Reap the benefits of a fixed EMI term loan and a flexible credit line, combined into one product.
+ Subject to Terms and Conditions.
Issuance of Citibank Ready Credit Line and Loan facility is at the sole discretion of the bank and subject to its internal credit processing criteria.
* Rs. 5 Lacs is the maximum amount that can be extended under the Ready Credit facility. The final amount and interest rate applicable will be subject to eligibility as per Citibank’s credit criteria.
^ Maximum 80% of the unused Ready Credit line can be converted into a term loan for 12-48 months tenure.
If at any point in time there is no salary credit to Citibank Saving Account, additional withdrawals from your Ready Credit line will not be permitted. However, you will continue to enjoy the flexibility of repaying your current outstanding amount over a 10/20 months period (Principal Repayment + Interest).
This webpage is intended only for Citibank Suvidha Customers and/or Citibank Customers. Any and all facilities/services/offers mentioned on this webpage are subject to specific Citibank N.A. Terms and Conditions. You are advised to contact Citibank N.A. to obtain and understand the applicable Terms and Conditions and/or any questions you may have with regard to any information contained on this webpage. Citibank N.A. does not guarantee the accuracy, adequacy or completeness of any information on this webpage and is not responsible for any errors or omissions or for results obtained from the use of such information as contained on this webpage. Citibank N.A., Citigroup and/or any of their affiliates/associates have no liability whatsoever to any person on account of the use of information provided herein and the said information is provided on a best-effort basis. Citibank has the right to modify or drop facilities/services/offers mentioned on this webpage at any time without assigning any reason whatsoever.