A global citizen like you demands a global bank like Citibank. With us, you have control over your finances from anywhere in the world. Which is why by taking care of your banking accounts, we aim to give you one less thing to worry about and make this transition all the more easier.
Citibank will guide to relevant personnel overseas for account opening, when you relocate to another country1 - regulations permitting. To find out more, please speak with your Relationship Manager.
Moving To India
If you are moving to India for more than 6 months, we are pleased to offer a customised package - The Citibank Account for Expatriates. Some of the benefits include*:
A dedicated relationship manager to advise you on financial opportunities in India2.
Access to privileges
Exclusive benefits from our widest range of Credit / Debit Cards.
Making money available to your loved ones
The easiest way to remit money back home3.
Allows you to explore India on your own. Get great discounts on products and services from our partners5.
Anywhere, anytime account access
Access your account over the phone or on the internet anywhere, anytime.
Click here for details on the Citibank Savings Account for Expatriates.
* Subject to FEMA guidelines.
For NRI Clients
Citibank Preferred Rupee Checking Account
The Citibank Preferred Rupee Checking Account is an interest bearing bank account for NRIs, held in India in Rupees. With it, you also get:
Click here for details. Terms and Conditions apply.
1 At your specific request, Citibank N.A., India may arrange for assistance to facilitate opening of your overseas account in the destination country. Account opening is subject to applicable Terms & Conditions of the Citi entity in the destination country as well as applicable legal and regulatory requirements and conditions. Citibank N.A., India's role in respect of opening your overseas account shall be limited to arranging assistance for you on a reasonable efforts basis.
2 Investment products are not bank deposits or obligations of or guaranteed by Citibank N.A., Citigroup Inc., or any of its affiliates or subsidiaries, are not insured by any governmental agency and are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future results, prices can go up or down. Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorised or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Investment products are not available to US persons and residents of Canada may not be available in all jurisdictions. Mutual Funds are subject to market risk. Please read the Key Information Memorandum(s) / Scheme Investment Document(s) & Statement of Additional Information / Term Sheet / Prospectus carefully before investing.
Investors should ensure that they understand and accept the identities of different parties and the roles that they play in relation to the various Investment Product(s). There may be various actual or potential conflicts of interest between Citibank N.A., India, Citigroup Capital Markets Ltd., Citigroup Inc. or their affiliates or subsidiaries (collectively "Connected Persons") and an investor of the Investment Product(s), as a result of the various investment and / or commercial businesses and / or activities of the Connected Persons. You shall be deemed to accept, on purchasing / subscribing / investing to a particular Investment Product(s), that any such conflict may exist and may be prejudicial to an investment in the Investment Product(s).
3 Documentation for remittance service needs to be renewed every year. Foreign nationals resident in India can open and maintain a resident Rupee account in India in terms of Notification No. 5/2000-RB dated 3rd May 2000 viz., Foreign Exchange Management (Deposit) Regulations, 2000, as amended from time to time. All remittances and repatriation from the expat account would be under permissible norms as applicable under RBI Notification No. FEMA 13/2000 dated 3rd May 2000, as amended from time to time.
4 Credit Cards: Issuance of Citibank Credit Card is subject to normal Citibank approval criteria.
5 These services are offered on referral and / or arrangement basis only through tie up with respective service providers. It is to be noted that Citibank N.A., is not making any of these offers to you on its own and that Citibank N.A., holds no warranty & is not representative of the delivery, service, suitability or quality of any of the offers or any products and / or services made available to you under any of the offers. Any disputes regarding the delivery, service, suitability or quality of any of the offers and / or
products / services made available to you under any of the offers must be addressed in writing, by you directly to the participating merchant establishment and Citibank N.A., will not entertain any communication in this regard. Further Citibank N.A., shall not be liable for any loss or damage that may be suffered, or for any personal injury that may be suffered, by you or any one else, whether directly or indirectly by use or non-use of the products / services made available to you under any of the offers. Citibank N.A., reserves the right to extend or terminate any of these offers without prior notice to you. Citibank N.A., reserves the right, at any time, without prior notice, to add / alter / modify / change or vary all or any of these Terms and Conditions relating to the offer or to replace, wholly or in part, any of these offers by other offer(s), whether similar to these offers or not. All disputes, if any, arising out of or in conjunction with or as a result of these offers or otherwise relating here to shall be subject to the exclusive jurisdiction of competent
courts / tribunals in Mumbai irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
6 Insurance is the subject matter of solicitation. For more details on risk factors, Terms and Conditions please visit www.citibank.com/india or read sales brochure carefully before concluding a sale. Insurance is the subject matter of solicitation. Insurance products are obligations of the Insurance Company. For more details on risk factors, Terms and Conditions please visit www.citibank.com/india or read sales brochure carefully before concluding a sale.
SECTION 41 OF THE INSURANCE ACT 1938 PROHIBITION OF REBATES:
1) No person shall allow or offer to allow either directly or indirectly as an inducement to any person to take out or renew or continue an Insurance in respect of any kind of risk relating to lives or property in India any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy nor shall any person taking out or renewing or continuing the Policy accept any rebate except such rebate as may be allowed in accordance with the published prospectus or tables of the Insurer.
2) If any person fails to comply with regulation above he shall be liable to payment of fine, which may extend to five hundred rupees.
Data and research provided by Crisil.com. This performance analysis is based on the framework and methodology developed by Crisil.com for Citibank. Crisil.com has taken due care and caution in compilation of data. Information has been obtained by Crisil.com from sources it considers reliable. However, Crisil.com does not guarantee the accuracy, adequacy or completeness of the information and is not responsible for any errors or omissions or for the results obtained from the use of such information.
Crisil.com is not responsible for any errors in data reproduction. Crisil.com especially states that it has no financial liability whatsoever to the subscribers / users / transmitters / distributors of this analysis.
Citibank N.A., states that: This document is for informational purposes only and is not intended as an offer or an invitation to anyone for the purchase and sale of any security.
Citibank N.A., provides no independent research or advice in the substance or preparation of the reports. The reports are provided for general information only and nothing contained in the reports constitutes a recommendation for the purchase or sale of any security. Although the statements of fact in this report are obtained from sources that Citibank N.A., consider reliable, we do not guarantee their accuracy and any such information may be incomplete or condensed.
^ List of participating countries:
+ Transaction fee of US$25 applicable for Citibanking clients.
7 Other banks may charge fees for usage of their ATM for cash withdrawal overseas, which will need to be borne by the client.