Who can send and receive money using IMPS?
Customers can transfer and receive funds via IMPS using their registered Mobile numbers and Mobile Money Identifier or Account number and IFSC code.
Add a Payee on Citibank Online
Login to Citibank Online and add a payee for IMPS Fund Transfers using your Account number and IFSC or beneficiary's Mobile number and MMID.
Please note that your existing Fund Transfer payees whose banks are participating in IMPS via Account number and IFSC code will automatically be eligible for IMPS transactions.
Transfer Funds to the Payee
Using Citi Mobile - Select a payee => Choose either "IMPS via Account number and IFSC" or "IMPS via Mobile number and MMID".
Select a payee, enter an amount and confirm the transaction.
Using Citibank Online - Login to Citibank Online => Click on Make Fund Transfers => Click on Instant Fund Transfer (IMPS).
a) Select a payee, enter an amount and confirm the transaction.
b) Using SMS to 52484*.
IMPS via Mobile number and MMID.
IMPS <10-digit payee mobile number> <7-digit payee MMID> <amount> <XXXX>
IMPS via Account number and IFSC code.
IMPS <Payee Account number> <Payee IFSC code> <amount> <XXXX>
Note: XXXX denotes last 4-digit of your Debit Card number. The daily limit for IMPS transfers on SMS is Rs. 1,000.
Remitters Before Proceeding to Transfer Funds via IMPS
a) Beneficiary's Mobile number as registered with his bank.
b) Beneficiary's Mobile Money Identifier (MMID).
Note: Please ask the beneficiaries to contact their respective banks to get their MMID.
a) Beneficiary's Account number.
b) Beneficiary's Bank's IFSC code.
You can transfer funds up to Rs. 50,000 per day across Citibank Online / Citi Mobile and SMS channels using IMPS.
* If you are NOT on Aircel / Airtel / Vodafone / Idea, send the SMS to +919880752484.
Click here to view Mobile Banking Terms and Conditions.