Immediate Payment Service
IMPS (Immediate Payment Service) is a new facility to transfer funds to, and receive funds from other bank accounts instantly, using your Mobile Phone! Login to Citi Mobile or use SMS Banking to avail of this 24x7 service and make instant Fund Transfers to customers across 56 banks.Simplify your day-to-day transactions by IMPS!
Who can send and receive money using IMPS?
All domestic bank account holders who have registered mobile numbers can send and receive money using IMPS. Money can be sent via SMS or Citi Mobile.
Click here for the list of banks offering the IMPS facility.
Click here to access a detailed FAQs section and know more about the IMPS facility.
Please obtain the following details from beneficiaries before proceeding to transfer funds via IMPS:
a) Beneficiary's mobile number as registered with his bank.
b) Beneficiary's Mobile Money Identifier (MMID).
Note: Please ask the beneficiaries to contact their respective banks to get their MMID.
Make Quick, One-time Fund Transfers
Step 1
Select One-time Fund Transfers on Citi Mobile
Login to Citi Mobile and Click on the One-time Fund Transfers Option on the Home Screen.
Step 2
Enter Beneficiary details and Confirm
Enter the beneficiary's mobile number, MMID and amount to be transferred and confirm transaction.
Or Remember a Payee and transfer funds
Step 1
Add a Payee on Citibank Online
Login to Citibank Online and add a payee for IMPS Fund Transfers. You will need the beneficiary's mobile number and MMID for this.
Step 2
Transfer funds to the Payee
a) Using Citi Mobile
Login to Citi Mobile => Click on Make Fund Transfers => Click on Pre-registered payees (IMPS). Select a payee, enter an amount and confirm the transaction.
b) Using SMS to 52484*
IMPS <10-digit payee mobile number> <7-digit payee MMID> <amount> <XXXX>
Note: XXXX denotes last 4-digits of your Debit Card number. The daily limit for IMPS transfers on SMS is Rs 1000
All Citi Mobile transactions other than One-time Fund Transfers have a combined daily limit of Rs 50,000. IMPS Fund Transfers to pre-registered payees through Citi Mobile falls in this category.
*If you are NOT on Aircel / Airtel / Vodafone / Idea, send the SMS to +919880752484
Click here to view Mobile Banking Terms and Conditions.
