Citibank Cash Back Credit Card

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Enjoy Cash Back at nominal fees

The Citibank Cash Back card comes to you at an annual card fee of Rs 500. This fee is billed in the 1st month statement of card issuance and incrementally every 12 months thereafter.

Effective on cards booked on 1st April 2012 onwards.

• Interest will be charged if you (the word 'you' refers to the Cardmember) do not pay back the previous bill in full and also on all Cash Advances from the date of transaction until the date of settlement.
• Your rate of interest initially is 2.50% per month (i.e., 30.00% annualized). This can change periodically based on your spend, payback and utilization patterns. Your rate of interest would vary between 1.49% per month (i.e., 17.88% annualized) and 3.45% per month (i.e., 41.4% annualized), provided the account continues to be in good standing and all credit card bills are paid on time (at least the Minimum Amount Due). The rate can increase up to 3.5% per month (i.e.42.0% annualized), in case of default. The default interest rate will apply till the time the account is regularized plus 3 months of performance review period.
• All charges are dynamic and are subject to change based on Citibank's periodic review.