts online and get them delivered to over 700 locations in India.
Foreign Exchange rates   Preferential Foreign Exchange Rates Preferential Foreign Exchange Rates
Discounts & Privileges   Privileges and discounts at select restaurants in India and merchants Privileges and discounts at select restaurants in India and merchants
Airport lounges   Access to select domestic and international airport lounges in India Access to select domestic and international airport lounges in India
Global benefits     Exclusive travel, hotel and spa benefits and privileges at select locations globally
Citigold Business Centers     Access to Citigold Business Centers in India and abroad

Please refer to the Schedule of Charges for complete details