Investment Products including those invested under the Citibank Systematic Investment Plan are third party mutual funds not bank deposits or obligations of or guaranteed by Citibank, N.A., Citigroup, Inc or any of its affiliates or subsidiaries, are not insured by any governmental agency and are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future results, prices can go up or down. Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. This document does not constitute the distribution of any information or the making of any offer or solicitation by anyone in any jurisdiction in which such distribution or offer is not authorized or to any person to whom it is unlawful to distribute such a document or make such an offer or solicitation. Investment products are not available to US persons and may not be available in all jurisdictions. Mutual Funds are subject to market risk. Please read the offer document carefully before investing.